Virgin Money
Business Unit: Model Risk & Analytics, IFRS 9 and Stress testing Salary range: £26,400 - £33,000 per annum DOE + red-hot benefits Location: UK Hybrid (London 1 day a week) Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Analyst is a key role in the maintenance and performance monitoring of VMUK's suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. You'll have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you'll be doing Monitor and support the suite of stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Liaise with the model development team to understand and implement MI requirements. Capture requirements and gather feedback from stakeholders to ensure MI meets business needs. Present findings and insights to governance committees and other stakeholders. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Substantial experience in model monitoring and development, using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, using Power BI. Excellent analytical ability to solve complex problems, with a keen attention to detail. Strong communication skills to effectively convey complex methodologies, processes, and outputs to colleagues with varying levels of subject matter expertise. The proven ability to liaise with model development teams effectively to understand and implement MI requirements, capture stakeholder feedback, and present findings to governance committees. It's a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Model Risk & Analytics, IFRS 9 and Stress testing Salary range: £26,400 - £33,000 per annum DOE + red-hot benefits Location: UK Hybrid (London 1 day a week) Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Analyst is a key role in the maintenance and performance monitoring of VMUK's suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. You'll have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you'll be doing Monitor and support the suite of stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Liaise with the model development team to understand and implement MI requirements. Capture requirements and gather feedback from stakeholders to ensure MI meets business needs. Present findings and insights to governance committees and other stakeholders. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Substantial experience in model monitoring and development, using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, using Power BI. Excellent analytical ability to solve complex problems, with a keen attention to detail. Strong communication skills to effectively convey complex methodologies, processes, and outputs to colleagues with varying levels of subject matter expertise. The proven ability to liaise with model development teams effectively to understand and implement MI requirements, capture stakeholder feedback, and present findings to governance committees. It's a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
NCC Group
Senior Intelligence Analyst page is loaded Senior Intelligence Analyst Apply locations Manchester Cheltenham London time type Full time posted on Posted 3 Days Ago job requisition id R9276 Position Title: Senior Intelligence Analyst Location: UK (London, Manchester or Cheltenham) Role Purpose: As an Intelligence Analyst at NCC Group, you will be responsible for analysing external data sets to identify individuals when compared with aggregated, redacted, and/or pseudonymized data sets. Your expertise in data analysis, privacy, and threat hunting will be crucial in uncovering patterns and insights that can inform our clients' privacy and security strategies. Summary Analyse external data sets to identify individuals when compared with aggregated and/or pseudonymised data sets. Proactively hunt for threats by identifying patterns and anomalies in large datasets. Collaborate with cross-functional teams, including data scientists, privacy engineers, and security specialists, to integrate findings into broader privacy and security recommendations and reporting. Conduct risk assessments to identify potential threats related to data re-identification. Develop and utilize tools and scripts in Python or other relevant programming languages to support data analysis tasks. Conduct technical tests and experiments to validate privacy solutions for clients. Document and communicate findings and recommendations to clients and stakeholders. What we are looking for in you: Strong analytical and problem-solving skills. Comfortable tackling problems from first principles. Ability to work on 'green field' projects with minimal initial knowledge. Passionate about privacy, data analysis, and threat hunting. Excellent communication and collaboration skills, especially with clients. Strong understanding of data analysis, particularly in the context of privacy and re-identification. Experience in conducting technical tests and experiments. Familiarity with formal research methodologies. Proficiency in identifying relevant public datasets and leveraging them to identify individuals in otherwise anonymous datasets. Behaviours: Focusing on Clients and Customers. Working as One NCC. Always Learning. Being Inclusive and Respectful. Delivery Brilliantly. Enabling Performance Why NCC Group? At NCC Group, our mission is to create a more secure digital future. That mission underpins everything we do, from our work with our incredible clients to groundbreaking research shaping our industry. Our teams partner with clients across a multitude of industries, delving into, securing new products, and emerging technologies, as well as solving complex security problems. As