Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Want to do the best work of your life? With 24 million customers in 6 countries, make your mark at Europe's leading media and entertainment brand. A workplace where you can proudly be yourself; our people make Sky a truly exciting and inclusive place to work. Group Reward Operations is accountable for delivering compensation and benefits operations across the Sky Group, working closely with the Group Reward CoE and Group PSO to ensure delivery of both the day to day reward activity and the strategic objectives of the Reward CoE, from annual review cycles to annual benefits windows and compliance audits. This role will report into the Head of Reward Operations which is part of Group People Delivery. This role will work closely with both the Reward Operations teams and the Reward CoE and plays a key role in providing operational support to the Group Reward CoE through the creation, analysis and management of reward and MI data What you'll do: You will own delivery of the Group Sharesave scheme. In addition, you will support in the delivery of the annual pay and bonus review processes as well as supporting pay analysis and benchmarking. You will Support the CoE in RSU cycle and HMRC reporting preparation. Undertake Tax authorisation reporting for our Global Mobility Team Solve complex problems within your area, coordinating with others outside of it if needed. Work with oversight from your manager. Lead on projects or parts of projects. What you'll bring: Prior experience within a Reward function across a range of compensation activities is a must; including experience of operational project delivery on annual review cycle A broad understanding of Reward principles and strategies in a complex matrix, international environment. In depth advanced Excel and data analysis skills combined with the ability to make insightful recommendations on what the data shows Demonstrated ability to create data models, templates, insightful analysis and reports using excel and other modelling techniques to provide easy to understand information data insights for variety of stakeholders. Knowledge of Workday would be preferred. A clear communicator, with the ability to build relationships and a proven track record of effective stakeholder management; The ability to be seen as a credible authority and to influence accordingly Demonstrate a customer-first mindset, able to deliver an exceptional people experience efficiently. Team overview: Reward Operations is accountable for delivering compensation and benefits operations across the Sky Group, working closely with the Group Reward CoE and Group PSO to ensure delivery of both the day to day reward activity and the strategic objectives of the Reward CoE, from annual review cycles to annual benefits windows and compliance audits. The Rewards: There's a reason people can't stop talking about ! Our great range of rewards really are something special, here are just a few: Sky Q, for the TV you love all in one place A generous pension package Private healthcare Discounted mobile and broadband Access a wide range of best-in-class Sky VIP rewards and experiences How you'll work: We know the world has changed, and we want to offer our employees the chance to collaborate at our unique office spaces, whilst enjoying the convenience of working from home. We've adopted a hybrid working approach to give more flexibility on where and how we work. You'll find out more about what this means for this role during the recruitment process. Your office base: Livingston Watermark House Our lively campus is a free shuttle bus away from Livingston North train station and the town centre. Plus there's onsite parking available for cars, motorbikes and bicycles. Inclusion: At Sky we don't just look at your CV. We're more focused on who you are and your potential. We also know that everyone has a life outside work, so we're happy to discuss flexible working. We are a Disability Confident Accredited Employer, and welcome and encourage applications from all candidates. We will look to ensure a fair and consistent experience for all and will make reasonable adjustments to support you where appropriate. Please flag any adjustments you need to your recruiter as early as you can. Why wait? Apply now to build an amazing career and be part of a brilliant team. We can't wait to hear from you. To find out more about working with us, search on social media. A job you love to talk about. Just so you know: if your application is successful, we'll ask you to complete a criminal record check. And depending on the role you have applied for and the nature of any convictions you may have, we might have to withdraw the offer.
May 12, 2025
Full time
Want to do the best work of your life? With 24 million customers in 6 countries, make your mark at Europe's leading media and entertainment brand. A workplace where you can proudly be yourself; our people make Sky a truly exciting and inclusive place to work. Group Reward Operations is accountable for delivering compensation and benefits operations across the Sky Group, working closely with the Group Reward CoE and Group PSO to ensure delivery of both the day to day reward activity and the strategic objectives of the Reward CoE, from annual review cycles to annual benefits windows and compliance audits. This role will report into the Head of Reward Operations which is part of Group People Delivery. This role will work closely with both the Reward Operations teams and the Reward CoE and plays a key role in providing operational support to the Group Reward CoE through the creation, analysis and management of reward and MI data What you'll do: You will own delivery of the Group Sharesave scheme. In addition, you will support in the delivery of the annual pay and bonus review processes as well as supporting pay analysis and benchmarking. You will Support the CoE in RSU cycle and HMRC reporting preparation. Undertake Tax authorisation reporting for our Global Mobility Team Solve complex problems within your area, coordinating with others outside of it if needed. Work with oversight from your manager. Lead on projects or parts of projects. What you'll bring: Prior experience within a Reward function across a range of compensation activities is a must; including experience of operational project delivery on annual review cycle A broad understanding of Reward principles and strategies in a complex matrix, international environment. In depth advanced Excel and data analysis skills combined with the ability to make insightful recommendations on what the data shows Demonstrated ability to create data models, templates, insightful analysis and reports using excel and other modelling techniques to provide easy to understand information data insights for variety of stakeholders. Knowledge of Workday would be preferred. A clear communicator, with the ability to build relationships and a proven track record of effective stakeholder management; The ability to be seen as a credible authority and to influence accordingly Demonstrate a customer-first mindset, able to deliver an exceptional people experience efficiently. Team overview: Reward Operations is accountable for delivering compensation and benefits operations across the Sky Group, working closely with the Group Reward CoE and Group PSO to ensure delivery of both the day to day reward activity and the strategic objectives of the Reward CoE, from annual review cycles to annual benefits windows and compliance audits. The Rewards: There's a reason people can't stop talking about ! Our great range of rewards really are something special, here are just a few: Sky Q, for the TV you love all in one place A generous pension package Private healthcare Discounted mobile and broadband Access a wide range of best-in-class Sky VIP rewards and experiences How you'll work: We know the world has changed, and we want to offer our employees the chance to collaborate at our unique office spaces, whilst enjoying the convenience of working from home. We've adopted a hybrid working approach to give more flexibility on where and how we work. You'll find out more about what this means for this role during the recruitment process. Your office base: Livingston Watermark House Our lively campus is a free shuttle bus away from Livingston North train station and the town centre. Plus there's onsite parking available for cars, motorbikes and bicycles. Inclusion: At Sky we don't just look at your CV. We're more focused on who you are and your potential. We also know that everyone has a life outside work, so we're happy to discuss flexible working. We are a Disability Confident Accredited Employer, and welcome and encourage applications from all candidates. We will look to ensure a fair and consistent experience for all and will make reasonable adjustments to support you where appropriate. Please flag any adjustments you need to your recruiter as early as you can. Why wait? Apply now to build an amazing career and be part of a brilliant team. We can't wait to hear from you. To find out more about working with us, search on social media. A job you love to talk about. Just so you know: if your application is successful, we'll ask you to complete a criminal record check. And depending on the role you have applied for and the nature of any convictions you may have, we might have to withdraw the offer.
