Pricing Developer - Radar Hybrid Let's make the most of your talent. Join our Pricing & Underwriting Chapter in a unique role as a Pricing Developer (Radar). This is a permanent position with the opportunity to work remotely from anywhere in the UK, with ad-hoc travel to our hubs in Leeds and London. About Us: At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we're a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day. Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That's why our pricers and underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price. What you'll be doing: As a valued member of our team, you'll contribute to the development of the pricing strategy for Personal Lines through accurately and efficiently implementing and deploying changes to the Radar rating algorithm and rating tables. By doing so, you will ensure commercial viability and align with our business objectives. We are set up in an agile structure which means you'll take charge early on, soak up new experiences and most importantly you'll positively influence and shape what we do - making an impact on our customers lives. Key Responsibilities: Collaborate with the team to provide an innovative and effective delivery service for our Insurance Rating System, focusing on change deployment in our Personal Lines Business. Make recommendations to enhance rating efficiency and long-term pricing delivery capabilities, encompassing both testing and deployment. Take ownership of building, maintaining, and monitoring production algorithms and documentation in Radar to support our business. Develop and maintain pre- and post-live testing processes to ensure accuracy. Engage with various stakeholders, including change, testing, product owners, and pricing analysts, to ensure alignment with the rating strategy. Participate in technical discussions to meet business needs and timelines while adhering to request requirements and governance. Identify and manage risks associated with the role, adhering to the company risk framework. Communicate any price, model, or data issues promptly and recommend appropriate remedial actions. Engage in the wider Pricing & Underwriting community and influence tribe objectives and priorities Support other colleagues with their work and development, building the overall squad capability What we are looking for Solid knowledge of Radar software by WTW and experience in building, developing, and testing algorithms. Previous experience in a similar role within insurance Familiarity with programming languages and software such as SQL, SAS Python, Tableau. Proficiency in defect management, including root cause analysis, design, and deployment of solutions. Ability to define and execute test strategies to minimize the risk of errors. Proficient in interpreting XML files. Experience in monitoring performance and driving continuous improvement of algorithms. Analytical mindset, inquisitive nature, strong communication skills, and a high level of numeracy What we offer: We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: 9% employer contributed pension 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover Up to 10% annual bonus 25 days holiday (rising by 1 each year to 28) + bank holidays and option to buy or sell up to 5 days Additional optional Health and Dental insurance EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way. Buy as you earn share scheme Employee discounts and cashback Plus many more Ways of Working Our hybrid model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. When you'll be in the office depends on your role, but most colleagues are in 2 days a week, and we'll consider the flexible working options that work best for you. Read our flexible working approach here Be yourself We recognise and embrace people that work in different ways so if you need any reasonable adjustments within this recruitment process, please reach out to us and we can discuss how we can support you with this. There's no-one else like you. No-one with the exact same mix of strengths, quirks, skills, and thoughts. That's why you could belong here. As part of a team, in a place that empowers you to be the best you can be. We're proud of who we are, of what we do, and what every one of us brings. Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. Join us . Help us keep innovating and putting customers at the heart of everything. To be an insurance company of the future. When we work together, we can all achieve great things. Inspiring, challenging, and supporting each other to aim higher. Together we're one of a kind.
May 18, 2024
Full time
Pricing Developer - Radar Hybrid Let's make the most of your talent. Join our Pricing & Underwriting Chapter in a unique role as a Pricing Developer (Radar). This is a permanent position with the opportunity to work remotely from anywhere in the UK, with ad-hoc travel to our hubs in Leeds and London. About Us: At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field, we're a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day. Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That's why our pricers and underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and every one of our consumers gets the best price. What you'll be doing: As a valued member of our team, you'll contribute to the development of the pricing strategy for Personal Lines through accurately and efficiently implementing and deploying changes to the Radar rating algorithm and rating tables. By doing so, you will ensure commercial viability and align with our business objectives. We are set up in an agile structure which means you'll take charge early on, soak up new experiences and most importantly you'll positively influence and shape what we do - making an impact on our customers lives. Key Responsibilities: Collaborate with the team to provide an innovative and effective delivery service for our Insurance Rating System, focusing on change deployment in our Personal Lines Business. Make recommendations to enhance rating efficiency and long-term pricing delivery capabilities, encompassing both testing and deployment. Take ownership of building, maintaining, and monitoring production algorithms and documentation in Radar to support our business. Develop and maintain pre- and post-live testing processes to ensure accuracy. Engage with various stakeholders, including change, testing, product owners, and pricing analysts, to ensure alignment with the rating strategy. Participate in technical discussions to meet business needs and timelines while adhering to request requirements and governance. Identify and manage risks associated with the role, adhering to the company risk framework. Communicate any price, model, or data issues promptly and recommend appropriate remedial actions. Engage in the wider Pricing & Underwriting community and influence tribe objectives and priorities Support other colleagues with their work and development, building the overall squad capability What we are looking for Solid knowledge of Radar software by WTW and experience in building, developing, and testing algorithms. Previous experience in a similar role within insurance Familiarity with programming languages and software such as SQL, SAS Python, Tableau. Proficiency in defect management, including root cause analysis, design, and deployment of solutions. Ability to define and execute test strategies to minimize the risk of errors. Proficient in interpreting XML files. Experience in monitoring performance and driving continuous improvement of algorithms. Analytical mindset, inquisitive nature, strong communication skills, and a high level of numeracy What we offer: We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: 9% employer contributed pension 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover Up to 10% annual bonus 25 days holiday (rising by 1 each year to 28) + bank holidays and option to buy or sell up to 5 days Additional optional Health and Dental insurance EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way. Buy as you earn share scheme Employee discounts and cashback Plus many more Ways of Working Our hybrid model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. When you'll be in the office depends on your role, but most colleagues are in 2 days a week, and we'll consider the flexible working options that work best for you. Read our flexible working approach here Be yourself We recognise and embrace people that work in different ways so if you need any reasonable adjustments within this recruitment process, please reach out to us and we can discuss how we can support you with this. There's no-one else like you. No-one with the exact same mix of strengths, quirks, skills, and thoughts. That's why you could belong here. As part of a team, in a place that empowers you to be the best you can be. We're proud of who we are, of what we do, and what every one of us brings. Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. Join us . Help us keep innovating and putting customers at the heart of everything. To be an insurance company of the future. When we work together, we can all achieve great things. Inspiring, challenging, and supporting each other to aim higher. Together we're one of a kind.
