Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 29, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Title: Finance Business Partner Salary: 50,000p/a + 6K car allowance Location: Carlisle (hybrid) Type: Permanent A fantastic opportunity to work as a Finance Business Partner has come up at a dynamic construction company. Based out of Carlisle (hybrid) this role is a new position to join the commercial finance team that provides financial analysis and strategic support to the companies Northwest Division. Responsibilities Assist with the production of monthly management accounts Post and reconcile journals, accruals and prepayments within our account system Present monthly results to Divisional Management alongside the regional Operations Director and Commercial Manager Undertake reviews and analysis of Regional Overhead costs Develop reports and processes to ensure they are fit for purpose Prepare annual budgets and forecasts Work with the Divisional Finance Team to support and facilitate cross divisional requirements Provide ad hoc reporting requirements to the region and division Experience/Skills Will have at least 2 years' experience in a similar role - Essential Be CIMA/ACCA qualified/Part Qualified or QBE - Essential Have excellent communication skills - Essential Advanced Excel skills - Essential Be willing to travel to the other main office in the region once a week - Essential Would accept applications from backgrounds such as Commercial Finance Business Partners, Finance Business Partner, Commercial Finance Analyst, Senior Finance Analyst, Finance Analyst, Commercial Analysts, Project Accountants, Project Finance Analysts.
Mar 29, 2024
Full time
Title: Finance Business Partner Salary: 50,000p/a + 6K car allowance Location: Carlisle (hybrid) Type: Permanent A fantastic opportunity to work as a Finance Business Partner has come up at a dynamic construction company. Based out of Carlisle (hybrid) this role is a new position to join the commercial finance team that provides financial analysis and strategic support to the companies Northwest Division. Responsibilities Assist with the production of monthly management accounts Post and reconcile journals, accruals and prepayments within our account system Present monthly results to Divisional Management alongside the regional Operations Director and Commercial Manager Undertake reviews and analysis of Regional Overhead costs Develop reports and processes to ensure they are fit for purpose Prepare annual budgets and forecasts Work with the Divisional Finance Team to support and facilitate cross divisional requirements Provide ad hoc reporting requirements to the region and division Experience/Skills Will have at least 2 years' experience in a similar role - Essential Be CIMA/ACCA qualified/Part Qualified or QBE - Essential Have excellent communication skills - Essential Advanced Excel skills - Essential Be willing to travel to the other main office in the region once a week - Essential Would accept applications from backgrounds such as Commercial Finance Business Partners, Finance Business Partner, Commercial Finance Analyst, Senior Finance Analyst, Finance Analyst, Commercial Analysts, Project Accountants, Project Finance Analysts.
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 29, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds. If there's anything we can do to accommodate your specific situation, please let us know. About Cleo: Most people come to Cleo to do work that matters. Every day, we empower people to build a life beyond their next paycheck, building a beloved AI that enables you to forge your own path toward financial well-being. Backed by some of the most well-known investors in tech, we've reached millions of people to support them throughout their financial lives, from their first paycheck to their first home and beyond. We're hitting headlines too. This year, Forbes named us as one of their Next Billion Dollar Startups, and we were crowned the 'Hottest Tech Scaleup' at the Europas. Follow us on LinkedIn to keep up to date with new product features and insights from the team. The Role: You'll be a key member of our Plus & Money platform pillar, specifically working within the Payments and Lending team, responsible for enhancing our product features to support user financial health by leveraging data science and machine learning to refine and advance Cleo's product offerings. Responsibilities: Drive DS/ML Enablement and Innovation: Work on the enablement side of DS payments and lending, developing new commercially focused models and taking them from an idea, to production and generating value. Optimise Existing Models: Take ownership of critical existing models that currently drive our risk assessment and payments decisioning, optimising them to deliver their full potential. Infrastructure Development: Drive initiatives to improve Cleo's modelling infrastructure to enable their seamless use across the company, owning metrics like model latency, quality and robustness. Collaborate Across Functions: Work collaboratively with other squads to enhance product capabilities by scaling the use of commercial models and identifying new modelling applications What We're Looking For: Experience in Product Management: 3+ years in product management, focusing on consumer product growth and optimization, with a background in leveraging data analytics and user insights for product development. Data Science and Machine Learning: Strong understanding of DS/ML problems and solutions, passionate about leveraging these skills to drive growth, optimize product offerings, and enhance financial well-being. Hands-On Collaboration: Enjoy working closely with a cross-functional team, including analysts, designers, marketers, and engineers. Strategic Involvement: Actively involve your product squad in strategic planning and decision-making processes. Why This Role Is Exciting: Impactful Work: Drive significant improvements in financial health for users through innovative data science and machine learning projects. Cross-Functional Influence: Shape the future of Cleo's product offerings by working with cross-functional teams in implementing data-driven decisions. How long will the process take? Step 1: Call with a member of our Talent Team to find out more about your experience and why you want to work at Cleo Step 2: 45-60 minutes with another of our ML focused Product Managers Step 3: Live product task interview, to be presented to one of our Product Managers and Data Scientists Step 4: 45 minutes each with two cross-functional peers from Engineering, Design or Analytics What do you get for all your hard work? A competitive compensation package (base + equity). You can view our public progression framework and salary bandings here: This role is level PM4. Work at one of the fastest-growing tech startups, backed by top VC firms like Sofina, Balderton & EQT Ventures. A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support. Flexibility : We treat you as humans first, employees second. Because we can't fight for the world's financial health, if we're not healthy ourselves. This means all the usual perks but it also means flexibility. We take pride in being a flexible workplace that trusts our Cleople to deliver their best work, giving you the autonomy to structure your day around morning drop-offs to school or daily dog walks. Hybrid-first: Join our hybrid-first team, where we blend the best of both remote and in-office work. We expect our team members to be in our London office 1-2 times a week. On Thursdays, we buy you lunch but you can come to the office on whichever days work best for you! Other benefits; 25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo) Check out our new benefits package here: 6% employer-matched pension in the UK Company-wide performance reviews every 8 months e.g every 2 terms, in line with our termly cycles (Jan-April, May-Aug, Sept-Dec): Generous pay increases for high-performers and high-growth team members Equity top-ups for team members getting promoted Private Medical Insurance via Vitality, dental cover, and life assurance Enhanced parental leave 1 month paid sabbatical after 4 years at Cleo Regular socials and activities, online and in-person We'll pay for your OpenAI subscription Online mental health support via Spill And many more! UK App access: The Cleo app is no longer downloadable in the UK. Why? 99% of our users are based in the US - where financial health is often overlooked. We've decided to shift our focus to where we can provide the most value and make the greatest impact.