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 What Is the Opportunity? Travelers is looking for an eTrade Product Analyst who will support the eTrade Team Manager in developing and maintaining our eTrade products across all platforms. In this role, you will maintain strong relationships with our 3rd party platform provider, IT, SP&E and the underwriting community to ensure that our eTrade products are delivered to schedule and budget. Ideally, you will have a deep understanding of the mechanics of our eTrade products and use data and market insights to assist in the determination of the correct levers to pull to optimise our products and help our underwriting heads achieve their eTrade GWP targets. Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company's discretion. This role is eligible for a £1,500 New Joiner Referral Bonus. If you are successfully referred by an Employee at Travelers Europe, both you and the person who referred you could be eligible for this bonus. What Will You Do? Product Build & Optimisation Subject matter expert in the design, development and testing of eTrade products, in collaboration with Underwriting, Pricing, Distribution, Compliance, Actuaries and Software Houses, and brokers, to ensure the specifications and data integration are accurate, fit for purpose and reflect TRV Underwriting appetite. Subject matter expert supporting UAT of eTrade product rules, rating and data enrichment integrations, including regression testing. Ensure adequate information is obtained through eTrade rules and referrals, including broker and trading feedback, to scrutinise the data and formulate considered, intelligent and complete recommendations to underwriting SMEs/business leadership for product optimisation. Continue to refine the TRV eTrade offering and develop capabilities that make us the carrier of choice for our broker partners. Support the eTrade Team Manager with the error process to ensure all incidents are triaged, reported, pro-actively followed up and fixed applied according to SLA's in place. MI Be the owner of the eTrade dashboard and liaise with IBIA to ensure that new product data is present and consumable. Assist the Head of eTrade with creating performance metrics and KPIs for eTrade. Evaluate and measure the success of change requests and play these back to the underwriting heads. Business Readiness Work closely with the eTrade Team Manager to ensure that all functional areas are ready for the launch of a new product or significant optimisations. Including product and system training for the relevant trading teams, processes documented, marketing and distribution strategies in place and ready to be executed. Perform other duties as assigned. What Will Our Ideal Candidate Have? Experience of working in commercial or syndicate insurance. Experience in the eTrade segment of the market either underwriting or product delivery. Ability to analyse large data sets and formulate hypotheses. Good understanding and practice of the software development lifecycle. Knowledge of third-party SaaS systems such as Acturis. Knowledge of agile tools and methodologies (e.g., Rally, Kanban). Confident with working at all levels of the organization with excellent negotiation, communication and interpersonal skills. Expert written and verbal communication skills, including presentation skills and report writing. Able to troubleshoot and solve problems whilst working well in a team environment. What is a Must Have? Previous experience of working in the SME Insurance sector. What Is in It for You? Private Medical Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction. Retirement: Travelers will make a core contribution of a percentage of salary to your Pension Plan. Additionally, if you decide to contribute to the plan, you will receive an increased company contribution. Holiday Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year. Wellness Programme: The Travelers wellness programme is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health programme provides access to free professional counseling services and other resources that support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit .
May 12, 2025
Full time
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Target Openings 1 What Is the Opportunity? Travelers is looking for an eTrade Product Analyst who will support the eTrade Team Manager in developing and maintaining our eTrade products across all platforms. In this role, you will maintain strong relationships with our 3rd party platform provider, IT, SP&E and the underwriting community to ensure that our eTrade products are delivered to schedule and budget. Ideally, you will have a deep understanding of the mechanics of our eTrade products and use data and market insights to assist in the determination of the correct levers to pull to optimise our products and help our underwriting heads achieve their eTrade GWP targets. Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company's discretion. This role is eligible for a £1,500 New Joiner Referral Bonus. If you are successfully referred by an Employee at Travelers Europe, both you and the person who referred you could be eligible for this bonus. What Will You Do? Product Build & Optimisation Subject matter expert in the design, development and testing of eTrade products, in collaboration with Underwriting, Pricing, Distribution, Compliance, Actuaries and Software Houses, and brokers, to ensure the specifications and data integration are accurate, fit for purpose and reflect TRV Underwriting appetite. Subject matter expert supporting UAT of eTrade product rules, rating and data enrichment integrations, including regression testing. Ensure adequate information is obtained through eTrade rules and referrals, including broker and trading feedback, to scrutinise the data and formulate considered, intelligent and complete recommendations to underwriting SMEs/business leadership for product optimisation. Continue to refine the TRV eTrade offering and develop capabilities that make us the carrier of choice for our broker partners. Support the eTrade Team Manager with the error process to ensure all incidents are triaged, reported, pro-actively followed up and fixed applied according to SLA's in place. MI Be the owner of the eTrade dashboard and liaise with IBIA to ensure that new product data is present and consumable. Assist the Head of eTrade with creating performance metrics and KPIs for eTrade. Evaluate and measure the success of change requests and play these back to the underwriting heads. Business Readiness Work closely with the eTrade Team Manager to ensure that all functional areas are ready for the launch of a new product or significant optimisations. Including product and system training for the relevant trading teams, processes documented, marketing and distribution strategies in place and ready to be executed. Perform other duties as assigned. What Will Our Ideal Candidate Have? Experience of working in commercial or syndicate insurance. Experience in the eTrade segment of the market either underwriting or product delivery. Ability to analyse large data sets and formulate hypotheses. Good understanding and practice of the software development lifecycle. Knowledge of third-party SaaS systems such as Acturis. Knowledge of agile tools and methodologies (e.g., Rally, Kanban). Confident with working at all levels of the organization with excellent negotiation, communication and interpersonal skills. Expert written and verbal communication skills, including presentation skills and report writing. Able to troubleshoot and solve problems whilst working well in a team environment. What is a Must Have? Previous experience of working in the SME Insurance sector. What Is in It for You? Private Medical Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction. Retirement: Travelers will make a core contribution of a percentage of salary to your Pension Plan. Additionally, if you decide to contribute to the plan, you will receive an increased company contribution. Holiday Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year. Wellness Programme: The Travelers wellness programme is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health programme provides access to free professional counseling services and other resources that support your daily life needs. Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit .
*Inside IR35* We are seeking an experienced Performance Tester to join a high-impact programme delivering a robust Privileged Access Management (PAM) solution for a leading enterprise client. This role is instrumental in validating the scalability, stability, and responsiveness of the PAM platform under realistic enterprise load conditions. You will work alongside solution architects, system engineers, and security specialists to define and execute a comprehensive performance testing strategy. Your work will directly influence the robustness and operational readiness of a security-critical environment designed to safeguard the organisation's most sensitive assets. Key Responsibilities: Collaborate with business analysts, solution architects, and engineers to gather performance testing requirements and PAM-specific use cases. Design and implement performance, load, stress, and scalability test scenarios targeting PAM components. Develop and maintain automated test scripts using tools such as LoadRunner, LoadRunner Enterprise (LRE), JMeter, Gatling , or similar. Monitor system performance metrics during tests, identify bottlenecks, and work with technical teams to diagnose root causes. Analyze test results and produce detailed reports with actionable insights and recommendations for optimisation. Contribute to performance tuning efforts across the PAM platform, including API responsiveness, session handling, and authentication processes. Support regression and validation testing post-optimisation to ensure improvements are effective and stable. Key Requirements: Proven experience in performance and load testing in enterprise environments, preferably in security or identity access management domains. Hands-on experience with one or more performance testing tools such as LoadRunner, LRE, JMeter, Gatling , or equivalent. Familiarity with PAM tools such as CyberArk, BeyondTrust, Delinea, or HashiCorp Vault (experience with CyberArk highly desirable). Strong understanding of system performance metrics, resource utilization, and service latency diagnostics. Ability to interpret complex technical scenarios and translate them into measurable performance test cases. Strong analytical and problem-solving skills with excellent written documentation and reporting capability. Ability to work independently and collaboratively in cross-functional teams.
May 12, 2025
Contractor
*Inside IR35* We are seeking an experienced Performance Tester to join a high-impact programme delivering a robust Privileged Access Management (PAM) solution for a leading enterprise client. This role is instrumental in validating the scalability, stability, and responsiveness of the PAM platform under realistic enterprise load conditions. You will work alongside solution architects, system engineers, and security specialists to define and execute a comprehensive performance testing strategy. Your work will directly influence the robustness and operational readiness of a security-critical environment designed to safeguard the organisation's most sensitive assets. Key Responsibilities: Collaborate with business analysts, solution architects, and engineers to gather performance testing requirements and PAM-specific use cases. Design and implement performance, load, stress, and scalability test scenarios targeting PAM components. Develop and maintain automated test scripts using tools such as LoadRunner, LoadRunner Enterprise (LRE), JMeter, Gatling , or similar. Monitor system performance metrics during tests, identify bottlenecks, and work with technical teams to diagnose root causes. Analyze test results and produce detailed reports with actionable insights and recommendations for optimisation. Contribute to performance tuning efforts across the PAM platform, including API responsiveness, session handling, and authentication processes. Support regression and validation testing post-optimisation to ensure improvements are effective and stable. Key Requirements: Proven experience in performance and load testing in enterprise environments, preferably in security or identity access management domains. Hands-on experience with one or more performance testing tools such as LoadRunner, LRE, JMeter, Gatling , or equivalent. Familiarity with PAM tools such as CyberArk, BeyondTrust, Delinea, or HashiCorp Vault (experience with CyberArk highly desirable). Strong understanding of system performance metrics, resource utilization, and service latency diagnostics. Ability to interpret complex technical scenarios and translate them into measurable performance test cases. Strong analytical and problem-solving skills with excellent written documentation and reporting capability. Ability to work independently and collaboratively in cross-functional teams.