Location : Manchester City Centre Basic Salary : up to £55K plus bonus About Us: Evolution Money is a Certified B Corp with a social purpose. At Evolution Money, our mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. We are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches, we aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions. The Role :As our Operations Manager you'll provide effective management of the Underwriting Department within Consumer Lending, including day to day management of supervisors and Underwriters to ensure good consumer outcomes. Working closely with the Head of Consumer Lending and Senior Lending Operations Manager you'll drive the optimal balance between quality, risk and operational efficiency. Key Responsibilities Performance Delivery Deliver high performance, through direct reports, in line with the business requirements. This includes managing workloads within the team and resource planning. Ensure customer service standards and outcomes are delivered, in line with the behaviours expected and consumer duty regulation. Analyse feedback and performance data to identify trends in performance and set daily targets. Delivering daily plan to Head of Lending. Provide day-to-day leadership and direction to the team, setting the context, defining accountabilities, tasks and assignments, and establishing/maintaining boundaries for decision-making and approvals. Staff Management Develop supervisor and underwriting team members to achieve their personal and business objectives via monthly 1:1's, Monthly team meetings and regular coaching/feedback sessions. Assist in building a high-performance work environment, accelerating the performance of the team and individuals. Through collaboration with the Head of Lending, QA, Performance Coach and team managers, ensure that training and development strategies are in place to deliver quantifiable results. Directly manage absence/conduct/resources in line with company HR policies ensuring effective succession plans are in place for all supervisors and underwriters. Data Analysis & Reporting Develop and deliver an appropriate reporting suite of key performance measures for regular reporting purposes. Analyse performance trends and communicate results to the team and senior leadership. Help to define standards, managing risks through monitoring and controls. Take appropriate action to ensure compliance requirements, audits and verifications are completed in line with our business policies and procedures. Stakeholder Management Build, develop and maintain effective relationships with internal business partners/ external customers/ stakeholders for the purposes of enhancing team effectiveness. Act as the escalation point for business and technical issues, ensuring that potential problem areas or trends are further escalated to the Head of Lending, as appropriate, along with recommended solutions. Work with Business development managers to ensure 360 feedback is provided on performance and attainment of targets monthly for Evolution and brokers. Qualifications (minimum): Minimum 2 years' experience in a departmental management role within the financial services industry, preferably in second charge mortgage lending. Excellent leadership and people management skills, with the ability to motivate and inspire teams. Proficiency in data analysis and reporting, with experience using analytics tools. Ability to thrive in a fast-paced, dynamic environment and adapt to changing priorities. A good understanding of FCA regulation , Mcob /consumer duty. CEMAP is desirable. Here's what you'll get back: • Up to 25 days' annual leave + Bank Holidays• Your birthday off, every year!• A healthcare cash plan• A contributory pensions scheme, matched up to 5%• Long Service Awards• Cycle to work scheme• Life AssuranceWe are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee is respected.We will provide fairness, and respect to all our prospective employees, and all hiring decisions are based on merit.We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.Everyone is welcome at Evolution Money! We are proud in creating an inclusive and diverse culture in our Evo Team community. We want to ensure that you feel comfortable and can give your best throughout the recruitment process. We encourage applications from all backgrounds and communities, and we are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with us at any stage of recruitment to discuss it.If you need any support with completing this application, please contact us and we will be happy to assist. As a part of the Disability Confident Scheme, we offer interview to anyone with disability who meets the minimum criteria for the role.REF-
May 18, 2024
Full time
Location : Manchester City Centre Basic Salary : up to £55K plus bonus About Us: Evolution Money is a Certified B Corp with a social purpose. At Evolution Money, our mission is to redefine financial inclusion by providing bespoke lending solutions to UK homeowners. We are committed to empowering individuals and fostering long-term financial well-being. Through innovative and purpose-driven approaches, we aim to challenge traditional norms and create a pathway for those who might be overlooked by conventional financial institutions. The Role :As our Operations Manager you'll provide effective management of the Underwriting Department within Consumer Lending, including day to day management of supervisors and Underwriters to ensure good consumer outcomes. Working closely with the Head of Consumer Lending and Senior Lending Operations Manager you'll drive the optimal balance between quality, risk and operational efficiency. Key Responsibilities Performance Delivery Deliver high performance, through direct reports, in line with the business requirements. This includes managing workloads within the team and resource planning. Ensure customer service standards and outcomes are delivered, in line with the behaviours expected and consumer duty regulation. Analyse feedback and performance data to identify trends in performance and set daily targets. Delivering daily plan to Head of Lending. Provide day-to-day leadership and direction to the team, setting the context, defining accountabilities, tasks and assignments, and establishing/maintaining boundaries for decision-making and approvals. Staff Management Develop supervisor and underwriting team members to achieve their personal and business objectives via monthly 1:1's, Monthly team meetings and regular coaching/feedback sessions. Assist in building a high-performance work environment, accelerating the performance of the team and individuals. Through collaboration with the Head of Lending, QA, Performance Coach and team managers, ensure that training and development strategies are in place to deliver quantifiable results. Directly manage absence/conduct/resources in line with company HR policies ensuring effective succession plans are in place for all supervisors and underwriters. Data Analysis & Reporting Develop and deliver an appropriate reporting suite of key performance measures for regular reporting purposes. Analyse performance trends and communicate results to the team and senior leadership. Help to define standards, managing risks through monitoring and controls. Take appropriate action to ensure compliance requirements, audits and verifications are completed in line with our business policies and procedures. Stakeholder Management Build, develop and maintain effective relationships with internal business partners/ external customers/ stakeholders for the purposes of enhancing team effectiveness. Act as the escalation point for business and technical issues, ensuring that potential problem areas or trends are further escalated to the Head of Lending, as appropriate, along with recommended solutions. Work with Business development managers to ensure 360 feedback is provided on performance and attainment of targets monthly for Evolution and brokers. Qualifications (minimum): Minimum 2 years' experience in a departmental management role within the financial services industry, preferably in second charge mortgage lending. Excellent leadership and people management skills, with the ability to motivate and inspire teams. Proficiency in data analysis and reporting, with experience using analytics tools. Ability to thrive in a fast-paced, dynamic environment and adapt to changing priorities. A good understanding of FCA regulation , Mcob /consumer duty. CEMAP is desirable. Here's what you'll get back: • Up to 25 days' annual leave + Bank Holidays• Your birthday off, every year!• A healthcare cash plan• A contributory pensions scheme, matched up to 5%• Long Service Awards• Cycle to work scheme• Life AssuranceWe are committed to encouraging equality, diversity and inclusion and aim to create a working environment where every employee is respected.We will provide fairness, and respect to all our prospective employees, and all hiring decisions are based on merit.We aim to ensure that no job applicant is placed at a disadvantage by practices or requirements which disproportionately disadvantage protected groups, and which are not justified by the demands of the role.Everyone is welcome at Evolution Money! We are proud in creating an inclusive and diverse culture in our Evo Team community. We want to ensure that you feel comfortable and can give your best throughout the recruitment process. We encourage applications from all backgrounds and communities, and we are more than happy to discuss any reasonable adjustments that you may require. Please get in touch with us at any stage of recruitment to discuss it.If you need any support with completing this application, please contact us and we will be happy to assist. As a part of the Disability Confident Scheme, we offer interview to anyone with disability who meets the minimum criteria for the role.REF-
47512 Underwriting Professional Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details
May 18, 2024
Full time
47512 Underwriting Professional Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details
Specie Assistant Underwriter. Do you have good organisational skills? Do you have Experience of Underwriting risks in an Insurance company or MGA? The role will give you the opportunity to gain invaluable experience underwriting Fine Art, Jewellers Block, Cash in Transit and General Specie risks, whilst building relationships with the Global Broking teams to ensure Aon's client needs are met. This is a hybrid role with the flexibility to work both virtually and from our Chelmsford office. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. Aon Underwriting Managers AUM undertakes underwriting and claims handling services on behalf of insurers and delivers expertise in specific product ranges or trade sectors. AUM focuses on commercial insurance products across Accident and Health, Property and Casualty, Financial Lines and Marine sectors. AUM fulfils many of the roles of an insurance company - underwrites (evaluates the risks and exposures of potential clients against the insurance covers), prices (determines the premium that is charged to insure that risk), issues policies, mid-term adjustments and renewals and on some facilities, manages the claims handling and settlement. AUM has an in-depth understanding of the diverse range of solutions that we offer, and our insurance products are specially designed and unique to Aon. What the day will look like Support Underwriting Manager in achieving the business plan/budget, Process quotations for renewals, new business and alterations within delegated underwriting authority and with referral internally and to carrier as required, Develop and maintain relationships with brokers and carriers, Work with internal and external parties in the development of the company's business as directed, Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests or reputation of any Group Company. Assist with outstanding accounts queries and aged debt provisions Skills and experience that will lead to success. Level of education - ideally 'A' Level or above. Experience of Underwriting risks in either and Insurance company or MGA is desired. A good level of technical knowledge - Accident and Health Markets is desired. Good organisational skills, Able to work pro-actively without direct supervision, as well as part of a team, Effective communicator, with excellent written and oral communication skills, Literate and numerate, Ability to achieve enquiry targets, Enthusiasm to learn/develop in the role, Accurate and timely in throughput of work, Able to establish and maintain effective relationships with brokers and carriers. How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
May 18, 2024
Full time