Mar 28, 2024
Full time
We strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds. If there's anything we can do to accommodate your specific situation, please let us know. About Cleo: Most people come to Cleo to do work that matters. Every day, we empower people to build a life beyond their next paycheck, building a beloved AI that enables you to forge your own path toward financial well-being. Backed by some of the most well-known investors in tech, we've reached millions of people to support them throughout their financial lives, from their first paycheck to their first home and beyond. We're hitting headlines too. This year, Forbes named us as one of their Next Billion Dollar Startups, and we were crowned the 'Hottest Tech Scaleup' at the Europas. Follow us on LinkedIn to keep up to date with new product features and insights from the team. The Role: You'll be a key member of our Plus & Money platform pillar, specifically working within the Payments and Lending team, responsible for enhancing our product features to support user financial health by leveraging data science and machine learning to refine and advance Cleo's product offerings. Responsibilities: Drive DS/ML Enablement and Innovation: Work on the enablement side of DS payments and lending, developing new commercially focused models and taking them from an idea, to production and generating value. Optimise Existing Models: Take ownership of critical existing models that currently drive our risk assessment and payments decisioning, optimising them to deliver their full potential. Infrastructure Development: Drive initiatives to improve Cleo's modelling infrastructure to enable their seamless use across the company, owning metrics like model latency, quality and robustness. Collaborate Across Functions: Work collaboratively with other squads to enhance product capabilities by scaling the use of commercial models and identifying new modelling applications What We're Looking For: Experience in Product Management: 3+ years in product management, focusing on consumer product growth and optimization, with a background in leveraging data analytics and user insights for product development. Data Science and Machine Learning: Strong understanding of DS/ML problems and solutions, passionate about leveraging these skills to drive growth, optimize product offerings, and enhance financial well-being. Hands-On Collaboration: Enjoy working closely with a cross-functional team, including analysts, designers, marketers, and engineers. Strategic Involvement: Actively involve your product squad in strategic planning and decision-making processes. Why This Role Is Exciting: Impactful Work: Drive significant improvements in financial health for users through innovative data science and machine learning projects. Cross-Functional Influence: Shape the future of Cleo's product offerings by working with cross-functional teams in implementing data-driven decisions. How long will the process take? Step 1: Call with a member of our Talent Team to find out more about your experience and why you want to work at Cleo Step 2: 45-60 minutes with another of our ML focused Product Managers Step 3: Live product task interview, to be presented to one of our Product Managers and Data Scientists Step 4: 45 minutes each with two cross-functional peers from Engineering, Design or Analytics What do you get for all your hard work? A competitive compensation package (base + equity). You can view our public progression framework and salary bandings here: This role is level PM4. Work at one of the fastest-growing tech startups, backed by top VC firms like Sofina, Balderton & EQT Ventures. A clear progression plan. We want you to keep growing. That means trying new things, leading others, challenging the status quo and owning your impact. Always with our complete support. Flexibility : We treat you as humans first, employees second. Because we can't fight for the world's financial health, if we're not healthy ourselves. This means all the usual perks but it also means flexibility. We take pride in being a flexible workplace that trusts our Cleople to deliver their best work, giving you the autonomy to structure your day around morning drop-offs to school or daily dog walks. Hybrid-first: Join our hybrid-first team, where we blend the best of both remote and in-office work. We expect our team members to be in our London office 1-2 times a week. On Thursdays, we buy you lunch but you can come to the office on whichever days work best for you! Other benefits; 25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo) Check out our new benefits package here: 6% employer-matched pension in the UK Company-wide performance reviews every 8 months e.g every 2 terms, in line with our termly cycles (Jan-April, May-Aug, Sept-Dec): Generous pay increases for high-performers and high-growth team members Equity top-ups for team members getting promoted Private Medical Insurance via Vitality, dental cover, and life assurance Enhanced parental leave 1 month paid sabbatical after 4 years at Cleo Regular socials and activities, online and in-person We'll pay for your OpenAI subscription Online mental health support via Spill And many more! UK App access: The Cleo app is no longer downloadable in the UK. Why? 99% of our users are based in the US - where financial health is often overlooked. We've decided to shift our focus to where we can provide the most value and make the greatest impact.
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Business Unit: Risk, Unsecured Portfolios Salary range: £44,000 - £55,000 per annum DOE + red-hot benefits Location: Remote - work from anywhere within the UK with occasional travel to a hub Live for the weekday. Live a life more Virgin . Our Team The Unsecured Credit Risk - Financial Insight team produce loss and impairment models which form part of the bank's pricing models and strategic plan. We ensure all models are accurately monitored, and track and provide insight on monthly movements in both arrears and impairments. ?We ensure quality control over analysis provided and execution of controls to ensure integrity of analysis completed. What you'll be doing • Supporting and designing of arrears and provision models for Credit Cards/Loans and PCAs for inclusion in VM strategic plans.• Providing loss and IFRS9 expectations for pricing models for Credit Cards and Personal Loans.• Investigating monthly impairment movements (both Loss & IFRS9) and providing a detailed explanation for trends and variance from plan, to aid understanding of P&L reporting.• Ensuring that all model metrics are accurately monitored and tracked within the team, to ensure any emerging trends are investigated and understood.• Building and maintaining relationships with the strategy, modelling and risk teams to ensure metrics within the models are reflective of current strategies, models and future changes.• Working closely with the Risk Strategy and Commercial Strategy teams to ensure that they are proactively informed of current and forecasted trends and strategies are appropriately reflected in forecasts.• Supporting the continued development of a best practice modelling culture within the bank, producing clear well written model documentation.• Supporting the Financial Insight Manager in enhancing the operational effectiveness of the team. We need you to have • Strong, independent analytical capabilities with proficiency in SAS and MS Office suite.• Experience producing loss forecasting and/or pricing models.• Previously worked with retail AIRB & IFRS9 modelling.• Extensive experience in Financial Services or banking with practical experience of performance reporting/analytics.• A proven ability to build strong networks and relationships, encouraging collaboration.• Excellent communication skills with the ability to condense and simplify complex information to brief and influence senior stakeholders. It's a bonus if you have but not essential • Commercial understanding of the unsecured lending sector.?• Strong understanding of the operations of Risk and the wider business.• Understanding of pricing models and strategies. Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more• Up to five extra paid well-being days per year• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt• Market-leading pension• Free private medical cover, income protection and life assurance• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness• Ability to work anywhere in the UK (where the role allows) And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Mar 28, 2024