Ideas People Trust We're BDO. An accountancy and business advisory firm, providing the advice and solutions businesses need to navigate today's changing world. Our clients are Britain's economic engine - ambitious, entrepreneurially-spirited and high growth businesses that fuel the economy - and the owners and management teams that lead them. We'll broaden your horizons Our Advisory team provide a wide variety of services that deliver value-led advice and outcomes. They have an in-depth knowledge of business, industry sectors and markets and understand the constantly changing risks and opportunities at the heart of our clients' affairs. The team work across strategy, operations and improvement as well as at a transactional and defined project level. From technology to risk advisory, they're experts in following through on top-level instructions and resolving the finer details - all in one straight-forward package. When you join them, you'll work on some of the world's most exciting financial operations and business deals, building your experience and expertise alongside the brightest minds in the industry. We'll help you succeed Our clients trust us because of the quality of our advice. That quality grows from a thorough understanding of their business, and that understanding comes from working closely with clients and building long-lasting relationships. You'll be someone who can work pro-actively, managing your own tasks, but you'll also be confident collaborating with others, communicating regularly with senior managers, Directors, and BDO's Partners to enable us to serve our clients effectively. You'll be encouraged to identify and draw attention to opportunities for enhancing our delivery and providing additional services to our clients. Our Manchester Business Restructuring team is dynamic and fast-paced, providing a stimulating environment for growth and development. We are looking to recruit a Junior Data and Business Analyst. This role is ideal for someone with experience in professional services or industry, with strong data analytical skills to support a variety of advisory assignments and business development activities. We are looking for an individual that has great problem-solving skills, intellectual curiosity and an agile outlook, whom can apply analytical techniques to varied scopes and datasets across a range of different situations. You will be joining a Manchester based team and report into a local Director. Business Restructuring operates as a national stream and the role may involve supporting teams other BDO offices. Through your work you will have the opportunity to work with experienced team members in an environment that supports and encourages personal development of soft and technical skills. The role is a technical role primarily focused on the collection transformation, analysis and visual reporting of data. You will be part of a vibrant team, providing data analysis and business insights to support our clients. Your work will involve collecting, transforming, analysing, and visually reporting data. You will also play a key role in supporting business development through data analysis. You'll be someone with: Knowledge or awareness of business process transaction cycles (e.g., Procure to Payables, Order to Cash, Forecast to Fulfil) and core financial data (e.g., Accounts Payable, Accounts Receivable, Payroll, Inventory, Staff Expenses, General Ledger) Experience in data matching, data profiling, and data transformation Experience in some of the following: business process analysis, financial control analysis, forensic investigation, revenue, cost and margin analysis, customer segmentation, sensitivity analysis, ERP analytics Strong skills in using Excel for data analysis Experience with data visualisation software (PowerBI preferred) to create clear and insightful visualisations Experience using SQL suite of software including the ETL process Ability to present data and findings clearly and concisely to both technical and non-technical audiences. Ability to work collaboratively within a team environment Willingness to take initiative and drive projects forward Flexibility to adapt to changing priorities and business needs Strong problem-solving ability Desirable Skills Basic knowledge of financial modelling techniques and principles Understanding of statistical methods and their application in business analysis Understanding of database schema design and implementation You'll be able to be yourself; we'll recognise and value you for who you are and celebrate and reward your contributions to the business. We're committed to agile working, and we offer everyone the opportunity to work in ways that suit them, their teams, and the task in hand. At BDO, we'll help you achieve your personal goals and career ambitions, and we have programmes, resources, and frameworks that provide clarity and structure around career development. We're in it together Mutual support and respect is one of BDO's core values and we're proud of our distinctive, people-centred culture. From informal success conversations to formal mentoring and coaching, we'll support you at every stage in your career, whatever your personal and professional needs. We can provide the best support for our clients and people when we're working side by side. Our agile working framework helps us stay connected, bringing teams together where and when it counts so they can share ideas and help one another. At BDO, you'll always have access to the people and resources you need to do your best work. We know that collaboration is the key to creating value for our clients and satisfying experiences at work, so we've invested in state-of-the-art collaboration spaces in our offices. BDO's people represent a wealth of knowledge and expertise, and we'll encourage you to build your network, work alongside others, and share your skills and experiences. With a range of multidisciplinary events and dedicated resources, you'll never stop learning at BDO. We're looking forward to the future At BDO, we help entrepreneurial businesses to succeed, fuelling the UK economy. Our success is powered by our people, which is why we're always finding new ways to invest in you. Across the UK thousands of unique minds continue to come together to help companies we work with to achieve their ambitions We've got a clear purpose, and we're confident in our future, because we're adapting and evolving to build on our strengths, ensuring we continue to find the right combination of global reach, integrity and expertise. We shape the future together with openness and clarity, because we believe in empowering people to think creatively about how we can do things better.
May 12, 2025
Full time
Ideas People Trust We're BDO. An accountancy and business advisory firm, providing the advice and solutions businesses need to navigate today's changing world. Our clients are Britain's economic engine - ambitious, entrepreneurially-spirited and high growth businesses that fuel the economy - and the owners and management teams that lead them. We'll broaden your horizons Our Advisory team provide a wide variety of services that deliver value-led advice and outcomes. They have an in-depth knowledge of business, industry sectors and markets and understand the constantly changing risks and opportunities at the heart of our clients' affairs. The team work across strategy, operations and improvement as well as at a transactional and defined project level. From technology to risk advisory, they're experts in following through on top-level instructions and resolving the finer details - all in one straight-forward package. When you join them, you'll work on some of the world's most exciting financial operations and business deals, building your experience and expertise alongside the brightest minds in the industry. We'll help you succeed Our clients trust us because of the quality of our advice. That quality grows from a thorough understanding of their business, and that understanding comes from working closely with clients and building long-lasting relationships. You'll be someone who can work pro-actively, managing your own tasks, but you'll also be confident collaborating with others, communicating regularly with senior managers, Directors, and BDO's Partners to enable us to serve our clients effectively. You'll be encouraged to identify and draw attention to opportunities for enhancing our delivery and providing additional services to our clients. Our Manchester Business Restructuring team is dynamic and fast-paced, providing a stimulating environment for growth and development. We are looking to recruit a Junior Data and Business Analyst. This role is ideal for someone with experience in professional services or industry, with strong data analytical skills to support a variety of advisory assignments and business development activities. We are looking for an individual that has great problem-solving skills, intellectual curiosity and an agile outlook, whom can apply analytical techniques to varied scopes and datasets across a range of different situations. You will be joining a Manchester based team and report into a local Director. Business Restructuring operates as a national stream and the role may involve supporting teams other BDO offices. Through your work you will have the opportunity to work with experienced team members in an environment that supports and encourages personal development of soft and technical skills. The role is a technical role primarily focused on the collection transformation, analysis and visual reporting of data. You will be part of a vibrant team, providing data analysis and business insights to support our clients. Your work will involve collecting, transforming, analysing, and visually reporting data. You will also play a key role in supporting business development through data analysis. You'll be someone with: Knowledge or awareness of business process transaction cycles (e.g., Procure to Payables, Order to Cash, Forecast to Fulfil) and core financial data (e.g., Accounts Payable, Accounts Receivable, Payroll, Inventory, Staff Expenses, General Ledger) Experience in data matching, data profiling, and data transformation Experience in some of the following: business process analysis, financial control analysis, forensic investigation, revenue, cost and margin analysis, customer segmentation, sensitivity analysis, ERP analytics Strong skills in using Excel for data analysis Experience with data visualisation software (PowerBI preferred) to create clear and insightful visualisations Experience using SQL suite of software including the ETL process Ability to present data and findings clearly and concisely to both technical and non-technical audiences. Ability to work collaboratively within a team environment Willingness to take initiative and drive projects forward Flexibility to adapt to changing priorities and business needs Strong problem-solving ability Desirable Skills Basic knowledge of financial modelling techniques and principles Understanding of statistical methods and their application in business analysis Understanding of database schema design and implementation You'll be able to be yourself; we'll recognise and value you for who you are and celebrate and reward your contributions to the business. We're committed to agile working, and we offer everyone the opportunity to work in ways that suit them, their teams, and the task in hand. At BDO, we'll help you achieve your personal goals and career ambitions, and we have programmes, resources, and frameworks that provide clarity and structure around career development. We're in it together Mutual support and respect is one of BDO's core values and we're proud of our distinctive, people-centred culture. From informal success conversations to formal mentoring and coaching, we'll support you at every stage in your career, whatever your personal and professional needs. We can provide the best support for our clients and people when we're working side by side. Our agile working framework helps us stay connected, bringing teams together where and when it counts so they can share ideas and help one another. At BDO, you'll always have access to the people and resources you need to do your best work. We know that collaboration is the key to creating value for our clients and satisfying experiences at work, so we've invested in state-of-the-art collaboration spaces in our offices. BDO's people represent a wealth of knowledge and expertise, and we'll encourage you to build your network, work alongside others, and share your skills and experiences. With a range of multidisciplinary events and dedicated resources, you'll never stop learning at BDO. We're looking forward to the future At BDO, we help entrepreneurial businesses to succeed, fuelling the UK economy. Our success is powered by our people, which is why we're always finding new ways to invest in you. Across the UK thousands of unique minds continue to come together to help companies we work with to achieve their ambitions We've got a clear purpose, and we're confident in our future, because we're adapting and evolving to build on our strengths, ensuring we continue to find the right combination of global reach, integrity and expertise. We shape the future together with openness and clarity, because we believe in empowering people to think creatively about how we can do things better.