Specie Assistant Underwriter. Do you have good organisational skills? Do you have Experience of Underwriting risks in an Insurance company or MGA? The role will give you the opportunity to gain invaluable experience underwriting Fine Art, Jewellers Block, Cash in Transit and General Specie risks, whilst building relationships with the Global Broking teams to ensure Aon's client needs are met. This is a hybrid role with the flexibility to work both virtually and from our Chelmsford office. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. Aon Underwriting Managers AUM undertakes underwriting and claims handling services on behalf of insurers and delivers expertise in specific product ranges or trade sectors. AUM focuses on commercial insurance products across Accident and Health, Property and Casualty, Financial Lines and Marine sectors. AUM fulfils many of the roles of an insurance company - underwrites (evaluates the risks and exposures of potential clients against the insurance covers), prices (determines the premium that is charged to insure that risk), issues policies, mid-term adjustments and renewals and on some facilities, manages the claims handling and settlement. AUM has an in-depth understanding of the diverse range of solutions that we offer, and our insurance products are specially designed and unique to Aon. What the day will look like Support Underwriting Manager in achieving the business plan/budget, Process quotations for renewals, new business and alterations within delegated underwriting authority and with referral internally and to carrier as required, Develop and maintain relationships with brokers and carriers, Work with internal and external parties in the development of the company's business as directed, Responsible for working in accordance with the Aon UK Limited Risk Management Framework, and compliance with the Aon UK Limited policies, including participation in the management of risks (including completion of mandatory training) that may adversely affect the business, interests or reputation of any Group Company. Assist with outstanding accounts queries and aged debt provisions Skills and experience that will lead to success. Level of education - ideally 'A' Level or above. Experience of Underwriting risks in either and Insurance company or MGA is desired. A good level of technical knowledge - Accident and Health Markets is desired. Good organisational skills, Able to work pro-actively without direct supervision, as well as part of a team, Effective communicator, with excellent written and oral communication skills, Literate and numerate, Ability to achieve enquiry targets, Enthusiasm to learn/develop in the role, Accurate and timely in throughput of work, Able to establish and maintain effective relationships with brokers and carriers. How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace. Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status. We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email
Primary Details Time Type: Full time Worker Type: Employee Assistant Underwriter - Cyber The Opportunity: Our Cyber team is growing - we have a newly created position due to sustained and ongoing growth across our portfolio! We are looking for an Assistant Underwriter to join our Cyber book, part of the wider Financial Lines offering that QBE provides. Our book cover Lloyd's and Company business, with business underwritten across the UK, Europe, Australia and Canada - our appetite is broad and across a range of industries. You will gain full exposure across the Underwriting lifecycle in this role working closely with our Underwriters and brokers. This is a great opportunity for a QBE employee looking to either pivot into or continue their career within Underwriting. Your New Role: Follow the annual business plan for the portfolio and its context to be able to make decisions appropriately. Contribute, as required, to the planning process through research and project work. Participate in meetings, as required, to support the development of strategy, share knowledge and best practice. Support the promotion of the department, division and company as a whole, in order to maximize brand leverage. Perform underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met. Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency. Contribute to the recording and measurement of insurance risks to ensure accuracy and good practice. Apply the reinsurance programme to minimize the susceptibility to unknown risks. Maintain relationships with stakeholders including customers, brokers, business partners and colleagues, to increase exposure in the market. Develop relationships in line with the business plan to support the achievement of business objectives. Develop knowledge of market dynamics and market cycles to be able to support business performance. Underwrite insurance risks in accordance with the business plan and delegated underwriting authority to meet business objectives, referring as required, including: negotiating rates, terms and conditions for existing and new business ensuring compliance with internal and external regulations and guidelines contributing to the business plan and objectives Support credit control in payment collection. Support the review and analysis of the portfolio to identify progress towards business objectives. Make entries, as required, properly and promptly on EO systems to ensure accuracy of data, in relation to: Underwriting Aggregate exposures. Support the aggregate management and peer review processes to encourage and develop excellence. About You: Previous experience working within the general insurance market, Cyber experience preferable but not essential. Commercial ability to understand the key profit drivers to maximise long term wealth for our shareholders. Intermediate level understanding of relevant software including Excel and other departmental software packages. Good team player with the ability to work collaboratively and develop strong working relationships. Flexible approach and ability to recognise and adapt to changing business requirements. Ability to analyse data and use for decision making. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job. Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best." It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include.? Employer of the Year 2022 Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award? Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year? Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year? We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent. Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.
May 18, 2024
Full time
Primary Details Time Type: Full time Worker Type: Employee Assistant Underwriter - Cyber The Opportunity: Our Cyber team is growing - we have a newly created position due to sustained and ongoing growth across our portfolio! We are looking for an Assistant Underwriter to join our Cyber book, part of the wider Financial Lines offering that QBE provides. Our book cover Lloyd's and Company business, with business underwritten across the UK, Europe, Australia and Canada - our appetite is broad and across a range of industries. You will gain full exposure across the Underwriting lifecycle in this role working closely with our Underwriters and brokers. This is a great opportunity for a QBE employee looking to either pivot into or continue their career within Underwriting. Your New Role: Follow the annual business plan for the portfolio and its context to be able to make decisions appropriately. Contribute, as required, to the planning process through research and project work. Participate in meetings, as required, to support the development of strategy, share knowledge and best practice. Support the promotion of the department, division and company as a whole, in order to maximize brand leverage. Perform underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met. Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency. Contribute to the recording and measurement of insurance risks to ensure accuracy and good practice. Apply the reinsurance programme to minimize the susceptibility to unknown risks. Maintain relationships with stakeholders including customers, brokers, business partners and colleagues, to increase exposure in the market. Develop relationships in line with the business plan to support the achievement of business objectives. Develop knowledge of market dynamics and market cycles to be able to support business performance. Underwrite insurance risks in accordance with the business plan and delegated underwriting authority to meet business objectives, referring as required, including: negotiating rates, terms and conditions for existing and new business ensuring compliance with internal and external regulations and guidelines contributing to the business plan and objectives Support credit control in payment collection. Support the review and analysis of the portfolio to identify progress towards business objectives. Make entries, as required, properly and promptly on EO systems to ensure accuracy of data, in relation to: Underwriting Aggregate exposures. Support the aggregate management and peer review processes to encourage and develop excellence. About You: Previous experience working within the general insurance market, Cyber experience preferable but not essential. Commercial ability to understand the key profit drivers to maximise long term wealth for our shareholders. Intermediate level understanding of relevant software including Excel and other departmental software packages. Good team player with the ability to work collaboratively and develop strong working relationships. Flexible approach and ability to recognise and adapt to changing business requirements. Ability to analyse data and use for decision making. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job. Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best." It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include.? Employer of the Year 2022 Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award? Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year? Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year? We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent. Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.
Primary Details Time Type: Full time Worker Type: Employee The opportunity To join one of the London markets leading marine and energy claims teams. Our underwriting team has grown significantly in the sustainable energies field to meet the evolving needs of our customer base, and opportunity arises to play a key role in delivering claim support. The QBE Marine and Energy Claims team has built a reputation for excellence within the market and is widely recognised for its technical expertise and leadership. You will be responsible for efficiently handling a dedicated case load of a large and complex lead energy claims for the Natural Resources claims team from cradle to grave. The role will be focussed on managing our growing portfolio of sustainable energies claims however, it will also involve the handling of traditional oil and gas losses. If you are someone who is looking for an excellent opportunity in a role that empowers individuals and provides and encourages technical and personal development, then we would love to hear from you! Your new role Proactively handle lead sustainable energy and oil and gas claims from first advice to settlement. Foster good relationships with policyholders, brokers, underwriters and reinsurers, and drive excellent customer service. Ensure that there is prompt and accurate reserving, identifying and pursuing relevant third party recoveries and seeking to reduce claims leakage. The ability to prioritise where necessary, identifying deadlines such as those stipulated within lawsuits, demand letters and in addressing claims queries. Participate in and lead client meetings, settlement negotiations and market meetings. General claims administrative duties such as electronic file management filing and payment requests, and the production of management information. Working closely with underwriters providing feedback on claims issues and trends and insight into technological advances, in what is a fast growing industry. Identify and escalate claims related issues to the Claims Manager where necessary. About you A good understanding of the sustainable energies or oil and gas sector. Ideally 5 years plus experience of insurance products, as either a claims handler, broker, underwriter, or purchaser Ideally a good understanding of energy insurance policy wordings -Onshore/Offshore/LOPI/COW. Experience working in the energy sector would be desirable. Good computer skills (including Microsoft Outlook, Word & Excel), and use of ECF an advantage. Excellent negotiation skills Comfortable leading market and client meetings Capable of managing the work involved in cyber incidents and/or forensic investigations Excellent communication skills and capable of credibly speaking to clients and partners and comfortable leading client meetings and settlement negotiations. Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; Employer of the Year 2022Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.