Full time
Business Unit: Risk, Unsecured Portfolios Salary range: £44,000 - £55,000 per annum DOE + red-hot benefits Location: Remote - work from anywhere within the UK with occasional travel to a hub Live for the weekday. Live a life more Virgin . Our Team The Unsecured Credit Risk - Financial Insight team produce loss and impairment models which form part of the bank's pricing models and strategic plan. We ensure all models are accurately monitored, and track and provide insight on monthly movements in both arrears and impairments. ?We ensure quality control over analysis provided and execution of controls to ensure integrity of analysis completed. What you'll be doing • Supporting and designing of arrears and provision models for Credit Cards/Loans and PCAs for inclusion in VM strategic plans.• Providing loss and IFRS9 expectations for pricing models for Credit Cards and Personal Loans.• Investigating monthly impairment movements (both Loss & IFRS9) and providing a detailed explanation for trends and variance from plan, to aid understanding of P&L reporting.• Ensuring that all model metrics are accurately monitored and tracked within the team, to ensure any emerging trends are investigated and understood.• Building and maintaining relationships with the strategy, modelling and risk teams to ensure metrics within the models are reflective of current strategies, models and future changes.• Working closely with the Risk Strategy and Commercial Strategy teams to ensure that they are proactively informed of current and forecasted trends and strategies are appropriately reflected in forecasts.• Supporting the continued development of a best practice modelling culture within the bank, producing clear well written model documentation.• Supporting the Financial Insight Manager in enhancing the operational effectiveness of the team. We need you to have • Strong, independent analytical capabilities with proficiency in SAS and MS Office suite.• Experience producing loss forecasting and/or pricing models.• Previously worked with retail AIRB & IFRS9 modelling.• Extensive experience in Financial Services or banking with practical experience of performance reporting/analytics.• A proven ability to build strong networks and relationships, encouraging collaboration.• Excellent communication skills with the ability to condense and simplify complex information to brief and influence senior stakeholders. It's a bonus if you have but not essential • Commercial understanding of the unsecured lending sector.?• Strong understanding of the operations of Risk and the wider business.• Understanding of pricing models and strategies. Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more• Up to five extra paid well-being days per year• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt• Market-leading pension• Free private medical cover, income protection and life assurance• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness• Ability to work anywhere in the UK (where the role allows) And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
We are Direct Line Group - home to some of the country's best-known brands including Direct Line, Churchill, Privilege, Greenflag, Farmweb, and NIG. As Britain's leading personal motor insurer, and one of the UK's leading home, travel, rescue, pet, and commercial insurers, we serve millions of customers across the UK! Direct Line has a heritage of innovation, redefining the broker-led insurance market by becoming the first UK insurance company to use the telephone to sell insurance directly to customers. And we've continued to change as the market and customer preferences have evolved. Our vision is to create a world where insurance is personal, inclusive and a force for good, and our purpose is to help people carry on with their lives, giving them peace of mind now and in the future. To help us to achieve this vision and purpose, we have recently transformed our operating model to Agile ways of working in important areas of the business, such as our Product, Data, and Tech teams. We want to be an employer where people with different skills and expertise collaborate to deliver excellent products and services to our customers. The role: We are looking for a Reserving Lead to join our finance department! Reporting into our Group Reserving Actuary, you will deliver and support Reserving, Forecasting, Monitoring and associated Business decision-making. The purpose of this role is to lead a significant section of the Reserving function, providing strategic direction and oversight for your portfolio. You'll provide thought leadership on actuarial and business issues, and will lead and participate in the successful planning, implementation and delivery of large complex projects. Key priorities will include: Stakeholder management- You'll need to take ownership of specific relationships up to ExCo/Audit Committee level, understanding expectations and communicating Corporate Actuarial's view effectively; present results, and explain drivers and the wider commercial context. Leadership- We need an engaging leader who can adapt to changing circumstances and ensure team members are aligned on outcomes. You'll understand our responsibilities as a listed company and be able to distinguish between issues which need further investigation and those which need immediate escalation. High performance culture- You'll contribute to the creation of a high performing Corporate Actuarial & Finance function through development of team members, empowering them to demonstrate their skills, and support them in the process. Risk & Controls- You'll need a deep understanding of the principles of risk management and be able to apply this to manage controls and audit trails, responding positively to challenge by Risk and Audit, clearly articulating Corporate Actuarial's position. What else you'll be doing: Lead, plan, manage and deliver reserving, forecasting and monitoring to produce insightful analysis in a timely and accurate manner. Carry out review of results, produce reports and deliver presentations to a high standard for final sign off by the Group Reserving Actuary. Investigate, analyse and propose solutions to complex issues. Ensure models researched and built for reserving or other applications use appropriate techniques and data and are efficient, high quality, well documented and verifiable. Be aware of and direct the team in complying on an ongoing basis with the requirements of relevant professional/legal/regulatory/risk management frameworks, e.g. Technical Actuarial Standards, Solvency II, IFRS 17 & UK GAAP requirements. What we are looking for: Experience in a General Insurance background with deep knowledge of Reserving, Solvency II and IFRS 17 An advanced understanding of mathematical and statistical modelling tools Experience managing stakeholders at all levels, and communicating in a governed environment. You'll also collaborate effectively, and be able to coach and manage a team. Advanced knowledge of Excel and Psicle is preferred Ways of Working Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. How much you'll be in the office depends on your role, and we'll consider the flexible working options that work best for you. Our team is currently based in Bromley, but will be moving to London Bridge (near Monument) this summer. Read our flexible working approach here . Benefits We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: Generous 9% employer pension Eligibility for annual performance bonus of up to 20% Generous holidays, 30 days of annual leave (excluding bank holidays). Plus, the option of buying or selling up to 5 days each year. 50% off home, motor and pet insurance Free worldwide travel insurance and Green Flag breakdown cover Electric Vehicle car scheme which allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way Free private medical cover Buy-as-you-earn share scheme Employee discounts and cashback Being yourself Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.