We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ Our Borrowing (lending) team is growing and we're looking for Credit Managers and Analysts for our credit risk function, to grow lending to our business banking customers. The ideal candidate should have knowledge of providing credit to small and medium size sole traders and limited companies, automated decisioning and Credit Risk Management activities. You will work in the credit risk team responsible for credit strategy for our business lending products. As the size of our Business Banking customer base grows, we are building lending products to support our customers funding needs. We aim to create a genuine feel-good factor when it comes to business credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing credit risk strategies specifically for small and medium enterprises and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies as we bring to market new lending products. You will work with colleagues across teams to make sure we are building profitable lending portfolios and amazing products for our customers. Leading initiatives designing and implementing credit and pricing strategies for our business lending products Monitoring the performance of our existing strategies, and iterating to improve them Supporting the design and roll-out of new products and customer journeys Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk Working with people from engineering, marketing, product, risk and control to design and deliver initiatives Developing and monitoring our credit models to forecast cash flows and assess net present value of new lending cohorts Writing credit proposals which will be adopted as Monzo underwriting policy Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights Building, maintaining & responsible for the database tables and dashboards that provide insights and promote rapid, data-driven decisions Assessing how the lending portfolio of particular products will perform over time You should apply if: You have strong domain expertise in providing lending products to small businesses You have a deep understanding of how business lending works, including regulation and industry best practice You have a solid understanding of lending economics and have experience developing and deploying underwriting strategies and credit models You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus You can bring a dynamic energy to the team, and are keen for the chance to improve our products and help ship changes to our customers You are a strong communicator, able to cut through complex problems and articulate decision points You have some experience in project management and coordination across teams You work well collaborating in a team with diverse skill-sets and personality types You have a working understanding of the regulations that apply to lending in the UK You are highly motivated and energised by the idea of bringing positive impact to our customers and Monzo The Interview Process: Our interview process involves 4 main stages: Initial Call Take Home Task Final stage (x3 interviews) consisting of a case study, role specific and values interview Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on . What's in it for you: ️ We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Apply for this job indicates a required field First Name Last Name Email Phone Resume/CV Enter manually Accepted file types: pdf, doc, docx, txt, rtf Where would you like to be based? Select Select A US Person is defined as someone who: was born in the United States (US) has at least 1 parent who was born in the US is a naturalised citizen of the US is a green card holder is a US tax resident Please confirm your UK Right to Work status. Select We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. Keeping your data safe is really important to us. Select If you'd like to, please share your preferred pronouns (eg. they/them/theirs, she/her/hers). If you'd like to, please spell out your name how it's pronounced so we know how to say it. Identity survey Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is: Voluntary . And we've included a "prefer not to say" option for every question. It'd be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not. Anonymous to Monzo . We can't tie your responses to you and they won't make a difference to the outcome of your application. We'll only use grouped responses for equal opportunities monitoring in our hiring process. By filling out this survey, you agree that we can use your responses for the purposes we've mentioned above. You are not letting us know if we need to make any adjustments to the hiring process because of disability or neurodiversity - to do this please email us. How would you describe your gender identity? Select Do you identify as transgender? Select What's your sexual orientation? Select Do you identify as having a disability? Select Do you consider yourself to be neurodivergent? Select
May 12, 2025
Full time
We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ Our Borrowing (lending) team is growing and we're looking for Credit Managers and Analysts for our credit risk function, to grow lending to our business banking customers. The ideal candidate should have knowledge of providing credit to small and medium size sole traders and limited companies, automated decisioning and Credit Risk Management activities. You will work in the credit risk team responsible for credit strategy for our business lending products. As the size of our Business Banking customer base grows, we are building lending products to support our customers funding needs. We aim to create a genuine feel-good factor when it comes to business credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing credit risk strategies specifically for small and medium enterprises and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies as we bring to market new lending products. You will work with colleagues across teams to make sure we are building profitable lending portfolios and amazing products for our customers. Leading initiatives designing and implementing credit and pricing strategies for our business lending products Monitoring the performance of our existing strategies, and iterating to improve them Supporting the design and roll-out of new products and customer journeys Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk Working with people from engineering, marketing, product, risk and control to design and deliver initiatives Developing and monitoring our credit models to forecast cash flows and assess net present value of new lending cohorts Writing credit proposals which will be adopted as Monzo underwriting policy Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights Building, maintaining & responsible for the database tables and dashboards that provide insights and promote rapid, data-driven decisions Assessing how the lending portfolio of particular products will perform over time You should apply if: You have strong domain expertise in providing lending products to small businesses You have a deep understanding of how business lending works, including regulation and industry best practice You have a solid understanding of lending economics and have experience developing and deploying underwriting strategies and credit models You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus You can bring a dynamic energy to the team, and are keen for the chance to improve our products and help ship changes to our customers You are a strong communicator, able to cut through complex problems and articulate decision points You have some experience in project management and coordination across teams You work well collaborating in a team with diverse skill-sets and personality types You have a working understanding of the regulations that apply to lending in the UK You are highly motivated and energised by the idea of bringing positive impact to our customers and Monzo The Interview Process: Our interview process involves 4 main stages: Initial Call Take Home Task Final stage (x3 interviews) consisting of a case study, role specific and values interview Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on . What's in it for you: ️ We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Apply for this job indicates a required field First Name Last Name Email Phone Resume/CV Enter manually Accepted file types: pdf, doc, docx, txt, rtf Where would you like to be based? Select Select A US Person is defined as someone who: was born in the United States (US) has at least 1 parent who was born in the US is a naturalised citizen of the US is a green card holder is a US tax resident Please confirm your UK Right to Work status. Select We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. Keeping your data safe is really important to us. Select If you'd like to, please share your preferred pronouns (eg. they/them/theirs, she/her/hers). If you'd like to, please spell out your name how it's pronounced so we know how to say it. Identity survey Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is: Voluntary . And we've included a "prefer not to say" option for every question. It'd be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not. Anonymous to Monzo . We can't tie your responses to you and they won't make a difference to the outcome of your application. We'll only use grouped responses for equal opportunities monitoring in our hiring process. By filling out this survey, you agree that we can use your responses for the purposes we've mentioned above. You are not letting us know if we need to make any adjustments to the hiring process because of disability or neurodiversity - to do this please email us. How would you describe your gender identity? Select Do you identify as transgender? Select What's your sexual orientation? Select Do you identify as having a disability? Select Do you consider yourself to be neurodivergent? Select