May 18, 2024
Full time
Primary Details Time Type: Full time Worker Type: Employee The opportunity To join one of the London markets leading marine and energy claims teams. Our underwriting team has grown significantly in the sustainable energies field to meet the evolving needs of our customer base, and opportunity arises to play a key role in delivering claim support. The QBE Marine and Energy Claims team has built a reputation for excellence within the market and is widely recognised for its technical expertise and leadership. You will be responsible for efficiently handling a dedicated case load of a large and complex lead energy claims for the Natural Resources claims team from cradle to grave. The role will be focussed on managing our growing portfolio of sustainable energies claims however, it will also involve the handling of traditional oil and gas losses. If you are someone who is looking for an excellent opportunity in a role that empowers individuals and provides and encourages technical and personal development, then we would love to hear from you! Your new role Proactively handle lead sustainable energy and oil and gas claims from first advice to settlement. Foster good relationships with policyholders, brokers, underwriters and reinsurers, and drive excellent customer service. Ensure that there is prompt and accurate reserving, identifying and pursuing relevant third party recoveries and seeking to reduce claims leakage. The ability to prioritise where necessary, identifying deadlines such as those stipulated within lawsuits, demand letters and in addressing claims queries. Participate in and lead client meetings, settlement negotiations and market meetings. General claims administrative duties such as electronic file management filing and payment requests, and the production of management information. Working closely with underwriters providing feedback on claims issues and trends and insight into technological advances, in what is a fast growing industry. Identify and escalate claims related issues to the Claims Manager where necessary. About you A good understanding of the sustainable energies or oil and gas sector. Ideally 5 years plus experience of insurance products, as either a claims handler, broker, underwriter, or purchaser Ideally a good understanding of energy insurance policy wordings -Onshore/Offshore/LOPI/COW. Experience working in the energy sector would be desirable. Good computer skills (including Microsoft Outlook, Word & Excel), and use of ECF an advantage. Excellent negotiation skills Comfortable leading market and client meetings Capable of managing the work involved in cyber incidents and/or forensic investigations Excellent communication skills and capable of credibly speaking to clients and partners and comfortable leading client meetings and settlement negotiations. Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; Employer of the Year 2022Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers.
Job Title: Senior Claims Adjuster - Casualty Job Type: Permanent Location: London (Hybrid) Salary: Competitive Role purpose To evaluate and process in an accurate and timely manner, claims estimates and paid claims values in accordance with policy terms and conditions to provide the level of service and meet obligations contracted to by the company at all times. Our Aspen Values are expected to be reflected in the delivery and performance of every role. Strategy and Planning * Contributes to, monitors and advises on the plan developments and changes in order to ensure relevancy, compliance and optimal delivery * Assists in the preparation and implementation of the operational team plans to ensure these are in line with wider business strategy and reflect key priorities. * Determines own work priorities and activities in line with agreed plans to ensure the achievement of the function's objectives Policy, Process and Procedures * Support the implementation of the Claims strategy to enable delivery of overall business targets * Investigate and resolve complex Claims of a specialist nature in a professional manner in order to provide excellent Claims handling service with minimal leakage * Proactively manage estimates and billings calculated by clients and brokers resolving any discrepancies in a timely manner * Identify and investigate coverage issues so as to ensure that the company's liability is in line with its contractual commitments and to communicate with relevant stakeholders Technical Performance * Support the Senior Claims Team in the production of Management Information reports * Produce regular statistical and analytical Claims information to Portfolio and Risk Managers and Senior Management to enable effective monitoring of Claim * Develop/maintain sufficient knowledge of Claims portfolio, so as to ensure delivery of accurate information to Underwriters and management when requested Knowledge * Extensive and relevant knowledge of Claims in appropriate area * Good working knowledge of company systems * Understanding of class specific Claims knowledge Skills * Strong interpersonal and communication skills. * Good organisational skills. * Able to work independently. * Proficient in MS Office applications; Word, Excel and Powerpoint. * Able to manage conflicting priorities to achieve deadlines. Experience * In depth experience of working in a Claims environment within a specialized/complex Claims area * ACII (equivalent) qualified or progress towards completion of insurance qualifications At Aspen we know that having a diverse and inclusive workforce is good for our people, good for our business and good for the environments in which we operate. We therefore welcome applications from people which allows us to draw on diverse cultures, perspectives, skills and experiences. Apply now Our Recruitment Delivery Team are committed to offering an inclusive recruitment experience to all candidates. If you require any accommodations or adjustments as a result of disability, impairment, or health condition, please do not hesitate to let me know.
May 17, 2024
Full time
Job Title: Senior Claims Adjuster - Casualty Job Type: Permanent Location: London (Hybrid) Salary: Competitive Role purpose To evaluate and process in an accurate and timely manner, claims estimates and paid claims values in accordance with policy terms and conditions to provide the level of service and meet obligations contracted to by the company at all times. Our Aspen Values are expected to be reflected in the delivery and performance of every role. Strategy and Planning * Contributes to, monitors and advises on the plan developments and changes in order to ensure relevancy, compliance and optimal delivery * Assists in the preparation and implementation of the operational team plans to ensure these are in line with wider business strategy and reflect key priorities. * Determines own work priorities and activities in line with agreed plans to ensure the achievement of the function's objectives Policy, Process and Procedures * Support the implementation of the Claims strategy to enable delivery of overall business targets * Investigate and resolve complex Claims of a specialist nature in a professional manner in order to provide excellent Claims handling service with minimal leakage * Proactively manage estimates and billings calculated by clients and brokers resolving any discrepancies in a timely manner * Identify and investigate coverage issues so as to ensure that the company's liability is in line with its contractual commitments and to communicate with relevant stakeholders Technical Performance * Support the Senior Claims Team in the production of Management Information reports * Produce regular statistical and analytical Claims information to Portfolio and Risk Managers and Senior Management to enable effective monitoring of Claim * Develop/maintain sufficient knowledge of Claims portfolio, so as to ensure delivery of accurate information to Underwriters and management when requested Knowledge * Extensive and relevant knowledge of Claims in appropriate area * Good working knowledge of company systems * Understanding of class specific Claims knowledge Skills * Strong interpersonal and communication skills. * Good organisational skills. * Able to work independently. * Proficient in MS Office applications; Word, Excel and Powerpoint. * Able to manage conflicting priorities to achieve deadlines. Experience * In depth experience of working in a Claims environment within a specialized/complex Claims area * ACII (equivalent) qualified or progress towards completion of insurance qualifications At Aspen we know that having a diverse and inclusive workforce is good for our people, good for our business and good for the environments in which we operate. We therefore welcome applications from people which allows us to draw on diverse cultures, perspectives, skills and experiences. Apply now Our Recruitment Delivery Team are committed to offering an inclusive recruitment experience to all candidates. If you require any accommodations or adjustments as a result of disability, impairment, or health condition, please do not hesitate to let me know.