Mar 28, 2024
Full time
We are Direct Line Group - home to some of the country's best-known brands including Direct Line, Churchill, Privilege, Greenflag, Farmweb, and NIG. As Britain's leading personal motor insurer, and one of the UK's leading home, travel, rescue, pet, and commercial insurers, we serve millions of customers across the UK! Direct Line has a heritage of innovation, redefining the broker-led insurance market by becoming the first UK insurance company to use the telephone to sell insurance directly to customers. And we've continued to change as the market and customer preferences have evolved. Our vision is to create a world where insurance is personal, inclusive and a force for good, and our purpose is to help people carry on with their lives, giving them peace of mind now and in the future. To help us to achieve this vision and purpose, we have recently transformed our operating model to Agile ways of working in important areas of the business, such as our Product, Data, and Tech teams. We want to be an employer where people with different skills and expertise collaborate to deliver excellent products and services to our customers. The role: We are looking for a Reserving Lead to join our finance department! Reporting into our Group Reserving Actuary, you will deliver and support Reserving, Forecasting, Monitoring and associated Business decision-making. The purpose of this role is to lead a significant section of the Reserving function, providing strategic direction and oversight for your portfolio. You'll provide thought leadership on actuarial and business issues, and will lead and participate in the successful planning, implementation and delivery of large complex projects. Key priorities will include: Stakeholder management- You'll need to take ownership of specific relationships up to ExCo/Audit Committee level, understanding expectations and communicating Corporate Actuarial's view effectively; present results, and explain drivers and the wider commercial context. Leadership- We need an engaging leader who can adapt to changing circumstances and ensure team members are aligned on outcomes. You'll understand our responsibilities as a listed company and be able to distinguish between issues which need further investigation and those which need immediate escalation. High performance culture- You'll contribute to the creation of a high performing Corporate Actuarial & Finance function through development of team members, empowering them to demonstrate their skills, and support them in the process. Risk & Controls- You'll need a deep understanding of the principles of risk management and be able to apply this to manage controls and audit trails, responding positively to challenge by Risk and Audit, clearly articulating Corporate Actuarial's position. What else you'll be doing: Lead, plan, manage and deliver reserving, forecasting and monitoring to produce insightful analysis in a timely and accurate manner. Carry out review of results, produce reports and deliver presentations to a high standard for final sign off by the Group Reserving Actuary. Investigate, analyse and propose solutions to complex issues. Ensure models researched and built for reserving or other applications use appropriate techniques and data and are efficient, high quality, well documented and verifiable. Be aware of and direct the team in complying on an ongoing basis with the requirements of relevant professional/legal/regulatory/risk management frameworks, e.g. Technical Actuarial Standards, Solvency II, IFRS 17 & UK GAAP requirements. What we are looking for: Experience in a General Insurance background with deep knowledge of Reserving, Solvency II and IFRS 17 An advanced understanding of mathematical and statistical modelling tools Experience managing stakeholders at all levels, and communicating in a governed environment. You'll also collaborate effectively, and be able to coach and manage a team. Advanced knowledge of Excel and Psicle is preferred Ways of Working Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. How much you'll be in the office depends on your role, and we'll consider the flexible working options that work best for you. Our team is currently based in Bromley, but will be moving to London Bridge (near Monument) this summer. Read our flexible working approach here . Benefits We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: Generous 9% employer pension Eligibility for annual performance bonus of up to 20% Generous holidays, 30 days of annual leave (excluding bank holidays). Plus, the option of buying or selling up to 5 days each year. 50% off home, motor and pet insurance Free worldwide travel insurance and Green Flag breakdown cover Electric Vehicle car scheme which allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way Free private medical cover Buy-as-you-earn share scheme Employee discounts and cashback Being yourself Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.
JOB TITLE: Data and Analytics Senior Analyst - Consumer Card Pricing SALARY: £57,546 - £63,940 LOCATION(S): Chester/Cardiff HOURS: Full-time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites Lloyds Banking Group is the largest consumer credit card lender in the UK. Our Credit Cards Pricing and Performance Team use a data-driven approach to make sure our products are always compelling and relevant, and we're excited to be making another delightful addition to the team! About this opportunity We're looking for someone who is great at working with large volumes of data, teasing out insights, then bringing these to life when presenting to others. You're proud of the quality of the code you write, with experience writing sophisticated SQL queries, and the ability to write well-documented code in SAS, Python, or another similar language. Your day-to-day will be a mix of data science / engineering, and analysis work: you might be optimizing an SQL query, automating a data pipeline, or developing and presenting a piece of bespoke analysis. You'll primarily be involved in analysing Balance Transfers and Money Transfers in existing credit card customers - assessing financial performance and customer behaviour. The valuation of BTs and MTs is important in understanding the profitability of the credit card portfolio, and provides commercial insights into all aspects of customer engagement. Day to day, you will: Data provision - writing and optimising SQL queries to support you and the team in performing customized analysis Writing code to automate data processing: currently in SAS but transitioning to GCP Create analysis to support BT/MT valuation: developing and improving forecasting methodologies, and analysis techniques to provide insights into customer behaviour and performance Drive the Promotional BT/MT process from a valuation perspective, developing meaningful insights into behavioural segment performance by price point and ensuring sufficient control over data processes. Use our partnerships with colleagues in Finance, Credit Risk and Product Design to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment. Why Lloyds Banking Group Join us and, as well as making a difference to customers, you'll enjoy a fulfilling career where you're free to be yourself. Great colleagues, transforming workspaces, hybrid working and a wide variety of career opportunities - you'll find them all here. What you'll need Excellent analytical ability with highly developed attention to detail and numerical skills Experience handling and simplifying large volumes of data, writing advanced SQL and optimizing existing queries for performance A good level of coding experience in one or more programming languages, particularly experience in manipulating data and performing analysis; SAS coding experience is not required but you must be willing and able to pick this up fairly quickly Proficient in excel and understanding complex formulas to ensure spreadsheets are efficient and future proofed Excellent communicating skills and be able to present succinct summaries of sophisticated and data heavy pieces of work to senior management Experience of working independently and setting key priorities for yourself And any experience of these would be really useful Financial services experience including profit and loss knowledge Experience with SQL on distributed platforms (e.g., Teradata, Apache Hive) and/or cloud SQL platforms (e.g., GCP BigQuery, Azure, AWS) SAS coding experience About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey.