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Senior IT Security Analyst - Permanent - Birmingham/Hybrid Hybrid working - this role requires 2-3 days per week in Snowhill, Birmingham Salary - this role is offering up to £45k + 15% flex fund. Senior IT Security Analyst required for a leading client based in Birmingham. The Security Officer will be responsible for the development, implementation, and maintenance of robust security controls to mature/improve security capabilities within the IT Security, Compliance, and Identity function. This role ensures the protection of assets, systems, and data from internal and external threats, whilst driving continuous improvement in security controls. Key Skills & Responsibilities: Providing expert assistance in managing live security incidents, conducting in-depth investigations, and ensuring corrective actions are effectively implemented. Offering strategic guidance on identifying, analysing, and mitigating potential threats. Skilled in leveraging actionable intelligence, industry insights, and maintaining awareness of the evolving threat landscape. Detecting and categorizing security weaknesses across networks, systems, and applications while proactively mitigating or eliminating their impact. Identifying IT security risks and leading audit remediation initiatives to strengthen overall security posture. Researching and assessing new and evolving technologies, products, services, methodologies, and techniques to stay ahead of industry advancements. Well-versed in ITIL v4, Agile, and other best practices for optimizing IT service management. Strong understanding of day-to-day SOC operations and industry-leading approaches to incident response and monitoring. Knowledgeable in Firewalls, network security groups, access control mechanisms, and other essential security controls. Proven ability to enhance security posture through continuous service improvements. Hands-on experience managing live cyber incidents and implementing effective remediation strategies. Skilled in collaborating with supplier teams to drive managed service enhancements. Comprehensive experience across IT security domains, including software, Servers, infrastructure, and networks. Expertise in designing and implementing secure systems to protect critical assets. Strong understanding of system architectures and the potential impact of vulnerabilities across diverse environments. Interested? Please submit your updated CV to Lewis Rushton at Crimson for immediate consideration. Not interested? Do you know someone who might be a perfect fit for this role? Refer a friend and earn £250 worth of vouchers! Crimson is acting as an employment agency regarding this vacancy
May 12, 2025
Full time
Senior IT Security Analyst - Permanent - Birmingham/Hybrid Hybrid working - this role requires 2-3 days per week in Snowhill, Birmingham Salary - this role is offering up to £45k + 15% flex fund. Senior IT Security Analyst required for a leading client based in Birmingham. The Security Officer will be responsible for the development, implementation, and maintenance of robust security controls to mature/improve security capabilities within the IT Security, Compliance, and Identity function. This role ensures the protection of assets, systems, and data from internal and external threats, whilst driving continuous improvement in security controls. Key Skills & Responsibilities: Providing expert assistance in managing live security incidents, conducting in-depth investigations, and ensuring corrective actions are effectively implemented. Offering strategic guidance on identifying, analysing, and mitigating potential threats. Skilled in leveraging actionable intelligence, industry insights, and maintaining awareness of the evolving threat landscape. Detecting and categorizing security weaknesses across networks, systems, and applications while proactively mitigating or eliminating their impact. Identifying IT security risks and leading audit remediation initiatives to strengthen overall security posture. Researching and assessing new and evolving technologies, products, services, methodologies, and techniques to stay ahead of industry advancements. Well-versed in ITIL v4, Agile, and other best practices for optimizing IT service management. Strong understanding of day-to-day SOC operations and industry-leading approaches to incident response and monitoring. Knowledgeable in Firewalls, network security groups, access control mechanisms, and other essential security controls. Proven ability to enhance security posture through continuous service improvements. Hands-on experience managing live cyber incidents and implementing effective remediation strategies. Skilled in collaborating with supplier teams to drive managed service enhancements. Comprehensive experience across IT security domains, including software, Servers, infrastructure, and networks. Expertise in designing and implementing secure systems to protect critical assets. Strong understanding of system architectures and the potential impact of vulnerabilities across diverse environments. Interested? Please submit your updated CV to Lewis Rushton at Crimson for immediate consideration. Not interested? Do you know someone who might be a perfect fit for this role? Refer a friend and earn £250 worth of vouchers! Crimson is acting as an employment agency regarding this vacancy
Senior Product Manager - Liverpool Harvey Nash is currently recruiting for a permanent role with our client, a leading organisation in the real estate industry who are currently undergoing lots of change and transformation. It is a really exciting time for an enthusiastic Product Manager to join the team and have instant impact on the strategic direction and success of the organisation. The role: Lead a cross-functional team of UI/UX designers, analysts, and developers. Develop and implement the product roadmap to align with business growth and customer needs. Enhance user engagement, conversion rates, and operational efficiencies. Creating and executing SEO, CRO, and UX/UI strategies to boost site performance and user retention. Use user research, data analytics, and testing to improve UX and drive engagement. Optimize customer journeys across digital touchpoints to maximize retention and bookings. Prioritize new product features based on customer insights, market trends, and competitive analysis. Lead SEO initiatives to improve organic growth and search rankings. Work with developers to enhance site performance, page speed, and indexing. Monitor performance tools like Google Analytics, HotJar, and SQL to track KPIs and inform decisions. Implement agile development and design sprint methodologies for efficient execution. Collaborate with marketing, operations, and business teams to align product initiatives with commercial goals. Identify automation opportunities and process improvements to boost operational efficiency. Work with finance and leadership to optimize technology budgets and reduce costs while maintaining quality and innovation. The candidate: Extensive product management experience in a B2C digital environment (preferably hospitality, real estate, or E-commerce). Proven success in driving SEO growth, conversion rate optimization, and user engagement for high-traffic platforms. Strong knowledge of website architecture, technical SEO, and performance optimization. Proficient with Google Analytics, SQL, HotJar, and A/B testing frameworks. Experience leading cross-functional teams (design, development, analytics, marketing, SEO). Ability to translate business goals into scalable product and technology strategies. Skilled in managing agile product development and design sprints. Data-driven decision-maker who leverages insights to inform strategy and prioritize initiatives. Experience with React, Next.js, or modern web frameworks. Familiarity with AI-driven personalization, automation, or chatbot integration. Please apply now or contact me directly for a confidential conversation: Email - (see below) Senior Product Manager - Liverpool
May 12, 2025
Full time
Senior Product Manager - Liverpool Harvey Nash is currently recruiting for a permanent role with our client, a leading organisation in the real estate industry who are currently undergoing lots of change and transformation. It is a really exciting time for an enthusiastic Product Manager to join the team and have instant impact on the strategic direction and success of the organisation. The role: Lead a cross-functional team of UI/UX designers, analysts, and developers. Develop and implement the product roadmap to align with business growth and customer needs. Enhance user engagement, conversion rates, and operational efficiencies. Creating and executing SEO, CRO, and UX/UI strategies to boost site performance and user retention. Use user research, data analytics, and testing to improve UX and drive engagement. Optimize customer journeys across digital touchpoints to maximize retention and bookings. Prioritize new product features based on customer insights, market trends, and competitive analysis. Lead SEO initiatives to improve organic growth and search rankings. Work with developers to enhance site performance, page speed, and indexing. Monitor performance tools like Google Analytics, HotJar, and SQL to track KPIs and inform decisions. Implement agile development and design sprint methodologies for efficient execution. Collaborate with marketing, operations, and business teams to align product initiatives with commercial goals. Identify automation opportunities and process improvements to boost operational efficiency. Work with finance and leadership to optimize technology budgets and reduce costs while maintaining quality and innovation. The candidate: Extensive product management experience in a B2C digital environment (preferably hospitality, real estate, or E-commerce). Proven success in driving SEO growth, conversion rate optimization, and user engagement for high-traffic platforms. Strong knowledge of website architecture, technical SEO, and performance optimization. Proficient with Google Analytics, SQL, HotJar, and A/B testing frameworks. Experience leading cross-functional teams (design, development, analytics, marketing, SEO). Ability to translate business goals into scalable product and technology strategies. Skilled in managing agile product development and design sprints. Data-driven decision-maker who leverages insights to inform strategy and prioritize initiatives. Experience with React, Next.js, or modern web frameworks. Familiarity with AI-driven personalization, automation, or chatbot integration. Please apply now or contact me directly for a confidential conversation: Email - (see below) Senior Product Manager - Liverpool
Business Unit: Model Risk & Analytics, IFRS 9 and Stress testing Salary range: £26,400 - £33,000 per annum DOE + red-hot benefits Location: UK Hybrid (London 1 day a week) Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Analyst is a key role in the maintenance and performance monitoring of VMUK's suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. You'll have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you'll be doing Monitor and support the suite of stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Liaise with the model development team to understand and implement MI requirements. Capture requirements and gather feedback from stakeholders to ensure MI meets business needs. Present findings and insights to governance committees and other stakeholders. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Substantial experience in model monitoring and development, using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, using Power BI. Excellent analytical ability to solve complex problems, with a keen attention to detail. Strong communication skills to effectively convey complex methodologies, processes, and outputs to colleagues with varying levels of subject matter expertise. The proven ability to liaise with model development teams effectively to understand and implement MI requirements, capture stakeholder feedback, and present findings to governance committees. It's a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Model Risk & Analytics, IFRS 9 and Stress testing Salary range: £26,400 - £33,000 per annum DOE + red-hot benefits Location: UK Hybrid (London 1 day a week) Contract type : Permanent Our Team We have an exciting opportunity in our IFRS 9 and Stress Testing team in Model Risk & Analytics. The Model Monitoring Analyst is a key role in the maintenance and performance monitoring of VMUK's suite of IFRS 9, macro-economic and stress testing models, which are used to forecast loan loss provisions and capital requirements under a range of scenarios, including regulatory stress tests. You'll have the opportunity to work across a broad range of models spanning retail and business asset classes and drive business insight. Additionally, the role involves supporting model calibrations, IFRS 9 monitoring, macroeconomic monitoring, and presenting findings to stakeholders. What you'll be doing Monitor and support the suite of stress testing models and macroeconomic models across Retail and Business portfolios, including IRB and IFRS 9 modelling environments. Develop and maintain Management Information (MI) dashboards in Power BI to track model performance and outcomes. Liaise with the model development team to understand and implement MI requirements. Capture requirements and gather feedback from stakeholders to ensure MI meets business needs. Present findings and insights to governance committees and other stakeholders. Focus on continuous improvement by identifying and addressing model performance issues and embedding learnings from evolving business and regulatory requirements. Collaborate closely with credit risk modelling, finance, and business teams to obtain insights and feedback for the management of the credit stress testing models. Support the operational/delivery arm of the credit stress testing team in relation to model usage. We need you to have Good knowledge of stress testing frameworks and macroeconomic model methodologies across a range of Retail and Business credit portfolios, with a strong understanding of model usage. Substantial experience in model monitoring and development, using Power BI, SAS and R. Proficiency in developing and maintaining Management Information (MI) dashboards, using Power BI. Excellent analytical ability to solve complex problems, with a keen attention to detail. Strong communication skills to effectively convey complex methodologies, processes, and outputs to colleagues with varying levels of subject matter expertise. The proven ability to liaise with model development teams effectively to understand and implement MI requirements, capture stakeholder feedback, and present findings to governance committees. It's a bonus if you have but not essential Python experience Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Data Science Manager - Gen/AI & ML Projects Salary: Negotiable up to £90,000 Dependent on Experience Location: Hybrid working - West Kent office (2-3 days per week in the office) Ref No: Ref J12951 Please note we can only accept applications from those with current UK working rights for this role, this client cannot offer visa sponsorship. Our client is seeking to recruit a new Data Science Manager to lead data science initiatives and drive innovation in the healthcare industry. You'll have the opportunity to leverage your expertise in advanced analytics and machine learning within a dynamic and forward-thinking team, to shape the future of healthcare. The successful applicant will work on exciting Gen/AI, predictive and customer behaviour projects to name but a few. Proven leadership and communication skills with the ability to deliver value from data will be required. Responsibilities Lead a small team of Data Scientists in developing and implementing advanced data analytics, machine learning and traditional and generative AI solutions, to address complex business challenges within healthcare sector. Collaborate with cross-functional teams to identify business opportunities, define data science strategies, and drive the development of innovative products and services. Oversee the end-to-end process of data collection, pre-processing, analysis, and model development to derive actionable insights and improve decision-making. Drive the development and deployment of scalable and efficient machine learning models and algorithms to enhance healthcare services and optimize business operations. Mentor and coach junior data scientists, fostering a culture of continuous learning, innovation, and excellence in data science practices. Experience Required Good stakeholder communication skills with proven ability to translate complex scientific findings to non-technical stakeholders. In depth experience coaching and leading Junior Data Scientists within a Senior Data Science role. Demonstrable experience of developing complex AI projects with minimal supervision, working in line with best practices. Proven experience of extracting business value from data science methods using both quantitative and qualitative metrics. Strong mathematical and statistical background. Deep knowledge of Python and data science packages such as Scikit learn, Keras, Tensor flow, and PySpark. Experience and understanding of mixed technical teams such as engineering, architects, business analysts. Familiar with MLOps industry best practices. Understanding of the financial industry, in particular insurance, would be advantageous. If you are interested in this opportunity get in touch today to find out more.
May 12, 2025
Full time
Data Science Manager - Gen/AI & ML Projects Salary: Negotiable up to £90,000 Dependent on Experience Location: Hybrid working - West Kent office (2-3 days per week in the office) Ref No: Ref J12951 Please note we can only accept applications from those with current UK working rights for this role, this client cannot offer visa sponsorship. Our client is seeking to recruit a new Data Science Manager to lead data science initiatives and drive innovation in the healthcare industry. You'll have the opportunity to leverage your expertise in advanced analytics and machine learning within a dynamic and forward-thinking team, to shape the future of healthcare. The successful applicant will work on exciting Gen/AI, predictive and customer behaviour projects to name but a few. Proven leadership and communication skills with the ability to deliver value from data will be required. Responsibilities Lead a small team of Data Scientists in developing and implementing advanced data analytics, machine learning and traditional and generative AI solutions, to address complex business challenges within healthcare sector. Collaborate with cross-functional teams to identify business opportunities, define data science strategies, and drive the development of innovative products and services. Oversee the end-to-end process of data collection, pre-processing, analysis, and model development to derive actionable insights and improve decision-making. Drive the development and deployment of scalable and efficient machine learning models and algorithms to enhance healthcare services and optimize business operations. Mentor and coach junior data scientists, fostering a culture of continuous learning, innovation, and excellence in data science practices. Experience Required Good stakeholder communication skills with proven ability to translate complex scientific findings to non-technical stakeholders. In depth experience coaching and leading Junior Data Scientists within a Senior Data Science role. Demonstrable experience of developing complex AI projects with minimal supervision, working in line with best practices. Proven experience of extracting business value from data science methods using both quantitative and qualitative metrics. Strong mathematical and statistical background. Deep knowledge of Python and data science packages such as Scikit learn, Keras, Tensor flow, and PySpark. Experience and understanding of mixed technical teams such as engineering, architects, business analysts. Familiar with MLOps industry best practices. Understanding of the financial industry, in particular insurance, would be advantageous. If you are interested in this opportunity get in touch today to find out more.
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
Head of Commercial Analysis & Reporting (Bilingual French/English) South Kent Hybrid Working c.£75k + Bonus + Excellent Benefits (salary negotiable dependent on experience) An exceptional opportunity has arisen for a commercially astute, strategic thinker to step into a pivotal leadership role with a highly respected international business in the Kent region. This is a newly enhanced position with significant influence across the organisation, offering the chance to make a real impact on business performance and strategic direction. You ll be leading a bi-national team, driving innovation in reporting, and championing data-led decision-making at the highest level. What you ll be doing: Acting as the right hand to the Commercial Director, helping lead the function and stepping in when needed. Driving the commercial strategy through meaningful, data-led insights and reports. Designing and evolving forecasting models and budget frameworks to support key business decisions. Overseeing the transformation of reporting systems and tools, streamlining data access and enhancing decision-making. Guiding cross-functional collaboration across sales, marketing, finance, and more, ensuring commercial targets are aligned and achievable. Leading a team of highly skilled analysts across borders, nurturing a culture of innovation, development, and continuous improvement. Spotting trends, risks, and opportunities in both freight and passenger markets and advising on strategic direction accordingly. Maintaining the highest standards of data governance, compliance, and reporting accuracy. What we re looking for: A degree or higher in a relevant field such as Economics, Statistics, or Data Science or significant experience to match. Solid background in commercial analysis, preferably within travel, transport, logistics, or similarly complex sectors. Proven leadership experience, ideally managing international teams and complex commercial functions. Strong working knowledge of BI tools such as Power BI, SQL, and data visualisation platforms. A confident communicator who can build strong stakeholder relationships at every level. Bilingual proficiency in English and French is essential. Why this role? Why now? You ll be part of a unique business that plays a vital role in international trade and travel. This is a rare opportunity to influence strategic decisions at the highest level. Work with an engaged and collaborative senior leadership team. Enjoy a varied, challenging, and high-impact workload. Excellent salary and bonus on offer, plus great benefits. Hybrid working with regular on-site presence in Folkestone. Ready to step into a key leadership role where your insights will shape the future of a major player in their sector? This role is being handled by Pearson Whiffin Recruitment s Business Support Division Not quite the right role but still looking? Whether you are entry or Executive level, our team of experienced Recruitment specialists can help you with your career. We are Kent s leading independent consultancy and pride ourselves on delivering an exceptional service to both candidates and clients. Find us on and By working with us, you will be helping support charities across Kent; we have raised over £60,000 so far!