Senior Client Service Delivery Specialist- Broker Support Do you want to be part of a new and exciting team? Do you want to make a difference in your role and help us deliver outstanding service to our clients? Then this is the role for you! This is a hybrid role with the flexibility to work both virtually and from our London and Chelmsford offices. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. What the day will look like You will be responsible for managing key technical activities across the broking / placement process A usual day as a Senior Client Service Delivery Specialist will involve: Engagement with the broking teams and team leaders - large, complex, global insurance contracts, involving multiple insurers and high value insurance placements including new business. Liaising with underwriters Using technical system and engaging with Offshore Partners to produce high quality policy documents / invoice requests for complex risks PPL integration work for MRC and MRCE Complex post placement query handling Provide SME technical placement advice to the Brokers as required. Mentor colleagues (including new joiners) providing support and additional training on the OneGBC process. Sharing best practice Presenting ideas on process improvements. Monitoring the risk life cycle / your workflow to ensure your policies are on track with performance targets. Collaborating with Client Service Delivery colleagues to meet divisional targets. Representing CSD in certain GBC-wide technical Responsible for conducting technical slip reviews How this opportunity is different The Client Service Delivery team has created value by sharing best practice, removing duplication, and standardising ways of working - we ensure activities are allocated appropriately. Right people, right skills, right activities . This role provides you with the opportunity to collaborate with various teams (internally and externally) including, broking teams, underwriters, offshore providers, operations, and fiduciary. You will be supported in your role, not only with day-to-day management but also career development opportunities to ensure you have skills and ability to progress your career at Aon. Skills and experience that will lead to success High attention to detail. Ability to work individually and in a team. Relevance experience within US Casualty insurance industry preferred. experience / background of having worked with a US Casualty broker or underwriter being required Understanding of insurance risk and actuarial principle preferred. Excellent listening, organisation, and presentation abilities. An organised, highly personable, and approachable individual, who is a skilled communicator. Willingness to learn and share knowledge. Technical knowledge and an in depth understanding of the process from pre to post placement. Subject matter expert providing technical guidance and support to brokers on complex risks How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation on Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
May 17, 2024
Full time
Senior Client Service Delivery Specialist- Broker Support Do you want to be part of a new and exciting team? Do you want to make a difference in your role and help us deliver outstanding service to our clients? Then this is the role for you! This is a hybrid role with the flexibility to work both virtually and from our London and Chelmsford offices. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. What the day will look like You will be responsible for managing key technical activities across the broking / placement process A usual day as a Senior Client Service Delivery Specialist will involve: Engagement with the broking teams and team leaders - large, complex, global insurance contracts, involving multiple insurers and high value insurance placements including new business. Liaising with underwriters Using technical system and engaging with Offshore Partners to produce high quality policy documents / invoice requests for complex risks PPL integration work for MRC and MRCE Complex post placement query handling Provide SME technical placement advice to the Brokers as required. Mentor colleagues (including new joiners) providing support and additional training on the OneGBC process. Sharing best practice Presenting ideas on process improvements. Monitoring the risk life cycle / your workflow to ensure your policies are on track with performance targets. Collaborating with Client Service Delivery colleagues to meet divisional targets. Representing CSD in certain GBC-wide technical Responsible for conducting technical slip reviews How this opportunity is different The Client Service Delivery team has created value by sharing best practice, removing duplication, and standardising ways of working - we ensure activities are allocated appropriately. Right people, right skills, right activities . This role provides you with the opportunity to collaborate with various teams (internally and externally) including, broking teams, underwriters, offshore providers, operations, and fiduciary. You will be supported in your role, not only with day-to-day management but also career development opportunities to ensure you have skills and ability to progress your career at Aon. Skills and experience that will lead to success High attention to detail. Ability to work individually and in a team. Relevance experience within US Casualty insurance industry preferred. experience / background of having worked with a US Casualty broker or underwriter being required Understanding of insurance risk and actuarial principle preferred. Excellent listening, organisation, and presentation abilities. An organised, highly personable, and approachable individual, who is a skilled communicator. Willingness to learn and share knowledge. Technical knowledge and an in depth understanding of the process from pre to post placement. Subject matter expert providing technical guidance and support to brokers on complex risks How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation on Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
Commercial and Residential Credit Analyst International Bank Up to £75k City Based My client a well-structured, well established international bank is looking to appoint a senior commercial and residential credit analyst/credit underwriter to help with a real estate focused portfolio. They are looking to grow the debt portfolio within the commercial real estate universe with a focus on Hotels, Care Homes, Student Accommodation and BTL. They need UK experience and an understanding of the commercial real estate sector. Responsibilities Assess the creditworthiness of current and prospective Clients to determine the level of risk. Write recommendation reports and present to Credit Approval Committee. Evaluate a client's financial statements and credit reports to determine the ability to service debt obligations. Assess the quality of credit proposals providing feedback to the frontline and Head of Credit. Identify potential enhancements and streamlining to the credit application and approval process. Ensure loan applications comply with the Bank's Credit Policy and Appetite. Adherence to regulatory guidelines. Act as a sounding board to the frontline on lending proposals. Establishment of strong working relationships at all levels Support the development of an appropriate risk culture within the business including providing support and training in credit risk analysis. Skills Required Minimum 5 years UK experience of approving loans to trading businesses (Hotels, Care Homes, Retail etc) and Real Estate (Buy to Let and Development) Good decision making based on data Presentation skills Regulatory compliance knowledge and understanding of industry best practices. To work efficiently and to timelines Experience in producing MI using Excel
May 17, 2024
Full time
Commercial and Residential Credit Analyst International Bank Up to £75k City Based My client a well-structured, well established international bank is looking to appoint a senior commercial and residential credit analyst/credit underwriter to help with a real estate focused portfolio. They are looking to grow the debt portfolio within the commercial real estate universe with a focus on Hotels, Care Homes, Student Accommodation and BTL. They need UK experience and an understanding of the commercial real estate sector. Responsibilities Assess the creditworthiness of current and prospective Clients to determine the level of risk. Write recommendation reports and present to Credit Approval Committee. Evaluate a client's financial statements and credit reports to determine the ability to service debt obligations. Assess the quality of credit proposals providing feedback to the frontline and Head of Credit. Identify potential enhancements and streamlining to the credit application and approval process. Ensure loan applications comply with the Bank's Credit Policy and Appetite. Adherence to regulatory guidelines. Act as a sounding board to the frontline on lending proposals. Establishment of strong working relationships at all levels Support the development of an appropriate risk culture within the business including providing support and training in credit risk analysis. Skills Required Minimum 5 years UK experience of approving loans to trading businesses (Hotels, Care Homes, Retail etc) and Real Estate (Buy to Let and Development) Good decision making based on data Presentation skills Regulatory compliance knowledge and understanding of industry best practices. To work efficiently and to timelines Experience in producing MI using Excel
Responsibilities and Duties will include: Broking / Client support Gather information from your clients/agents, assessing the clients insurance needs and risk profile; Research underwriters risk appetite and negotiate to find the most suitable insurance for the client at the best price Prepare and update accurate client presentations/analysis for underwriters / arrange surveys as necessary Present underwriting terms and rates with relevant information to clients/agents; Retain existing clients and acquire new clients/agents, winning accounts against competitors Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements. Meet individual Budget for each month and financial year, including meeting new business targets. Develop and mentor allocated Account Handlers in their understanding of placement terms; Contribute to the development of skills and knowledge pool of the Team and to improve the Teams procedures and standards; Support other members of the team and more widely across Citynet, as required. Technical Documentation: Ensure that the MRC/contract documentation has been accurately created in line with Client needs and placement discussions, containing all relevant information; Promptly enter contract data on the Dashboard / Websure to enable monitoring of placement; Keep accurate and detailed records of placement activities, utilising Websure to store complete placement records; Pass renewal and new business information to handlers in good time to ensure accounts are debited and processed on time, responding quickly to any queries raised; Work with IBA to monitor and chase premium settlement; Oversee and approve client documentation prior to obtaining authorised signatories; Complete internal processes in order to obtain Evidence of Cover documentation for signature and invoices. Record Keeping: Use appropriate IT systems to maintain accurate records, e.g. Dashboard/Websure; Monitor Subjectivities, Premium Payment Conditions, etc. in respect of accounting related matters; Set Up and maintain Client Technical files in standard format and keep electronic filing up to date, including archiving as required; Liaise with Clients and External Parties: Promote and maintain excellent ongoing relationships with clients and underwriters; Ensure all client instructions are handled promptly and accurately; Explain the scope of cover and the terms and conditions of the policy to clients/agents as appropriate; Negotiate and liaise with underwriters in placing risks as required; Maintain a high level of Client Service generally and foster / maintain good relationships. Compliance: Adherence to Group Policies and Procedures. Develop Self: Show initiative to identify and solve problems, or to alert management; To develop awareness of other Citynet Divisions and business classes; To develop knowledge of current market practices and ethics, and to keep abreast with any changes and developments; Research topics collate data and produce documents and reports on own initiative to meet business requirements; Contribute to Professional Development Plan (PDP) and identify training needs; Undertake appropriate learning and Continuous Professional Development (CPD) as required for current/future job roles; Maintain awareness of relevant external and internal regulatory developments, current market practice and initiatives to ensure opportunities and threats are acted upon. Further information: As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to 'give something back' interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. REF-