global leaders in cyber and escrow, NCC Group is a people-powered business seeking the next group of brilliant minds to join our ranks. Our colleagues are our greatest asset, and NCC Group is committed to providing an inclusive and supportive work environment that fosters creativity, collaboration, authenticity, and accountability. We want colleagues to put down roots at NCC Group, and we offer a comprehensive benefits package, as well as opportunities for learning and development and career growth. We believe our people are at their brilliant best when they feel bolstered in all aspects of their well-being, and we offer wellness programs and flexible working arrangements to provide that vital support. What do we offer in return? We have a high-performance culture which is balanced evenly with world-class well-being initiatives and benefits; Flexible working Financial & Investment Pension Bonus Life Assurance Share Save Scheme Maternity & Paternity leave Community & Volunteering Programmes Green Car Scheme Cycle Scheme Healthcare Office Lifestyle Employee Referral Program Lifestyle & Wellness Learning & Development Diversity & Inclusion So, what's next? If this sounds like the right opportunity for you, then we would love to hear from you! Click on apply to this job to send us your CV and the relevant member of our global talent team will be in touch with you. Alternatively send your details to . About your application We review every application received and will get in touch if your skills and experience match what we're looking for. If you don't hear back from us within 10 days, please don't be too disappointed - we may keep your CV on our database for any future vacancies and we would encourage you to keep an eye on our career opportunities as there may be other suitable roles. If you do not want us to retain your details, please email . All personal data is held in accordance with the NCC Group Privacy Policy. We are committed to diversity and flexibility in the workplace. If you require any reasonable adjustments to support you during the application process, please tell us at any stage. Please note that this role involves mandatory pre-employment background checks due to the nature of the work NCC Group does. To apply, you must be willing and able to undergo the vetting process. This role being advertised will be subject to BS7858 screening as a mandatory requirement.
Senior Intelligence Analyst page is loaded Senior Intelligence Analyst Apply locations Manchester Cheltenham London time type Full time posted on Posted 3 Days Ago job requisition id R9276 Position Title: Senior Intelligence Analyst Location: UK (London, Manchester or Cheltenham) Role Purpose: As an Intelligence Analyst at NCC Group, you will be responsible for analysing external data sets to identify individuals when compared with aggregated, redacted, and/or pseudonymized data sets. Your expertise in data analysis, privacy, and threat hunting will be crucial in uncovering patterns and insights that can inform our clients' privacy and security strategies. Summary Analyse external data sets to identify individuals when compared with aggregated and/or pseudonymised data sets. Proactively hunt for threats by identifying patterns and anomalies in large datasets. Collaborate with cross-functional teams, including data scientists, privacy engineers, and security specialists, to integrate findings into broader privacy and security recommendations and reporting. Conduct risk assessments to identify potential threats related to data re-identification. Develop and utilize tools and scripts in Python or other relevant programming languages to support data analysis tasks. Conduct technical tests and experiments to validate privacy solutions for clients. Document and communicate findings and recommendations to clients and stakeholders. What we are looking for in you: Strong analytical and problem-solving skills. Comfortable tackling problems from first principles. Ability to work on 'green field' projects with minimal initial knowledge. Passionate about privacy, data analysis, and threat hunting. Excellent communication and collaboration skills, especially with clients. Strong understanding of data analysis, particularly in the context of privacy and re-identification. Experience in conducting technical tests and experiments. Familiarity with formal research methodologies. Proficiency in identifying relevant public datasets and leveraging them to identify individuals in otherwise anonymous datasets. Behaviours: Focusing on Clients and Customers. Working as One NCC. Always Learning. Being Inclusive and Respectful. Delivery Brilliantly. Enabling Performance Why NCC Group? At NCC Group, our mission is to create a more secure digital future. That mission underpins everything we do, from our work with our incredible clients to groundbreaking research shaping our industry. Our teams partner with clients across a multitude of industries, delving into, securing new products, and emerging technologies, as well as solving complex security problems. As global leaders in cyber and escrow, NCC Group is a people-powered business seeking the next group of brilliant minds to join our ranks. Our colleagues are our greatest asset, and NCC Group is committed to providing an inclusive and supportive work environment that fosters creativity, collaboration, authenticity, and accountability. We want colleagues to put down roots at NCC Group, and we offer a comprehensive benefits package, as well as opportunities for learning and development and career growth. We believe our people are at