Mar 28, 2024
Full time
JOB TITLE: Data and Analytics Senior Analyst - Consumer Card Pricing SALARY: £57,546 - £63,940 LOCATION(S): Chester/Cardiff HOURS: Full-time WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites Lloyds Banking Group is the largest consumer credit card lender in the UK. Our Credit Cards Pricing and Performance Team use a data-driven approach to make sure our products are always compelling and relevant, and we're excited to be making another delightful addition to the team! About this opportunity We're looking for someone who is great at working with large volumes of data, teasing out insights, then bringing these to life when presenting to others. You're proud of the quality of the code you write, with experience writing sophisticated SQL queries, and the ability to write well-documented code in SAS, Python, or another similar language. Your day-to-day will be a mix of data science / engineering, and analysis work: you might be optimizing an SQL query, automating a data pipeline, or developing and presenting a piece of bespoke analysis. You'll primarily be involved in analysing Balance Transfers and Money Transfers in existing credit card customers - assessing financial performance and customer behaviour. The valuation of BTs and MTs is important in understanding the profitability of the credit card portfolio, and provides commercial insights into all aspects of customer engagement. Day to day, you will: Data provision - writing and optimising SQL queries to support you and the team in performing customized analysis Writing code to automate data processing: currently in SAS but transitioning to GCP Create analysis to support BT/MT valuation: developing and improving forecasting methodologies, and analysis techniques to provide insights into customer behaviour and performance Drive the Promotional BT/MT process from a valuation perspective, developing meaningful insights into behavioural segment performance by price point and ensuring sufficient control over data processes. Use our partnerships with colleagues in Finance, Credit Risk and Product Design to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment. Why Lloyds Banking Group Join us and, as well as making a difference to customers, you'll enjoy a fulfilling career where you're free to be yourself. Great colleagues, transforming workspaces, hybrid working and a wide variety of career opportunities - you'll find them all here. What you'll need Excellent analytical ability with highly developed attention to detail and numerical skills Experience handling and simplifying large volumes of data, writing advanced SQL and optimizing existing queries for performance A good level of coding experience in one or more programming languages, particularly experience in manipulating data and performing analysis; SAS coding experience is not required but you must be willing and able to pick this up fairly quickly Proficient in excel and understanding complex formulas to ensure spreadsheets are efficient and future proofed Excellent communicating skills and be able to present succinct summaries of sophisticated and data heavy pieces of work to senior management Experience of working independently and setting key priorities for yourself And any experience of these would be really useful Financial services experience including profit and loss knowledge Experience with SQL on distributed platforms (e.g., Teradata, Apache Hive) and/or cloud SQL platforms (e.g., GCP BigQuery, Azure, AWS) SAS coding experience About working for us Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it's why we especially welcome applications from under-represented groups. We're disability confident. So if you'd like reasonable adjustments to be made to our recruitment processes, just let us know We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15% An annual performance-related bonus Share schemes including free shares Benefits you can adapt to your lifestyle, such as discounted shopping 30 days' holiday, with bank holidays on top A range of wellbeing initiatives and generous parental leave policies Want to do amazing work, that's interesting and makes a difference to millions of people? Join our journey.
Business Unit: Risk, Unsecured Portfolios Salary range: £44,000 - £55,000 per annum DOE + red-hot benefits Location: Remote - work from anywhere within the UK with occasional travel to a hub Live for the weekday. Live a life more Virgin . Our Team The Unsecured Credit Risk - Financial Insight team produce loss and impairment models which form part of the bank's pricing models and strategic plan. We ensure all models are accurately monitored, and track and provide insight on monthly movements in both arrears and impairments. ?We ensure quality control over analysis provided and execution of controls to ensure integrity of analysis completed. What you'll be doing • Supporting and designing of arrears and provision models for Credit Cards/Loans and PCAs for inclusion in VM strategic plans.• Providing loss and IFRS9 expectations for pricing models for Credit Cards and Personal Loans.• Investigating monthly impairment movements (both Loss & IFRS9) and providing a detailed explanation for trends and variance from plan, to aid understanding of P&L reporting.• Ensuring that all model metrics are accurately monitored and tracked within the team, to ensure any emerging trends are investigated and understood.• Building and maintaining relationships with the strategy, modelling and risk teams to ensure metrics within the models are reflective of current strategies, models and future changes.• Working closely with the Risk Strategy and Commercial Strategy teams to ensure that they are proactively informed of current and forecasted trends and strategies are appropriately reflected in forecasts.• Supporting the continued development of a best practice modelling culture within the bank, producing clear well written model documentation.• Supporting the Financial Insight Manager in enhancing the operational effectiveness of the team. We need you to have • Strong, independent analytical capabilities with proficiency in SAS and MS Office suite.• Experience producing loss forecasting and/or pricing models.• Previously worked with retail AIRB & IFRS9 modelling.• Extensive experience in Financial Services or banking with practical experience of performance reporting/analytics.• A proven ability to build strong networks and relationships, encouraging collaboration.• Excellent communication skills with the ability to condense and simplify complex information to brief and influence senior stakeholders. It's a bonus if you have but not essential • Commercial understanding of the unsecured lending sector.?• Strong understanding of the operations of Risk and the wider business.• Understanding of pricing models and strategies. Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more• Up to five extra paid well-being days per year• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt• Market-leading pension• Free private medical cover, income protection and life assurance• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness• Ability to work anywhere in the UK (where the role allows) And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Mar 28, 2024
Full time
Business Unit: Risk, Unsecured Portfolios Salary range: £44,000 - £55,000 per annum DOE + red-hot benefits Location: Remote - work from anywhere within the UK with occasional travel to a hub Live for the weekday. Live a life more Virgin . Our Team The Unsecured Credit Risk - Financial Insight team produce loss and impairment models which form part of the bank's pricing models and strategic plan. We ensure all models are accurately monitored, and track and provide insight on monthly movements in both arrears and impairments. ?We ensure quality control over analysis provided and execution of controls to ensure integrity of analysis completed. What you'll be doing • Supporting and designing of arrears and provision models for Credit Cards/Loans and PCAs for inclusion in VM strategic plans.• Providing loss and IFRS9 expectations for pricing models for Credit Cards and Personal Loans.• Investigating monthly impairment movements (both Loss & IFRS9) and providing a detailed explanation for trends and variance from plan, to aid understanding of P&L reporting.• Ensuring that all model metrics are accurately monitored and tracked within the team, to ensure any emerging trends are investigated and understood.• Building and maintaining relationships with the strategy, modelling and risk teams to ensure metrics within the models are reflective of current strategies, models and future changes.• Working closely with the Risk Strategy and Commercial Strategy teams to ensure that they are proactively informed of current and forecasted trends and strategies are appropriately reflected in forecasts.• Supporting the continued development of a best practice modelling culture within the bank, producing clear well written model documentation.• Supporting the Financial Insight Manager in enhancing the operational effectiveness of the team. We need you to have • Strong, independent analytical capabilities with proficiency in SAS and MS Office suite.• Experience producing loss forecasting and/or pricing models.• Previously worked with retail AIRB & IFRS9 modelling.• Extensive experience in Financial Services or banking with practical experience of performance reporting/analytics.• A proven ability to build strong networks and relationships, encouraging collaboration.• Excellent communication skills with the ability to condense and simplify complex information to brief and influence senior stakeholders. It's a bonus if you have but not essential • Commercial understanding of the unsecured lending sector.?• Strong understanding of the operations of Risk and the wider business.• Understanding of pricing models and strategies. Red Hot Rewards • Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more• Up to five extra paid well-being days per year• 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt• Market-leading pension• Free private medical cover, income protection and life assurance• Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness• Ability to work anywhere in the UK (where the role allows) And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? Apply as soon as you can. If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we re a workforce to be reckoned with. We're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We strive to create positive experiences for our millions of customers and our purpose, 'Making You Happier About Money', underpins everything we do. We believe in doing banking differently, innovating and working together to make a real difference. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