May 17, 2024
Full time
Responsibilities and Duties will include: Broking / Client support Gather information from your clients/agents, assessing the clients insurance needs and risk profile; Research underwriters risk appetite and negotiate to find the most suitable insurance for the client at the best price Prepare and update accurate client presentations/analysis for underwriters / arrange surveys as necessary Present underwriting terms and rates with relevant information to clients/agents; Retain existing clients and acquire new clients/agents, winning accounts against competitors Monitor the progress of the placements, so as to ensure compliance with Group and FCA procedures, regulations and requirements. Meet individual Budget for each month and financial year, including meeting new business targets. Develop and mentor allocated Account Handlers in their understanding of placement terms; Contribute to the development of skills and knowledge pool of the Team and to improve the Teams procedures and standards; Support other members of the team and more widely across Citynet, as required. Technical Documentation: Ensure that the MRC/contract documentation has been accurately created in line with Client needs and placement discussions, containing all relevant information; Promptly enter contract data on the Dashboard / Websure to enable monitoring of placement; Keep accurate and detailed records of placement activities, utilising Websure to store complete placement records; Pass renewal and new business information to handlers in good time to ensure accounts are debited and processed on time, responding quickly to any queries raised; Work with IBA to monitor and chase premium settlement; Oversee and approve client documentation prior to obtaining authorised signatories; Complete internal processes in order to obtain Evidence of Cover documentation for signature and invoices. Record Keeping: Use appropriate IT systems to maintain accurate records, e.g. Dashboard/Websure; Monitor Subjectivities, Premium Payment Conditions, etc. in respect of accounting related matters; Set Up and maintain Client Technical files in standard format and keep electronic filing up to date, including archiving as required; Liaise with Clients and External Parties: Promote and maintain excellent ongoing relationships with clients and underwriters; Ensure all client instructions are handled promptly and accurately; Explain the scope of cover and the terms and conditions of the policy to clients/agents as appropriate; Negotiate and liaise with underwriters in placing risks as required; Maintain a high level of Client Service generally and foster / maintain good relationships. Compliance: Adherence to Group Policies and Procedures. Develop Self: Show initiative to identify and solve problems, or to alert management; To develop awareness of other Citynet Divisions and business classes; To develop knowledge of current market practices and ethics, and to keep abreast with any changes and developments; Research topics collate data and produce documents and reports on own initiative to meet business requirements; Contribute to Professional Development Plan (PDP) and identify training needs; Undertake appropriate learning and Continuous Professional Development (CPD) as required for current/future job roles; Maintain awareness of relevant external and internal regulatory developments, current market practice and initiatives to ensure opportunities and threats are acted upon. Further information: As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to 'give something back' interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. REF-
Pricing Analyst Worthing 40 to 50k, DoE Pricing Analyst required to join our dynamic team in Worthing. As a Pricing Analyst, you will play a pivotal role in developing and implementing pricing strategies to ensure profitability and competitiveness in the insurance market. Specifics of the role: Operate on both supply side (underwriting) and demand side (sales) pricing Developing, maintaining, and enhancing pricing models for their insurance products, ensuring they are both competitive and profitable. Analysing historical claims and other relevant data to identify trends and patterns, and applying this knowledge to optimize pricing strategies. Refine and develop metrics for tracking performance across the company's portfolio Collaborating with external underwriters, product development, and other cross-functional teams to design new and innovative insurance products. Monitoring the performance of existing products and recommending adjustments to pricing and coverage as needed. Staying current with industry trends, regulatory changes, and emerging methodologies to ensure best practices are consistently applied. Preparing clear and concise reports for management and other stakeholders, outlining pricing recommendations and their potential impact on the business. Supporting the development and implementation of advanced pricing tools and methodologies. Mentoring and providing guidance to other team members. Ideally you will have experience in the following: Qualified or nearly qualified actuary with relevant experience in the insurance industry. Strong analytical and problem-solving skills, with proficiency in statistical modelling and data analysis tools (eg, SAS, R, Python). Solid understanding of insurance principles and pricing techniques. Excellent communication and interpersonal skills, with the ability to effectively collaborate with cross-functional teams. Proven ability to manage multiple projects and priorities in a fast-paced environment. Knowledge of regulatory requirements and industry standards related to insurance pricing. If this sounds of interest do send your CV across for consideration. Worthing, West Sussex. Hybrid working available, 40 to 50k, DoE
May 16, 2024
Full time
Pricing Analyst Worthing 40 to 50k, DoE Pricing Analyst required to join our dynamic team in Worthing. As a Pricing Analyst, you will play a pivotal role in developing and implementing pricing strategies to ensure profitability and competitiveness in the insurance market. Specifics of the role: Operate on both supply side (underwriting) and demand side (sales) pricing Developing, maintaining, and enhancing pricing models for their insurance products, ensuring they are both competitive and profitable. Analysing historical claims and other relevant data to identify trends and patterns, and applying this knowledge to optimize pricing strategies. Refine and develop metrics for tracking performance across the company's portfolio Collaborating with external underwriters, product development, and other cross-functional teams to design new and innovative insurance products. Monitoring the performance of existing products and recommending adjustments to pricing and coverage as needed. Staying current with industry trends, regulatory changes, and emerging methodologies to ensure best practices are consistently applied. Preparing clear and concise reports for management and other stakeholders, outlining pricing recommendations and their potential impact on the business. Supporting the development and implementation of advanced pricing tools and methodologies. Mentoring and providing guidance to other team members. Ideally you will have experience in the following: Qualified or nearly qualified actuary with relevant experience in the insurance industry. Strong analytical and problem-solving skills, with proficiency in statistical modelling and data analysis tools (eg, SAS, R, Python). Solid understanding of insurance principles and pricing techniques. Excellent communication and interpersonal skills, with the ability to effectively collaborate with cross-functional teams. Proven ability to manage multiple projects and priorities in a fast-paced environment. Knowledge of regulatory requirements and industry standards related to insurance pricing. If this sounds of interest do send your CV across for consideration. Worthing, West Sussex. Hybrid working available, 40 to 50k, DoE
Our Client has another exciting opportunity for a Commercial Underwriter to join their very successful and continually growing team. In this role you will focus on high quality underwriting for profit, providing a consistent top-quality service to your Brokers and building strong relationships. Promoting work life balance within a supportive environment to encourage growth and development, customers click apply for full job details
May 16, 2024
Full time
Our Client has another exciting opportunity for a Commercial Underwriter to join their very successful and continually growing team. In this role you will focus on high quality underwriting for profit, providing a consistent top-quality service to your Brokers and building strong relationships. Promoting work life balance within a supportive environment to encourage growth and development, customers click apply for full job details
Our Client has another exciting opportunity for a Commercial Underwriter to join their very successful and continually growing team. In this role you will focus on high quality underwriting for profit, providing a consistent top-quality service to your Brokers and building strong relationships. Promoting work life balance within a supportive environment to encourage growth and development, customers click apply for full job details
May 16, 2024
Full time
Our Client has another exciting opportunity for a Commercial Underwriter to join their very successful and continually growing team. In this role you will focus on high quality underwriting for profit, providing a consistent top-quality service to your Brokers and building strong relationships. Promoting work life balance within a supportive environment to encourage growth and development, customers click apply for full job details
Underwriter BMW Financial Services is looking for an Underwriter to join us in Farnborough at our Summit One campus and forge a career to be proud of with our world-leading company. The Offer - Competitive salary- Benefits including pension, health insurance & excellent holiday entitlement- Inclusive and supportive environment- Charity volunteering days- Training and development opportunities- Develop a career with an exceptional company The Role As an Underwriter, once trained, you will be responsible for processing applications for vehicle finance.Learning everything there is to know about the BMW finance process, you will review and process applications that have been flagged by the system. You will undertake problem-solving activities to resolve any issues and provide a decision on credit applications.This is a full-time role working 37.5 hours per week with a weekend rota that requires 13 Saturdays and 13 Sundays to be worked per year (with a day off in lieu for each day worked). About You To be considered as an Underwriter at BMW Financial Services, you will need:- Great analysis skills- A strong customer focus- The ability to work to timeframes and assess data quickly- Excellent communication skills- At a minimum, GCSEs (or equivalent) in Maths and English About Us As the fourth biggest sales market in the world for BMW, the UK plays an important role in the BMW Group; it is the only place where all three BMW brands, BMW, MINI and Rolls-Royce, have manufacturing operations, and we directly employ more than 8,000 people with a further 14,000 staff working as part of our retailer network of 147 dealerships.BMW Group Financial Services UK is a vital part of our operations and, this year, has been recognised as a Top Employer. We provide the fleet and financial solutions that make the UK one of our most successful marketplaces, offering a range of flexible products that meet the needs of the public and organisations.We believe that our success is due to the diverse perspectives and experiences of our team members. That's why we encourage and support diversity and inclusion in all areas of our business.Other organisations may call this role Junior Underwriter, Trainee Underwriter, Assistant Underwriter, Credit Underwriter, Loan Underwriter, or Consumer Loans Underwriter.To be considered as our next Underwriter, please apply via the button shown. This vacancy is being advertised by Webrecruit. The services advertised by Webrecruit are those of an Employment Agency.