their brilliant best when they feel bolstered in all aspects of their well-being, and we offer wellness programs and flexible working arrangements to provide that vital support. What do we offer in return? We have a high-performance culture which is balanced evenly with world-class well-being initiatives and benefits; Flexible working Financial & Investment Pension Bonus Life Assurance Share Save Scheme Maternity & Paternity leave Community & Volunteering Programmes Green Car Scheme Cycle Scheme Healthcare Office Lifestyle Employee Referral Program Lifestyle & Wellness Learning & Development Diversity & Inclusion So, what's next? If this sounds like the right opportunity for you, then we would love to hear from you! Click on apply to this job to send us your CV and the relevant member of our global talent team will be in touch with you. Alternatively send your details to . About your application We review every application received and will get in touch if your skills and experience match what we're looking for. If you don't hear back from us within 10 days, please don't be too disappointed - we may keep your CV on our database for any future vacancies and we would encourage you to keep an eye on our career opportunities as there may be other suitable roles. If you do not want us to retain your details, please email . All personal data is held in accordance with the NCC Group Privacy Policy. We are committed to diversity and flexibility in the workplace. If you require any reasonable adjustments to support you during the application process, please tell us at any stage. Please note that this role involves mandatory pre-employment background checks due to the nature of the work NCC Group does. To apply, you must be willing and able to undergo the vetting process. This role being advertised will be subject to BS7858 screening as a mandatory requirement.
Motability Operations Limited
About The Role The Portfolio Risk and Economic Capital analyst role sits in the Asset Risk Function, which has the responsibility for forecasting Motability Operation's key financial risks, including Residual Value and SMR, Insurance Lease Pricing, Economic Capital, as well as producing the customer pricing. The role is responsible for delivering MO's Minimum Capital Requirement and Capital Buffers levels, and the measurement and socialisation of actionable insight related to the risk of the UK's largest fleet portfolio. Reporting into the Economic Capital and Portfolio Risk Manager, the role will have the following key responsibilities You will be responsible for the operational delivery of the Economic Capital activity across all data, assumptions, and modelling updates & forecasts, 3rd parties, ensuring the delivery timetable adheres to agreed governance with all stakeholders aligned You will maintain in-depth knowledge of Motability Operation's business model to steer the internal application of the Economic Capital activity across all relevant major and emerging risks; residual value, insurance, treasury, credit, operational and climate risk You will have a detailed knowledge of relevant external benchmarks, economic capital models, theory and regulatory capital to proactively challenge and develop our capital model positioning You will translate the model outputs to business outcomes, formulating a comprehensive understanding of the implications of key decisions to inform senior management You will challenge, propose and implement enhancements and developments to improve our approach to data, modelling, risk capture, communication and awareness, and ensure our tools and systems support our business focussed outcomes You will proactively coordinate 3rd parties, bridging the gap between the business knowledge and outcomes and the updating of the models and outputs You will be responsible for the operational delivery of the Portfolio Risk activity, ensuring outputs are communicated with a clear and action orientated outcome focus You will coordinate all relevant stakeholders in the development and delivery of all messages and outcomes, identify gaps and proactively present new ways of challenging our view of portfolio risk identification and risk mitigation You will coach and train colleagues on the theory and application of the economic capital and portfolio risk activity, developing a two way interaction between the business activity and view of and mitigation of asset risk You will proactively support the delivery of the Asset Risk BAU and strategic projects, where required, for example using portfolio risk and economic capital activity and insight as we tackle the transition of the organisation and Scheme to EVs You will develop collaborative and enduring relationships across Asset Risk and wider business and be an advocate for Asset Risk You will proactively engage with relevant 3rd parties (industry bodies, commentators and experts) to advocate for MO interests and ensure Asset Risk activities are appropriately aligned with external best practice. About You Ability to analyse complex data and identify trends and patterns. Expertise in statistics, probability, and mathematics. Attention to detail in models and forecasts. Ability to understand business and theoretical concepts Ability to develop solutions for complex statistical problems Can explain technical concepts clearly to non-technical stakeholders Can understand the business environment, market trends, and the financial impact of decisions to align models with the organisation's strategic goals. Minimum criteria You'll need all of these. Strong technical skills - proficiency in