A quick look at the role The Senior Financial Analyst has responsibility for all accounting and management accounts and reporting for the Municipal collections division. The role works closely with the business (typically divisional business unit Directors or Regional General Managers) to ensure robust financial controls are in place, adhered to and to proactively suggest performance improvement initiatives. . Your core responsibilities Lead, manage and develop direct reports (typically Financial Analysts) as part of an effective team providing timely financial data and support to the business. Oversee preparation of monthly management accounts by Financial Analysts, including variance analyses and bridges, for each of the selected business units and the division as a whole, to meet reporting deadlines and provide useful feedback/explanations of financial performance. Compilation and distribution of divisional monthly financial reporting pack in conjunction with FBPs to provide financial and non-financial staff with useful financial data and KPIs as a foundation for sound commercial decision making and analysis. Preparation of flash reporting in month for their respective business units/regions and prepare commentary on key variances to forecast and actual performance at month end. Presentation/explanation of monthly results to divisional FD/MD and other senior personnel to enable understanding of profitability. Oversee monthly CAPEX reporting and forecast updates to ensure adherence to budget and data availability for change programmes/new business cases. Assist FBPs and operations in the preparation of budgets, forecasts and five year plans for the business units of responsibility to aid and assist accurate planning. Oversee consolidation of budgets, forecasts and five year plans for the division (including central submissions and divisional outputs for presentations, etc.) to enable the business to meet planning deadlines with accurate and fully explained data. Support the new business bids, pricing and financial modelling as appropriate for their respective business units/regions - for example Majors pricing in I&C Oversee balance sheet reconciliations to ensure controls are in place and being adhered to. Deal with end of year audit queries to support the sign-off of year-end accounts. . Our essential requirements Qualified or final stage ACCA/CIMA Experience of working with and supporting operational colleagues Strong system skills including advanced Excel and some Power BI Management accounting experience gained in the service, logistics or waste industries an advantage . Biffa - we're changing the way people think about waste At Biffa, we love working with waste. Whether we're turning it into sustainable power, finding new ways to recycle it or simply keeping it off the streets, we believe every day is an opportunity to improve the lives of millions. It's a view that's shared by our 11,000+ people around the country, who trust us to provide them with a career that's always rewarding, often challenging, but never dull. We believe different ideas, perspective and backgrounds are key to developing a creative and effective working environment which is why you'll find us championing diversity and equality at every turn.
Mar 28, 2024
Full time
A quick look at the role The Senior Financial Analyst has responsibility for all accounting and management accounts and reporting for the Municipal collections division. The role works closely with the business (typically divisional business unit Directors or Regional General Managers) to ensure robust financial controls are in place, adhered to and to proactively suggest performance improvement initiatives. . Your core responsibilities Lead, manage and develop direct reports (typically Financial Analysts) as part of an effective team providing timely financial data and support to the business. Oversee preparation of monthly management accounts by Financial Analysts, including variance analyses and bridges, for each of the selected business units and the division as a whole, to meet reporting deadlines and provide useful feedback/explanations of financial performance. Compilation and distribution of divisional monthly financial reporting pack in conjunction with FBPs to provide financial and non-financial staff with useful financial data and KPIs as a foundation for sound commercial decision making and analysis. Preparation of flash reporting in month for their respective business units/regions and prepare commentary on key variances to forecast and actual performance at month end. Presentation/explanation of monthly results to divisional FD/MD and other senior personnel to enable understanding of profitability. Oversee monthly CAPEX reporting and forecast updates to ensure adherence to budget and data availability for change programmes/new business cases. Assist FBPs and operations in the preparation of budgets, forecasts and five year plans for the business units of responsibility to aid and assist accurate planning. Oversee consolidation of budgets, forecasts and five year plans for the division (including central submissions and divisional outputs for presentations, etc.) to enable the business to meet planning deadlines with accurate and fully explained data. Support the new business bids, pricing and financial modelling as appropriate for their respective business units/regions - for example Majors pricing in I&C Oversee balance sheet reconciliations to ensure controls are in place and being adhered to. Deal with end of year audit queries to support the sign-off of year-end accounts. . Our essential requirements Qualified or final stage ACCA/CIMA Experience of working with and supporting operational colleagues Strong system skills including advanced Excel and some Power BI Management accounting experience gained in the service, logistics or waste industries an advantage . Biffa - we're changing the way people think about waste At Biffa, we love working with waste. Whether we're turning it into sustainable power, finding new ways to recycle it or simply keeping it off the streets, we believe every day is an opportunity to improve the lives of millions. It's a view that's shared by our 11,000+ people around the country, who trust us to provide them with a career that's always rewarding, often challenging, but never dull. We believe different ideas, perspective and backgrounds are key to developing a creative and effective working environment which is why you'll find us championing diversity and equality at every turn.
Commercial Manager Isleworth 40,000 - 45,000 Role Profile Cast UK is thrilled to announce our partnership with one of the UK's top distributors to lead the talent search for a Commercial Manager. As one of the key commercial subject matter experts, analysts, and decision makers for the business, you will focus on designing and delivery tenders, leading commercial projects and reporting back to key stakeholders. Key Responsibilities: Working closely with the sales team you will help manage individual pricing enquiries You will lead new tenders and business proposals ensuring the business operates with good margins factoring in excellent service levels Leading commercial and finance projects reporting back to the senior leadership team will be a key part of this role Negotiating with suppliers to reduce costs in key product areas Managing product selection and pricing strategies for high value tender proposals Required Skills: Minimum 4 to 5 years' experience in either buying or commercials roles Strong influencing skills are required as this role will involve consistent dialogue with key stakeholders within the business, meaning someone with high influencing skills is required. Experience of negotiations within a commercial setting Strong Excel skills including pivot tables, lookups, advanced formulas Management experience would be desirable as progression to a leadership role is possible A degree with a commercial or analytical bias would be desirable Remuneration 40,000 - 45,000 About Cast UK Cast UK is a leading executive consultancy, providing national recruitment solutions to both clients and candidates. Specialising in HR, Procurement, Buying, Supply Chain, and Logistics, each member of our specialist team has a professional background specific to their recruiting sector. With this unique insight and knowledge, our consultants are able to place individuals from trainee through to main board. For more information on Cast UK and a complete list of all of our current vacancies, please visit (url removed).