May 16, 2024
Full time
Underwriter BMW Financial Services is looking for an Underwriter to join us in Farnborough at our Summit One campus and forge a career to be proud of with our world-leading company. The Offer - Competitive salary- Benefits including pension, health insurance & excellent holiday entitlement- Inclusive and supportive environment- Charity volunteering days- Training and development opportunities- Develop a career with an exceptional company The Role As an Underwriter, once trained, you will be responsible for processing applications for vehicle finance.Learning everything there is to know about the BMW finance process, you will review and process applications that have been flagged by the system. You will undertake problem-solving activities to resolve any issues and provide a decision on credit applications.This is a full-time role working 37.5 hours per week with a weekend rota that requires 13 Saturdays and 13 Sundays to be worked per year (with a day off in lieu for each day worked). About You To be considered as an Underwriter at BMW Financial Services, you will need:- Great analysis skills- A strong customer focus- The ability to work to timeframes and assess data quickly- Excellent communication skills- At a minimum, GCSEs (or equivalent) in Maths and English About Us As the fourth biggest sales market in the world for BMW, the UK plays an important role in the BMW Group; it is the only place where all three BMW brands, BMW, MINI and Rolls-Royce, have manufacturing operations, and we directly employ more than 8,000 people with a further 14,000 staff working as part of our retailer network of 147 dealerships.BMW Group Financial Services UK is a vital part of our operations and, this year, has been recognised as a Top Employer. We provide the fleet and financial solutions that make the UK one of our most successful marketplaces, offering a range of flexible products that meet the needs of the public and organisations.We believe that our success is due to the diverse perspectives and experiences of our team members. That's why we encourage and support diversity and inclusion in all areas of our business.Other organisations may call this role Junior Underwriter, Trainee Underwriter, Assistant Underwriter, Credit Underwriter, Loan Underwriter, or Consumer Loans Underwriter.To be considered as our next Underwriter, please apply via the button shown. This vacancy is being advertised by Webrecruit. The services advertised by Webrecruit are those of an Employment Agency.
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility?. Role Summary and Purpose To achieve income and profit objectives through the delivery of an efficient case underwriting service to brokers through regular on-site broker development, supporting the technical management of the regional account in conjunction with the regional strategy, financial plan and personal objectives. Key Tasks and Responsibilities Adherence to the 4 Call Process to maximise opportunities arising Achieve Bottom Line, Top Line and Expense targets by managing and operating to the Key Performer Indicators of the region. Enhance Arch's standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region's most important brokers. Display strong negotiation skills that aide conversion and relationships with our key brokers. Maintain and enhance personal knowledge of relevant technical issues. Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team. Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required. Role Requirements & Skills Skills / Competencies Experience in underwriting or broking New Business Underwriting preferred Proven broker relationships Proven Track Record in Underwriting Development Ability to negotiate flexibly and appropriately Effective selling skills Demonstrates a range of influencing and negotiation approaches Risk perception/Risk selection skills Pricing of risk accordingly Successfully developing effective trading relationships Consistent achieving of goals and objectives Experience working across functions / matrix organisation to collaborate and build strong relationships Operational effectiveness and efficiency Clear and effective communication Minimum A level standard preferred Full clean driving licence The job holder will have experience in the Commercial Insurance industry, strong interpersonal skills and work in a structured, organised and planned manner.
May 16, 2024
Full time
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility?. Role Summary and Purpose To achieve income and profit objectives through the delivery of an efficient case underwriting service to brokers through regular on-site broker development, supporting the technical management of the regional account in conjunction with the regional strategy, financial plan and personal objectives. Key Tasks and Responsibilities Adherence to the 4 Call Process to maximise opportunities arising Achieve Bottom Line, Top Line and Expense targets by managing and operating to the Key Performer Indicators of the region. Enhance Arch's standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region's most important brokers. Display strong negotiation skills that aide conversion and relationships with our key brokers. Maintain and enhance personal knowledge of relevant technical issues. Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team. Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required. Role Requirements & Skills Skills / Competencies Experience in underwriting or broking New Business Underwriting preferred Proven broker relationships Proven Track Record in Underwriting Development Ability to negotiate flexibly and appropriately Effective selling skills Demonstrates a range of influencing and negotiation approaches Risk perception/Risk selection skills Pricing of risk accordingly Successfully developing effective trading relationships Consistent achieving of goals and objectives Experience working across functions / matrix organisation to collaborate and build strong relationships Operational effectiveness and efficiency Clear and effective communication Minimum A level standard preferred Full clean driving licence The job holder will have experience in the Commercial Insurance industry, strong interpersonal skills and work in a structured, organised and planned manner.
Role Summary and Purpose To achieve income and profit objectives through the delivery of an efficient case underwriting service to brokers through regular on-site broker development, supporting the technical management of the regional account in conjunction with the regional strategy, financial plan and personal objectives. Key Tasks and Responsibilities Adherence to the 4 Call Process to maximise opportunities arising Achieve Bottom Line, Top Line and Expense targets by managing and operating to the Key Performer Indicators of the region. Enhance Arch's standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region's most important brokers. Display strong negotiation skills that aide conversion and relationships with our key brokers. Maintain and enhance personal knowledge of relevant technical issues. Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team. Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required. Role Requirements & Skills Skills / Competencies Experience in underwriting New Business Underwriting preferred Proven broker relationships Proven Track Record in Underwriting Development Ability to negotiate flexibly and appropriately Effective selling skills Demonstrates a range of influencing and negotiation approaches Risk perception/Risk selection skills Pricing of risk accordingly Successfully developing effective trading relationships Consistent achieving of goals and objectives Experience working across functions / matrix organisation to collaborate and build strong relationships Operational effectiveness and efficiency Clear and effective communication Minimum A level standard preferred Professional Certification - progress towards ACII preferred Full clean driving licence The job holder will have at least 5 years' experience in the Commercial Insurance industry, strong interpersonal skills and work in a structured, organised and planned manner.
May 15, 2024
Full time
Role Summary and Purpose To achieve income and profit objectives through the delivery of an efficient case underwriting service to brokers through regular on-site broker development, supporting the technical management of the regional account in conjunction with the regional strategy, financial plan and personal objectives. Key Tasks and Responsibilities Adherence to the 4 Call Process to maximise opportunities arising Achieve Bottom Line, Top Line and Expense targets by managing and operating to the Key Performer Indicators of the region. Enhance Arch's standing and presence locally by establishing and maintaining strong personal relationships with key directors and staff at the Region's most important brokers. Display strong negotiation skills that aide conversion and relationships with our key brokers. Maintain and enhance personal knowledge of relevant technical issues. Contribute to the technical knowledge of the Company by feeding back technical and commercial market intelligence to the Regional Director & wider team. Work collaboratively with other parts of the organisation, especially the claims and survey teams, when required. Role Requirements & Skills Skills / Competencies Experience in underwriting New Business Underwriting preferred Proven broker relationships Proven Track Record in Underwriting Development Ability to negotiate flexibly and appropriately Effective selling skills Demonstrates a range of influencing and negotiation approaches Risk perception/Risk selection skills Pricing of risk accordingly Successfully developing effective trading relationships Consistent achieving of goals and objectives Experience working across functions / matrix organisation to collaborate and build strong relationships Operational effectiveness and efficiency Clear and effective communication Minimum A level standard preferred Professional Certification - progress towards ACII preferred Full clean driving licence The job holder will have at least 5 years' experience in the Commercial Insurance industry, strong interpersonal skills and work in a structured, organised and planned manner.