modelling software and programming languages such as Python, R, or MATLAB. Extensive experience of various risk types (market, credit, operational), calculating and describing the risk and how they impact capital Strong regulatory knowledge and or familiarity of financial regulations and compliance requirements Experience of building, implementing, enhancing and operating capital models to measure, describe and manage riskThird parties in the delivery of the Economic Capital Models and provision of wider industry insight About The Company Motability Operations is a unique organisation, virtually one of a kind. We combine a strong sense of purpose with a real commercial edge to ensure we provide the best possible worry-free mobility solutions to over 815,000 customers and their families across the UK. Customers exchange their higher rate mobility allowance to lease a range of affordable vehicles (cars, wheelchair accessible vehicles, scooters, and powered wheelchairs) with insurance, maintenance and breakdown assistance included. We are the largest car fleet operator in the UK (purchasing around 10% of all the new cars sold in the UK) and work with a network of around 5,000 car dealers and all the major manufacturers. We pride ourselves on delivering outstanding customer service, achieving an independently verified customer satisfaction rating of 9.8 out of 10. Our values are at the heart of everything we do. They represent ambition, and we look for our people to live and breathe them every day: We find solutions We drive change We care We operate hybrid working across the organisation where we split our time between working on-site at our offices, and at home, remotely within the UK. We believe hybrid working achieves a good work/life balance for our colleagues, allowing us to connect with each other, collaborate on important work, and perform together to deliver for our customers.It allows us to have the flexibility to work remotely up to 2-days per week whilst also using the great office spaces we have available. As a Motability Operations team member, the benefits you can expect are: Competitive reward package including an annual discretionary bonus 15% non-contributory pension (9% non-contributory pension during probation period) 28 days annual leave with option to purchase and sell days Free fresh fruit and snacks in the office 1 day for volunteering Funded Private Medical Insurance cover Electric/Hybrid Car Salary Sacrifice Scheme and Cycle to Work Scheme Life assurance at 4 times your basic salary to give you a peace of mind that your loved ones will receive some financial help Funded health screening for over 50s Voluntary benefits: charitable giving, critical illness insurance, dental insurance, health and cancer screenings for you and your partner, discounted gym memberships and season ticket loans Employee Discount Scheme with an app to save on the go Free access to healthcare apps such as Peppy, Unmind, Aviva Digital GP and volunteering app on Hand for all employees Generous family leave policies At Motability Operations, we believe in building a diverse workforce, where our people are empowered to attend work as their true selves, and we encourage people from all backgrounds to apply.We want to sustain a culture that nurtures, where employees are free to flourish and where they're rewarded equally, regardless of race, nationality or ethnic origin, sexual orientation, age, disability, or gender. We pride ourselves on being an inclusive employer and as such, all our offices provide first rate disability access. With our hybrid working environment, we do our best to accommodate part-time and flexible working requests where possible, building on our culture of trust, empowerment, and flexibility.
About The Role The Portfolio Risk and Economic Capital analyst role sits in the Asset Risk Function, which has the responsibility for forecasting Motability Operation's key financial risks, including Residual Value and SMR, Insurance Lease Pricing, Economic Capital, as well as producing the customer pricing. The role is responsible for delivering MO's Minimum Capital Requirement and Capital Buffers levels, and the measurement and socialisation of actionable insight related to the risk of the UK's largest fleet portfolio. Reporting into the Economic Capital and Portfolio Risk Manager, the role will have the following key responsibilities You will be responsible for the operational delivery of the Economic Capital activity across all data, assumptions, and modelling updates & forecasts, 3rd parties, ensuring the delivery timetable adheres to agreed governance with all stakeholders aligned You will maintain in-depth knowledge of Motability Operation's business model to steer the internal application of the Economic Capital activity across all relevant major and emerging risks; residual value, insurance, treasury, credit, operational and climate risk You will have a detailed knowledge of relevant external benchmarks, economic capital models, theory and regulatory capital to proactively challenge and develop our capital model positioning You will translate the model outputs to business outcomes, formulating a comprehensive understanding of the implications of key decisions to inform senior management You will challenge, propose and implement enhancements and developments to improve our approach to data, modelling, risk capture, communication and awareness, and ensure our tools and systems support our business focussed outcomes You will proactively coordinate 3rd parties, bridging the gap between the business knowledge and outcomes