Mar 28, 2024
Full time
Commercial Manager Isleworth 40,000 - 45,000 Role Profile Cast UK is thrilled to announce our partnership with one of the UK's top distributors to lead the talent search for a Commercial Manager. As one of the key commercial subject matter experts, analysts, and decision makers for the business, you will focus on designing and delivery tenders, leading commercial projects and reporting back to key stakeholders. Key Responsibilities: Working closely with the sales team you will help manage individual pricing enquiries You will lead new tenders and business proposals ensuring the business operates with good margins factoring in excellent service levels Leading commercial and finance projects reporting back to the senior leadership team will be a key part of this role Negotiating with suppliers to reduce costs in key product areas Managing product selection and pricing strategies for high value tender proposals Required Skills: Minimum 4 to 5 years' experience in either buying or commercials roles Strong influencing skills are required as this role will involve consistent dialogue with key stakeholders within the business, meaning someone with high influencing skills is required. Experience of negotiations within a commercial setting Strong Excel skills including pivot tables, lookups, advanced formulas Management experience would be desirable as progression to a leadership role is possible A degree with a commercial or analytical bias would be desirable Remuneration 40,000 - 45,000 About Cast UK Cast UK is a leading executive consultancy, providing national recruitment solutions to both clients and candidates. Specialising in HR, Procurement, Buying, Supply Chain, and Logistics, each member of our specialist team has a professional background specific to their recruiting sector. With this unique insight and knowledge, our consultants are able to place individuals from trainee through to main board. For more information on Cast UK and a complete list of all of our current vacancies, please visit (url removed).
What's Next? Join ZF! ZF is a global technology company supplying systems for passenger cars, commercial vehicles and industrial technology, enabling the next generation of mobility. ZF allows vehicles to see, think and act. In the four technology domains of Vehicle Motion Control, Integrated Safety, Automated Driving, and Electric Mobility, ZF offers comprehensive product and software solutions for established vehicle manufacturers and newly emerging transport and mobility service providers. ZF electrifies a wide range of vehicle types. With its products, the company contributes to reducing emissions, protecting the climate and enhancing safe mobility. Financial Analyst (m/f/d) Country/Region: GB Location: Solihull, GB Req ID 66865 The Hub - Shirley, United Kingdom About the Team: ZF is a global technology company and supplies systems for passenger cars, commercial vehicles and industrial technology, enabling the next generation of mobility. With its comprehensive technology portfolio, the company offers integrated solutions for established vehicle manufacturers, mobility providers and start-up companies in the fields of transportation and mobility. ZF continually enhances its systems in the areas of digital connectivity and automation to allow vehicles to see, think and act. This exciting role will be located at our brand new facility at Shirley, Solihull, UK. This facility is the home of our global engineering centres, purpose built R&D engineering centre for over 600 of UK employees. So, if you love a challenge, learning and developing new financial reporting processes, interacting with colleagues in a truly global organisation, supporting senior management in establishing the right strategies, then this may be the job for you. Key Purpose of your role as Financial Analyst (m/f/d) is to support the timely monthly reporting of the Chassis Steering Division's Product Line Profitability. What you can look forward to as Financial Analyst (m/f/d): Secure the monthly data from each site in the necessary format / template Perform the required sensitivity checks to validate the quality of the data received Communicate with the global sites to further enhance the understanding of the monthly variances and ensure appropriate records to support any follow up reviews Support the preparation of the monthly consolidated Global Chassis Steering Product Line Profitability report for Senior Management Support the monthly reporting process upwards to Division Finance Update & further develop current reporting practices Your Profile as Financial Analyst (m/f/d): Minimum A-levels but ideally educated to degree level 2-3 years of experience in a high volume, target driven, professional company and specifically in a finance environment An understanding of finance / accounting. Awareness of "financial uncertainties" such as accruals, provisions, etc. would be an advantage Good general IT skills, specifically an expert in Excel Some knowledge of SAP would be an advantage Being a respectful, self-motivated, and detail-oriented person with the ability to communicate well within a global structure Very strong numerical ability and proficient in dealing with large volumes of data Proactive, result oriented and proven self-ability to identify problems The position is part of the ZF Global Employee Referral Program. Be part of our ZF team as Financial Analyst (m/f/d) and apply now! Contact Anne Jügling What does DEI (Diversity, Equity, Inclusion) mean for ZF as a company? At ZF, we continuously strive to build and maintain a culture where inclusiveness is lived and diversity is valued. We actively seek ways to remove barriers so that all our employees can rise to their full potential. We aim to embed this vision in our legacy through how we operate and build our products as we shape the future of mobility. Find out how we work at ZF: Job Segment: Financial Analyst, Facilities, Financial, ERP, SAP, Finance, Operations, Technology
Mar 28, 2024
Full time
What's Next? Join ZF! ZF is a global technology company supplying systems for passenger cars, commercial vehicles and industrial technology, enabling the next generation of mobility. ZF allows vehicles to see, think and act. In the four technology domains of Vehicle Motion Control, Integrated Safety, Automated Driving, and Electric Mobility, ZF offers comprehensive product and software solutions for established vehicle manufacturers and newly emerging transport and mobility service providers. ZF electrifies a wide range of vehicle types. With its products, the company contributes to reducing emissions, protecting the climate and enhancing safe mobility. Financial Analyst (m/f/d) Country/Region: GB Location: Solihull, GB Req ID 66865 The Hub - Shirley, United Kingdom About the Team: ZF is a global technology company and supplies systems for passenger cars, commercial vehicles and industrial technology, enabling the next generation of mobility. With its comprehensive technology portfolio, the company offers integrated solutions for established vehicle manufacturers, mobility providers and start-up companies in the fields of transportation and mobility. ZF continually enhances its systems in the areas of digital connectivity and automation to allow vehicles to see, think and act. This exciting role will be located at our brand new facility at Shirley, Solihull, UK. This facility is the home of our global engineering centres, purpose built R&D engineering centre for over 600 of UK employees. So, if you love a challenge, learning and developing new financial reporting processes, interacting with colleagues in a truly global organisation, supporting senior management in establishing the right strategies, then this may be the job for you. Key Purpose of your role as Financial Analyst (m/f/d) is to support the timely monthly reporting of the Chassis Steering Division's Product Line Profitability. What you can look forward to as Financial Analyst (m/f/d): Secure the monthly data from each site in the necessary format / template Perform the required sensitivity checks to validate the quality of the data received Communicate with the global sites to further enhance the understanding