May 12, 2025
Full time
Head of Commercial Analysis & Reporting (Bilingual French/English) South Kent Hybrid Working c.£75k + Bonus + Excellent Benefits (salary negotiable dependent on experience) An exceptional opportunity has arisen for a commercially astute, strategic thinker to step into a pivotal leadership role with a highly respected international business in the Kent region. This is a newly enhanced position with significant influence across the organisation, offering the chance to make a real impact on business performance and strategic direction. You ll be leading a bi-national team, driving innovation in reporting, and championing data-led decision-making at the highest level. What you ll be doing: Acting as the right hand to the Commercial Director, helping lead the function and stepping in when needed. Driving the commercial strategy through meaningful, data-led insights and reports. Designing and evolving forecasting models and budget frameworks to support key business decisions. Overseeing the transformation of reporting systems and tools, streamlining data access and enhancing decision-making. Guiding cross-functional collaboration across sales, marketing, finance, and more, ensuring commercial targets are aligned and achievable. Leading a team of highly skilled analysts across borders, nurturing a culture of innovation, development, and continuous improvement. Spotting trends, risks, and opportunities in both freight and passenger markets and advising on strategic direction accordingly. Maintaining the highest standards of data governance, compliance, and reporting accuracy. What we re looking for: A degree or higher in a relevant field such as Economics, Statistics, or Data Science or significant experience to match. Solid background in commercial analysis, preferably within travel, transport, logistics, or similarly complex sectors. Proven leadership experience, ideally managing international teams and complex commercial functions. Strong working knowledge of BI tools such as Power BI, SQL, and data visualisation platforms. A confident communicator who can build strong stakeholder relationships at every level. Bilingual proficiency in English and French is essential. Why this role? Why now? You ll be part of a unique business that plays a vital role in international trade and travel. This is a rare opportunity to influence strategic decisions at the highest level. Work with an engaged and collaborative senior leadership team. Enjoy a varied, challenging, and high-impact workload. Excellent salary and bonus on offer, plus great benefits. Hybrid working with regular on-site presence in Folkestone. Ready to step into a key leadership role where your insights will shape the future of a major player in their sector? This role is being handled by Pearson Whiffin Recruitment s Business Support Division Not quite the right role but still looking? Whether you are entry or Executive level, our team of experienced Recruitment specialists can help you with your career. We are Kent s leading independent consultancy and pride ourselves on delivering an exceptional service to both candidates and clients. Find us on and By working with us, you will be helping support charities across Kent; we have raised over £60,000 so far!
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
May 12, 2025
Full time
Business Unit: Chief Credit Office Salary range: £58,400 - £73,000 per annum DOE + red-hot benefits Location: UK Flexible Contract type : Permanent Live to challenge the status quo. Live a life more Virgin. Our Team Secured Credit Risk team plays a pivotal role in shaping and maintaining our retail mortgage credit risk strategy and portfolio management. The Secured Portfolio Performance and Insight team, part of the broader Secured Credit Risk team, is responsible for providing comprehensive credit risk reporting, portfolio insights, arrears and loss forecasting. We are seeking a Credit Risk Manager to join our Secured Portfolio Performance and Insight team. The role holder will be responsible for credit risk reporting and management information, portfolio analysis, insights and recommendations. The role offers the opportunity to influence the mortgage lending business across the credit lifecycle and provide valuable insights to the risk management leadership team, risk committees, and the wider business. What you'll be doing Leading and managing a high performing team and working collaboratively with stakeholders to deliver the impactful credit risk reporting and insights. Coaching team through their development. Managing the delivery of deep dive assessments and mortgage credit portfolio insights to understand existing and emerging risks and opportunities and presenting complex findings in an engaging and articulate manner . Manage and deliver the development of Credit Risk Appetite Statement metrics aligned to Credit and organisation strategy to ensure safe and sustainable development of the mortgage portfolio. Keeping abreast of all external developments and asses the Bank's position relative to peers and industry. Managing the development and delivery of a quality control capability to ensure all analysis and insight is completed to the highest standard. This includes working with data teams and other sources of data and reporting to ensure the availability and completeness of the inputs required to support insight. Translate business requirements into analytical tasks and providing guidance for specialists and analysts to perform detailed data analysis utilising SAS and other analytical tools, ensuring robust controls in place to ensure accuracy. Identifying and utilise new sources of internal and external data to improve the quality of insights, working with a range of stakeholders to ensure data is understood and used appropriately. Leading engagement across both internal and external stakeholders, deputising for senior manager as required. Presenting complex findings and proposals in an engaging and articulate manner. Driving a culture of continuous improvement, rationalising processes, improving sophistication and driving automation of a comprehensive suite of credit risk portfolio MI. We need you to have A great working knowledge of management information development and best practice, portfolio assessment and analytical techniques. Strong experience within a credit risk environment, with strong technical abilities in SAS and SQL. Extensive experience in leading projects, guiding analytical professionals and empowering people through coaching, mentoring and sharing expertise and knowledge. An ability to support multiple priorities in a fast-changing environment and prioritise effectively to manage various management team / other stakeholder expectations. Proven experience around creating best-in-class efficient and effective reporting suites, driving improvements and efficiencies in a portfolio management setting. Extremely effective attention to detail, ensuring analytics produced is accurate and robust. A wealth of experience in articulating complex credit risk matters into digestible and actionable insight, with an ability to land a succinct message with senior leaders, using creativity and strong communication skills. Strong communication skills, a track record of building trusted relationships with a wide range of stakeholders at all levels and managing challenge and conflict. A drive to delve past surface level information and understand trends from first principles. Substantial experience in influencing change in a positive and collaborative manner and turn ideas into practical solutions. It's a bonus if you have but not essential Experience in credit risk portfolio management or strategy. Knowledge or experience using AI/ML in portfolio monitoring. Technical skills in other data management tools / coding languages used for conducting portfolio analytics, such as Python / R etc. Red Hot Rewards Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more. Up to five extra paid well-being days per year . 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt. Market-leading pension. Free private medical cover, income protection and life assurance. Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness. And there's no waiting around, you'll enjoy these benefits from day one. Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out. We're all about helping you Live a Life More Virgin , so happy to talk flexible working with you. Say hello to Virgin Money We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work. Be yourself at Virgin Money Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants. Now the legal bit Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
At Audible, we believe stories have the power to transform lives. It's why we work with some of the world's leading creators to produce and share audio storytelling with our millions of global listeners. We are dreamers and inventors who come from a wide range of backgrounds and experiences to empower and inspire each other. Imagine your future with us. ABOUT THIS ROLE At Audible, content is at our core; as a Manager on the Global Content Financial Planning and Analysis (FP&A) team, you'll provide financial and operating decision support to the teams that create, curate, and deliver content to Audible's millions of listeners. You'll develop and maintain relationships with key personnel within Content and across the organization, with the steadfast focus of delivering thoughtful analysis, actionable insights, and iterative process improvements that support the business's long-term strategy for maximum impact. As Finance Manager - Global Content FP&A, you'll support business teams through the annual and quarterly forecasting process, long-range planning, and sizing strategic initiatives and opportunities. You'll work with international teams across Audible's global footprint, providing opportunity to learn about global and local content trends. ABOUT YOU You're a self-starter who independently identifies opportunities for improvement and paths to overcoming challenges. You're comfortable with ambiguity and complexity, and have the ability to prioritize and balance immediate needs with longer-term goals, following through on commitments and deadlines. You're a compelling communicator, with the ability to 'translate' financial topics and complex issues into easy-to-understand language for people throughout the organization, including senior leadership. You possess the ability to influence working teams across disciplines without direct authority. You demonstrate financial acumen through experience with forecasting, budgeting, variance analysis, performing financial analysis using advanced Excel functionality and providing recommendations based on results for decision making. You're able see the forest AND the trees, and to distill critical points from large and/or incomplete data sets. As a Finance Manager - Global Content FP&A, you will - Partner with business teams on content deal development, including opportunity assessment, valuation, and financial deal terms structuring - Iterate on process improvements and automations that help us become more nimble, proficient, and data-driven in our decision-making - Translate long-range company goals into strategic financial plans - Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance - Drive the identification, development, and measurement of key metrics for new initiatives - Manage and forecast P&L and Cash Flow - Lead and coordinate with international finance teams in global content statements and reviews ABOUT AUDIBLE Audible is the leading producer and provider of audio storytelling. We spark listeners' imaginations, offering immersive, cinematic experiences full of inspiration and insight to enrich our customers daily lives. We are a global company with an entrepreneurial spirit. We are dreamers and inventors who are passionate about the positive impact Audible can make for our customers and our neighbors. This spirit courses throughout Audible, supporting a culture of creativity and inclusion built on our People Principles and our mission to build more equitable communities in the cities we call home. BASIC QUALIFICATIONS - Bachelor's degree in finance, business, or related field - 3+ years of progressive professional experience in financial analysis and management - Experience in financial analysis and building financial models from scratch within excel - Experience partnering with cross functional business teams PREFERRED QUALIFICATIONS - Excellent time management and organizational skills, with the ability to prioritize and multi-task, and deliver under shifting deadlines in a fast-paced environment - Proven ability to build relationships and communicate with peers, executive management and other critical stakeholders - Prior experience in digital media and/or publishing industry - SQL knowledge - TM1 proficiency Amazon is an equal opportunities employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify and build. Protecting your privacy and the security of your data is a longstanding top priority for Amazon. Please consult our Privacy Notice ( ) to know more about how we collect, use and transfer the personal data of our candidates. Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit for more information. If the country/region you're applying in isn't listed, please contact your Recruiting Partner.