and the updating of the models and outputs You will be responsible for the operational delivery of the Portfolio Risk activity, ensuring outputs are communicated with a clear and action orientated outcome focus You will coordinate all relevant stakeholders in the development and delivery of all messages and outcomes, identify gaps and proactively present new ways of challenging our view of portfolio risk identification and risk mitigation You will coach and train colleagues on the theory and application of the economic capital and portfolio risk activity, developing a two way interaction between the business activity and view of and mitigation of asset risk You will proactively support the delivery of the Asset Risk BAU and strategic projects, where required, for example using portfolio risk and economic capital activity and insight as we tackle the transition of the organisation and Scheme to EVs You will develop collaborative and enduring relationships across Asset Risk and wider business and be an advocate for Asset Risk You will proactively engage with relevant 3rd parties (industry bodies, commentators and experts) to advocate for MO interests and ensure Asset Risk activities are appropriately aligned with external best practice. About You Ability to analyse complex data and identify trends and patterns. Expertise in statistics, probability, and mathematics. Attention to detail in models and forecasts. Ability to understand business and theoretical concepts Ability to develop solutions for complex statistical problems Can explain technical concepts clearly to non-technical stakeholders Can understand the business environment, market trends, and the financial impact of decisions to align models with the organisation's strategic goals. Minimum criteria You'll need all of these. Strong technical skills - proficiency in modelling software and programming languages such as Python, R, or MATLAB. Extensive experience of various risk types (market, credit, operational), calculating and describing the risk and how they impact capital Strong regulatory knowledge and or familiarity of financial regulations and compliance requirements Experience of building, implementing, enhancing and operating capital models to measure, describe and manage riskThird parties in the delivery of the Economic Capital Models and provision of wider industry insight About The Company Motability Operations is a unique organisation, virtually one of a kind. We combine a strong sense of purpose with a real commercial edge to ensure we provide the best possible worry-free mobility solutions to over 815,000 customers and their families across the UK. Customers exchange their higher rate mobility allowance to lease a range of affordable vehicles (cars, wheelchair accessible vehicles, scooters, and powered wheelchairs) with insurance, maintenance and breakdown assistance included. We are the largest car fleet operator in the UK (purchasing around 10% of all the new cars sold in the UK) and work with a network of around 5,000 car dealers and all the major manufacturers. We pride ourselves on delivering outstanding customer service, achieving an independently verified customer satisfaction rating of 9.8 out of 10. Our values are at the heart of everything we do. They represent ambition, and we look for our people to live and breathe them every day: We find solutions We drive change We care We operate hybrid working across the organisation where we split our time between working on-site at our offices, and at home, remotely within the UK. We believe hybrid working achieves a good work/life balance for our colleagues, allowing us to connect with each other, collaborate on important work, and perform together to deliver for our customers.It allows us to have the flexibility to work remotely up to 2-days per week whilst also using the great office spaces we have available. As a Motability Operations team member, the benefits you can expect are: Competitive reward package including an annual discretionary bonus 15% non-contributory pension (9% non-contributory pension during probation period) 28 days annual leave with option to purchase and sell days Free fresh fruit and snacks in the office 1 day for volunteering Funded Private Medical Insurance cover Electric/Hybrid Car Salary Sacrifice Scheme and Cycle to Work Scheme Life assurance at 4 times your basic salary to give you a peace of mind that your loved ones will receive some financial help Funded health screening for over 50s Voluntary benefits: charitable giving, critical illness insurance, dental insurance, health and cancer screenings for you and your partner, discounted gym memberships and season ticket loans Employee Discount Scheme with an app to save on the go Free access to healthcare apps such as Peppy, Unmind, Aviva Digital GP and volunteering app on Hand for all employees Generous family leave policies At Motability Operations, we believe in building a diverse workforce, where our people are empowered to attend work as their true selves, and we encourage people from all backgrounds to apply.We want to sustain a culture that nurtures, where employees are free to flourish and where they're rewarded equally, regardless of race, nationality or ethnic origin, sexual orientation, age, disability, or gender. We pride ourselves on being an inclusive employer and as such, all our offices provide first rate disability access. With our hybrid working environment, we do our best to accommodate part-time and flexible working requests where possible, building on our culture of trust, empowerment, and flexibility.