of the monthly variances and ensure appropriate records to support any follow up reviews Support the preparation of the monthly consolidated Global Chassis Steering Product Line Profitability report for Senior Management Support the monthly reporting process upwards to Division Finance Update & further develop current reporting practices Your Profile as Financial Analyst (m/f/d): Minimum A-levels but ideally educated to degree level 2-3 years of experience in a high volume, target driven, professional company and specifically in a finance environment An understanding of finance / accounting. Awareness of "financial uncertainties" such as accruals, provisions, etc. would be an advantage Good general IT skills, specifically an expert in Excel Some knowledge of SAP would be an advantage Being a respectful, self-motivated, and detail-oriented person with the ability to communicate well within a global structure Very strong numerical ability and proficient in dealing with large volumes of data Proactive, result oriented and proven self-ability to identify problems The position is part of the ZF Global Employee Referral Program. Be part of our ZF team as Financial Analyst (m/f/d) and apply now! Contact Anne Jügling What does DEI (Diversity, Equity, Inclusion) mean for ZF as a company? At ZF, we continuously strive to build and maintain a culture where inclusiveness is lived and diversity is valued. We actively seek ways to remove barriers so that all our employees can rise to their full potential. We aim to embed this vision in our legacy through how we operate and build our products as we shape the future of mobility. Find out how we work at ZF: Job Segment: Financial Analyst, Facilities, Financial, ERP, SAP, Finance, Operations, Technology
Exciting new opportunity to join the UK division of a European group, based in Manchester city centre, committed to delivering high-quality services and providing effective solutions to its clients. We are currently seeking a talented and motivated Commercial Analyst to join our dynamic team. Overview: As a Commercial Analyst, you will work closely with finance and non-finance senior stakeholders analysing commercial performance, identifying trends, and providing actionable insights to support decision-making processes. Key Responsibilities Prepare weekly and monthly forecasting for the senior leadership team. Handle month-end accounting processes, including journal entries, reconciliations etc. Collaborate with sales, marketing, and finance teams to optimize strategies and maximize revenue potential. Prepare insightful reports and presentations to senior management, highlighting key trends. Monitor industry trends and competitor activities to identify market opportunities and potential threats. The person Hold a Professional accounting qualification (e.g., CIMA, ACCA, ACA).Ideally fully qualified or a finalist. Proven experience in data analysis and month-end accounting processes, preferably in a fast-moving industry. Strong analytical, problem-solving, and quantitative skills. Advanced Microsoft Excel skills Proficiency on SAP advantageous but not essential Excellent communication and presentation skills. Ability to work independently and collaboratively in a fast-paced environment. In return you will be offered a salary of £45,000 - £50,000, a good benefits package and join an innovative, exciting business with a friendly, collaborative culture and a hybrid working environment. ( 3 days in the office, 2 WFH).
Mar 28, 2024
Full time
Exciting new opportunity to join the UK division of a European group, based in Manchester city centre, committed to delivering high-quality services and providing effective solutions to its clients. We are currently seeking a talented and motivated Commercial Analyst to join our dynamic team. Overview: As a Commercial Analyst, you will work closely with finance and non-finance senior stakeholders analysing commercial performance, identifying trends, and providing actionable insights to support decision-making processes. Key Responsibilities Prepare weekly and monthly forecasting for the senior leadership team. Handle month-end accounting processes, including journal entries, reconciliations etc. Collaborate with sales, marketing, and finance teams to optimize strategies and maximize revenue potential. Prepare insightful reports and presentations to senior management, highlighting key trends. Monitor industry trends and competitor activities to identify market opportunities and potential threats. The person Hold a Professional accounting qualification (e.g., CIMA, ACCA, ACA).Ideally fully qualified or a finalist. Proven experience in data analysis and month-end accounting processes, preferably in a fast-moving industry. Strong analytical, problem-solving, and quantitative skills. Advanced Microsoft Excel skills Proficiency on SAP advantageous but not essential Excellent communication and presentation skills. Ability to work independently and collaboratively in a fast-paced environment. In return you will be offered a salary of £45,000 - £50,000, a good benefits package and join an innovative, exciting business with a friendly, collaborative culture and a hybrid working environment. ( 3 days in the office, 2 WFH).
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd
Mar 28, 2024
Full time
Join us as a Senior Actuarial Analyst to take your career to the next level with an international market leader. Make your mark in Actuarial Our Actuaries are on the front lines, quantifying risk, pricing insurance and reserving losses for AIG's major insurance operating companies, globally. We collaborate with Finance, Claims, Operations, Marketing and Risk Management, among other functions. As an AIG actuary, you will be challenged and encouraged to reach your greatest potential to help improve how we predict, manage and mitigate risk. How you will create an impact You will make a key contribution to our performance in Actuarial by being actively involved in profitability studies, portfolio deep dives, working with underwriters on large account pricing, and pricing model development & enhancements. Key responsibilities include: Analyse the profitability of the Property Portfolio. Work closely with underwriting to develop pricing and underwriting strategies and identify pockets of profitable growth opportunities. Monitor rate, exposure, retention and new business changes. Monitor loss trends and relevant industry/regulatory changes and effectively communicate to management. Assist in providing business solutions to maximize risk adjusted profit. Develop analytical tools to help business effectively manage existing portfolios. Work closely with reserving actuaries to understand reserve development and inform them of pricing and underwriting actions that will impact reserve estimates. Develop granular profitability improvement strategies. Assist in researching and developing best practices pricing techniques to be implemented across the business. Partner with Reserving Actuaries in assessing the impact of loss trends and claims emergence Partner with underwriters in assessing the impact of changes in appetite and portfolio mix. What you'll need to succeed Bachelors degree or equivalent (Mathematics/Actuarial or related). Student member of an Actuarial Institute with partial progression through the exams. 3 plus years of Pricing experience Strong business and collaboration skills and responsive to service needs and operational demands. Ability to work under own initiative, be proactive and show flexibility to meet business needs. Excellent communication, presentation, interpersonal, analytical and problem-solving skills. Coding and/or modelling experience in Excel, SQL, Python, R or other programming languages advantageous Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family. Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become. Welcome to a culture of belonging We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations. AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to . Functional Area: AC - Actuarial Estimated Travel Percentage (%): No Travel Relocation Provided: No AIG Europe S.A. (U.K. Service Branch) & American International Group UK Ltd