May 12, 2025
Full time
At Audible, we believe stories have the power to transform lives. It's why we work with some of the world's leading creators to produce and share audio storytelling with our millions of global listeners. We are dreamers and inventors who come from a wide range of backgrounds and experiences to empower and inspire each other. Imagine your future with us. ABOUT THIS ROLE At Audible, content is at our core; as a Manager on the Global Content Financial Planning and Analysis (FP&A) team, you'll provide financial and operating decision support to the teams that create, curate, and deliver content to Audible's millions of listeners. You'll develop and maintain relationships with key personnel within Content and across the organization, with the steadfast focus of delivering thoughtful analysis, actionable insights, and iterative process improvements that support the business's long-term strategy for maximum impact. As Finance Manager - Global Content FP&A, you'll support business teams through the annual and quarterly forecasting process, long-range planning, and sizing strategic initiatives and opportunities. You'll work with international teams across Audible's global footprint, providing opportunity to learn about global and local content trends. ABOUT YOU You're a self-starter who independently identifies opportunities for improvement and paths to overcoming challenges. You're comfortable with ambiguity and complexity, and have the ability to prioritize and balance immediate needs with longer-term goals, following through on commitments and deadlines. You're a compelling communicator, with the ability to 'translate' financial topics and complex issues into easy-to-understand language for people throughout the organization, including senior leadership. You possess the ability to influence working teams across disciplines without direct authority. You demonstrate financial acumen through experience with forecasting, budgeting, variance analysis, performing financial analysis using advanced Excel functionality and providing recommendations based on results for decision making. You're able see the forest AND the trees, and to distill critical points from large and/or incomplete data sets. As a Finance Manager - Global Content FP&A, you will - Partner with business teams on content deal development, including opportunity assessment, valuation, and financial deal terms structuring - Iterate on process improvements and automations that help us become more nimble, proficient, and data-driven in our decision-making - Translate long-range company goals into strategic financial plans - Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance - Drive the identification, development, and measurement of key metrics for new initiatives - Manage and forecast P&L and Cash Flow - Lead and coordinate with international finance teams in global content statements and reviews ABOUT AUDIBLE Audible is the leading producer and provider of audio storytelling. We spark listeners' imaginations, offering immersive, cinematic experiences full of inspiration and insight to enrich our customers daily lives. We are a global company with an entrepreneurial spirit. We are dreamers and inventors who are passionate about the positive impact Audible can make for our customers and our neighbors. This spirit courses throughout Audible, supporting a culture of creativity and inclusion built on our People Principles and our mission to build more equitable communities in the cities we call home. BASIC QUALIFICATIONS - Bachelor's degree in finance, business, or related field - 3+ years of progressive professional experience in financial analysis and management - Experience in financial analysis and building financial models from scratch within excel - Experience partnering with cross functional business teams PREFERRED QUALIFICATIONS - Excellent time management and organizational skills, with the ability to prioritize and multi-task, and deliver under shifting deadlines in a fast-paced environment - Proven ability to build relationships and communicate with peers, executive management and other critical stakeholders - Prior experience in digital media and/or publishing industry - SQL knowledge - TM1 proficiency Amazon is an equal opportunities employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify and build. Protecting your privacy and the security of your data is a longstanding top priority for Amazon. Please consult our Privacy Notice ( ) to know more about how we collect, use and transfer the personal data of our candidates. Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit for more information. If the country/region you're applying in isn't listed, please contact your Recruiting Partner.
Financial Planning Analyst - London - £45-55K One of the UK's leading providers of critical UK logistics infrastructure requires a Financial Planning Analyst to be based out of their London office (3 days in the office/2 WFH). The role's primary purpose is to support the FP&A team with driving efficiency, effectiveness and improvements to financial processes and systems, promoting best practices across the function. The analyst will also work closely with the team where required on performance management, partnering, planning and forecasting in order to provide insightful and valuable financial analysis of the group's activities to support the Board, Exec Team and Senior Leaders in the decision-making process. Accountabilities will include Functional Cost Management & Analysis Financial management for month end, business planning and forecasting for various Functions ensuring strong control of P&L and balance sheet performance and adherence to company policy and governance FP&A Processes &Systems Support the FP&A Manager - Central Functions Drive efficiency and effectiveness in financial processes and systems promoting best practices across the function Performance Management & Analysis Support the FP&A Lead - Performance Management with the timely production of monthly management reporting, providing insightful updates of the group's performance against budget Business Planning& Forecasting Support the FP&A Lead - Planning & Forecasting on the timely production, review and presentation of the group's annual business planning process and quarterly forecasting process Functional Cost Management & Analysis Support the FP&A Manager - Central Functions to provide financial insights to drive decision-making, improve profitability and enable informed strategic decisions for Central Functions Required skills Professional Qualification required or part qualified (ACA, ACCA, CIMA) Self-starter with an enquiring and positive mindset Strong communication skills and ability to constructively challenge all levels of an organisation Able to engage with senior stakeholders and develop good relationships Highly numerate, strong analytical and problem-solving capabilities Strong presentation and reporting skills High standards of accuracy and precision Strong stakeholder management Advanced in the use of Excel and proficient in the use of PowerPoint This is a wonderful opportunity to join a true market leading company with a huge UK infrastructure physical presence. The salary on offer is a basic between £45-55k with an exceptional benefits package. The role requires 3 days a week in central London office with the 2 days WFH.
May 12, 2025
Full time
Financial Planning Analyst - London - £45-55K One of the UK's leading providers of critical UK logistics infrastructure requires a Financial Planning Analyst to be based out of their London office (3 days in the office/2 WFH). The role's primary purpose is to support the FP&A team with driving efficiency, effectiveness and improvements to financial processes and systems, promoting best practices across the function. The analyst will also work closely with the team where required on performance management, partnering, planning and forecasting in order to provide insightful and valuable financial analysis of the group's activities to support the Board, Exec Team and Senior Leaders in the decision-making process. Accountabilities will include Functional Cost Management & Analysis Financial management for month end, business planning and forecasting for various Functions ensuring strong control of P&L and balance sheet performance and adherence to company policy and governance FP&A Processes &Systems Support the FP&A Manager - Central Functions Drive efficiency and effectiveness in financial processes and systems promoting best practices across the function Performance Management & Analysis Support the FP&A Lead - Performance Management with the timely production of monthly management reporting, providing insightful updates of the group's performance against budget Business Planning& Forecasting Support the FP&A Lead - Planning & Forecasting on the timely production, review and presentation of the group's annual business planning process and quarterly forecasting process Functional Cost Management & Analysis Support the FP&A Manager - Central Functions to provide financial insights to drive decision-making, improve profitability and enable informed strategic decisions for Central Functions Required skills Professional Qualification required or part qualified (ACA, ACCA, CIMA) Self-starter with an enquiring and positive mindset Strong communication skills and ability to constructively challenge all levels of an organisation Able to engage with senior stakeholders and develop good relationships Highly numerate, strong analytical and problem-solving capabilities Strong presentation and reporting skills High standards of accuracy and precision Strong stakeholder management Advanced in the use of Excel and proficient in the use of PowerPoint This is a wonderful opportunity to join a true market leading company with a huge UK infrastructure physical presence. The salary on offer is a basic between £45-55k with an exceptional benefits package. The role requires 3 days a week in central London office with the 2 days WFH.