We have an exciting opportunity for an Underwriter to join our new Financial Lines team based in the Northwest. This role would suit someone with professional indemnity underwriting experience in both open market and E-trade environments. Q Underwriting prides itself on adopting a trading culture to win and retain business and has a track record of impressive underwriting results. You will be comfortable liaising with brokers and colleagues, dealing with various enquiries that may include understanding & assessing risks and reviewing quotations whilst ensuring adherence to underwriting guidelines under Delegated Authority schemes and disciplines. You will have good administration and communication skills with the ability to develop business relationships. You will have obtained Cert CII qualification or wish to work towards this. Working as part of a team is integral to Q underwriting's environment with established opportunities for mentoring and buddying to help develop knowledge and experience under our Delegated Authority schemes. As the business continues to grow, there will be many opportunities to get involved in other exciting projects, expanding your skills along the way, and giving you the ability to grow within your role. Responsibilities: Deal with new business and renewal referrals in line with agreed delegated underwriting authority guidelines, Underwrite / generate terms ensuring they are presented to Brokers in a timely manner, Deal with Broker and colleagues queries by phone and emails within agreed authority limits, Approach insurers with referrals on scenarios that are outside of our Delegated Authority in terms of pricing, coverage and policy conditions, You will be required to be organised with your work allocation and prioritise where necessary whilst regularly reporting to the underwriting team leader, Adhere to compliance and regulatory procedures, Experience: Previous financial lines insurance underwriting experience with a D&O bias You will be either working towards or qualified Cert CII, Experience of working within a regulated FCA environment (essential), Understand and implement 'best practice' in customer service, compliance systems and processes, and financial management, You will have good experience using bespoke systems and MS Office Suit Including Acturis, High level of accuracy and attention to detail, coupled with excellent time management, Able to work under pressure, adapt and be flexible in approach, Have excellent communication skills which includes verbal, written, listening and negotiation, having the ability to communicate at all levels. Further information: As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to 'give something back' interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law. REF-213695
May 15, 2024
Full time
We have an exciting opportunity for an Underwriter to join our new Financial Lines team based in the Northwest. This role would suit someone with professional indemnity underwriting experience in both open market and E-trade environments. Q Underwriting prides itself on adopting a trading culture to win and retain business and has a track record of impressive underwriting results. You will be comfortable liaising with brokers and colleagues, dealing with various enquiries that may include understanding & assessing risks and reviewing quotations whilst ensuring adherence to underwriting guidelines under Delegated Authority schemes and disciplines. You will have good administration and communication skills with the ability to develop business relationships. You will have obtained Cert CII qualification or wish to work towards this. Working as part of a team is integral to Q underwriting's environment with established opportunities for mentoring and buddying to help develop knowledge and experience under our Delegated Authority schemes. As the business continues to grow, there will be many opportunities to get involved in other exciting projects, expanding your skills along the way, and giving you the ability to grow within your role. Responsibilities: Deal with new business and renewal referrals in line with agreed delegated underwriting authority guidelines, Underwrite / generate terms ensuring they are presented to Brokers in a timely manner, Deal with Broker and colleagues queries by phone and emails within agreed authority limits, Approach insurers with referrals on scenarios that are outside of our Delegated Authority in terms of pricing, coverage and policy conditions, You will be required to be organised with your work allocation and prioritise where necessary whilst regularly reporting to the underwriting team leader, Adhere to compliance and regulatory procedures, Experience: Previous financial lines insurance underwriting experience with a D&O bias You will be either working towards or qualified Cert CII, Experience of working within a regulated FCA environment (essential), Understand and implement 'best practice' in customer service, compliance systems and processes, and financial management, You will have good experience using bespoke systems and MS Office Suit Including Acturis, High level of accuracy and attention to detail, coupled with excellent time management, Able to work under pressure, adapt and be flexible in approach, Have excellent communication skills which includes verbal, written, listening and negotiation, having the ability to communicate at all levels. Further information: As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to 'give something back' interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass - giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development Being a part of our PIB Community Trust, we support fundraising where you can apply for grants from PIB Group towards your chosen charity PIB Group are committed to improving their environmental impact in a responsible way. From the individual actions that our colleagues take every day through to installing the right facilities across our premises, there are many measures in place to help reduce PIB's carbon footprint. We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law. REF-213695
Do you want to be part of a new and exciting team? Are you someone who wants to make a difference in your role and help us deliver outstanding service to our clients? Then this is the role for you! We have a range of roles across our Client Service Delivery team working in different product lines across Aon. This is a hybrid role with the flexibility to work both virtually and from our London and Chelmsford offices. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. What the day will look like You will be responsible for managing key technical activities across the broking / placement process. A usual day as a Client Service Delivery Specialist will involve: Engagement with the broking teams - large, complex, global insurance contracts, involving multiple insurers and high value insurance placements. Using technical system and engaging with Offshore Partners to produce policy documents / invoice requests Provide SME technical placement advice to the Brokers as required. Liaising with underwriters Sharing best practice Presenting ideas on process improvements. Monitoring the risk life cycle / your workflow to ensure your policies are on track with performance targets. Collaborating with Client Service Delivery colleagues to meet divisional targets. How this opportunity is different The Client Service Delivery team has created value by sharing best practice, removing duplication, and standardising ways of working - we ensure activities are allocated appropriately. Right people, right skills, right activities . This role provides you with the opportunity to collaborate with various teams (internally and externally) including, broking teams, underwriters, offshore providers, operations, and fiduciary. You will be supported in your role, not only with day-to-day management but also career development opportunities to ensure you have skills and ability to progress your career at Aon. Skills and experience that will lead to success High attention to detail. Ability to work individually and in a team. Relevance experience within the insurance industry preferred. Understanding of insurance risk and actuarial principle preferred. Excellent listening, organisation, and presentation abilities. An organised, highly personable, and approachable individual, who is a skilled communicator. Willingness to learn and share knowledge. How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
May 15, 2024
Full time
Do you want to be part of a new and exciting team? Are you someone who wants to make a difference in your role and help us deliver outstanding service to our clients? Then this is the role for you! We have a range of roles across our Client Service Delivery team working in different product lines across Aon. This is a hybrid role with the flexibility to work both virtually and from our London and Chelmsford offices. Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed. What the day will look like You will be responsible for managing key technical activities across the broking / placement process. A usual day as a Client Service Delivery Specialist will involve: Engagement with the broking teams - large, complex, global insurance contracts, involving multiple insurers and high value insurance placements. Using technical system and engaging with Offshore Partners to produce policy documents / invoice requests Provide SME technical placement advice to the Brokers as required. Liaising with underwriters Sharing best practice Presenting ideas on process improvements. Monitoring the risk life cycle / your workflow to ensure your policies are on track with performance targets. Collaborating with Client Service Delivery colleagues to meet divisional targets. How this opportunity is different The Client Service Delivery team has created value by sharing best practice, removing duplication, and standardising ways of working - we ensure activities are allocated appropriately. Right people, right skills, right activities . This role provides you with the opportunity to collaborate with various teams (internally and externally) including, broking teams, underwriters, offshore providers, operations, and fiduciary. You will be supported in your role, not only with day-to-day management but also career development opportunities to ensure you have skills and ability to progress your career at Aon. Skills and experience that will lead to success High attention to detail. Ability to work individually and in a team. Relevance experience within the insurance industry preferred. Understanding of insurance risk and actuarial principle preferred. Excellent listening, organisation, and presentation abilities. An organised, highly personable, and approachable individual, who is a skilled communicator. Willingness to learn and share knowledge. How we support our colleagues In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognise that flexibility goes beyond just the place of work and we are all for it. We call this Smart Working! Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued. We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.
The Underwriter is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual. Responsibilities: Work on transactions for companies in Corporate Loan Portfolio (including REIT, REOC, and Homebuilders) under Citi's Commercial Real Estat team Conduct in-depth financial analysis (including modeling) and structuring of credit requests for clients and prospects Assesses deal strengths and weaknesses and risk factors Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications Ensures all transactions are in compliance with regulatory and Citi guidelines, policies and procedures Remains current on all aspects of the credit relationship, including exposure, compliance, and potential credit concerns and engages with ICM Early Warning, Collateral Management, and Transaction Management teams on resolving exceptions Work on periodic relationship credit monitoring including Annual Reviews (ARs), Quarterly Reviews (QRs), Criticized Credit Reviews (CCRs) Notifies bankers of any deterioration in operating performance based on financial reporting Supports the Senior Underwriters and Underwriters during internal reviews (FCR, COBRA, IA) and external regulatory exam responses Expected to be fully conversant on safe and sound risk practices within Real Estate Credit including all policies, procedures, laws, regulations and risk limits specific to their Portfolio Qualifications: 3+ years relevant experience Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry Ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills Education: Bachelor's/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Job Family Group: Risk Management Job Family: Credit Decisions Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
May 15, 2024
Full time
The Underwriter is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual. Responsibilities: Work on transactions for companies in Corporate Loan Portfolio (including REIT, REOC, and Homebuilders) under Citi's Commercial Real Estat team Conduct in-depth financial analysis (including modeling) and structuring of credit requests for clients and prospects Assesses deal strengths and weaknesses and risk factors Support Senior Underwriters in making recommendations/credit decisions, including risk ratings and regulatory classifications Ensures all transactions are in compliance with regulatory and Citi guidelines, policies and procedures Remains current on all aspects of the credit relationship, including exposure, compliance, and potential credit concerns and engages with ICM Early Warning, Collateral Management, and Transaction Management teams on resolving exceptions Work on periodic relationship credit monitoring including Annual Reviews (ARs), Quarterly Reviews (QRs), Criticized Credit Reviews (CCRs) Notifies bankers of any deterioration in operating performance based on financial reporting Supports the Senior Underwriters and Underwriters during internal reviews (FCR, COBRA, IA) and external regulatory exam responses Expected to be fully conversant on safe and sound risk practices within Real Estate Credit including all policies, procedures, laws, regulations and risk limits specific to their Portfolio Qualifications: 3+ years relevant experience Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry Ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills Education: Bachelor's/University degree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Job Family Group: Risk Management Job Family: Credit Decisions Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
45647 Underwriting Professional Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details
May 15, 2024
Full time
45647 Underwriting Professional Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details