City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Due to these increasing levels of high activity, they are generating more and more customer and performance data than ever before and are embarking on a key project to best manage & utilise this. An agile and robust data management and utilisation plan will be key to the attainment of this. Our client is therefore seeking an individual who will play an integral role in building & maintaining the businesses core data infrastructure & to deliver on the demands as outlined below. You will work closely with the lenders Chief Mortgage Officer & Senior Data Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role As a Data Engineer, you will play a key role in building and maintaining the business's core data infrastructure. Working closely with the Chief Mortgage Officer, Senior Data Lead and Market Analysts you will enable scalable reporting, clean data flows, and analytics-ready datasets that underpin everything from product development and underwriting to compliance and performance tracking. You'll take ownership of automated data pipelines, cloud infrastructure within Microsoft Fabric, and integrations with platforms like Salesforce and core lending systems. Your work will be vital to ensuring data is accurate, structured, and available powering both real-time business intelligence and future advanced analytics. Key Responsibilities Design and develop automated ETL/ELT pipelines using SQL and Python Integrate internal/external data sources via APIs and platform connectors Model and structure data for scalable analytics (e.g., star/snowflake schemas) Administer Microsoft Fabric Lakehouse and Azure services Optimise performance across queries, datasets, and pipelines Apply data validation, cleansing, and standardisation rules Document pipeline logic and contribute to business-wide metadata catalogues Collaborate with BI, Change, and Product teams to align data outputs to needs Support groundwork for future data science and machine learning initiatives The successful applicant will be proficient in SQL and Python, with a proven track record of building and maintaining ETL/ELT pipelines. Experience working with Microsoft Fabric, Azure Data Factory, and modern Lakehouse or data warehouse architecture is essential. You'll demonstrate a strong focus on data quality and governance and be adept at integrating third-party APIs and transforming raw data into analytics-ready assets. Prior experience in financial services or lending is preferred, and the ability to communicate data requirements clearly across business teams will be key to success in this role. You'll be a technically strong data professional with hands-on experience in pipeline development, cloud-based data infrastructure, and performance optimisation. You will be at your best when working collaboratively in fast-paced environments and when translating complex business needs into structured, reliable data systems. On?Offer Our client is ideally looking to pay between £50k - £705as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The?role?will?be?based?in?our?clients?Mayfair?offices,?offering?a?collaborative?and?fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team
Sep 01, 2025
Full time
City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Due to these increasing levels of high activity, they are generating more and more customer and performance data than ever before and are embarking on a key project to best manage & utilise this. An agile and robust data management and utilisation plan will be key to the attainment of this. Our client is therefore seeking an individual who will play an integral role in building & maintaining the businesses core data infrastructure & to deliver on the demands as outlined below. You will work closely with the lenders Chief Mortgage Officer & Senior Data Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role As a Data Engineer, you will play a key role in building and maintaining the business's core data infrastructure. Working closely with the Chief Mortgage Officer, Senior Data Lead and Market Analysts you will enable scalable reporting, clean data flows, and analytics-ready datasets that underpin everything from product development and underwriting to compliance and performance tracking. You'll take ownership of automated data pipelines, cloud infrastructure within Microsoft Fabric, and integrations with platforms like Salesforce and core lending systems. Your work will be vital to ensuring data is accurate, structured, and available powering both real-time business intelligence and future advanced analytics. Key Responsibilities Design and develop automated ETL/ELT pipelines using SQL and Python Integrate internal/external data sources via APIs and platform connectors Model and structure data for scalable analytics (e.g., star/snowflake schemas) Administer Microsoft Fabric Lakehouse and Azure services Optimise performance across queries, datasets, and pipelines Apply data validation, cleansing, and standardisation rules Document pipeline logic and contribute to business-wide metadata catalogues Collaborate with BI, Change, and Product teams to align data outputs to needs Support groundwork for future data science and machine learning initiatives The successful applicant will be proficient in SQL and Python, with a proven track record of building and maintaining ETL/ELT pipelines. Experience working with Microsoft Fabric, Azure Data Factory, and modern Lakehouse or data warehouse architecture is essential. You'll demonstrate a strong focus on data quality and governance and be adept at integrating third-party APIs and transforming raw data into analytics-ready assets. Prior experience in financial services or lending is preferred, and the ability to communicate data requirements clearly across business teams will be key to success in this role. You'll be a technically strong data professional with hands-on experience in pipeline development, cloud-based data infrastructure, and performance optimisation. You will be at your best when working collaboratively in fast-paced environments and when translating complex business needs into structured, reliable data systems. On?Offer Our client is ideally looking to pay between £50k - £705as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The?role?will?be?based?in?our?clients?Mayfair?offices,?offering?a?collaborative?and?fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team
City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. They have exciting plans to launch new solutions within this range, as well as to expand their product reach into new markets. As a result, they are keen to expand their market leading product development and innovation team with the appointment of an experienced & knowledgeable Product Manager who will play an integral role in the management & performance of existing products, as well as being key to the innovation of new loan products for existing and new market segments. Our client is known for their capacity to understand the needs of borrowers in an ever-changing environment and offer loans to suit most situations, including smaller loans for smaller projects, extending to large loans ranging between £50m - £100m for larger scale real estate plans. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Product innovation and delivery will be key to the attainment of this. You will work closely with the lenders Chief Mortgage Officer & Senior Product Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role The successful candidate will work as a key part of the Chief Mortgage Officer's product and innovation team and will help to shape and optimise the firm's specialist lending products -covering residential, semi-commercial and commercial real estate. You'll conduct market and competitor research, analyse broker and borrower feedback, and collaborate with internal teams (such as sales and underwriting) to deliver solutions that meet the needs of the borrowers. Ultimately, you will devise and create products that are commercially viable, aligned to the needs of the companies funding partners and desirable for the core borrower. This is a fast-paced, hands-on role with huge strategic impact. Key Responsibilities Own the full product lifecycle for specialist lending products Analyse market trends and identify growth opportunities Build and maintain product requirements with input from internal teams Develop business cases aligned to wider company strategy Monitor product performance and support data-driven optimisation Act as a key voice in shaping how products are launched, marketed, and communicated Work closely with Sales and BDMs to align offering with broker and borrower needs The ideal candidate will demonstrate current or previous experience in product innovation/development for a lender operating within the mortgage, commercial real estate or specialist property finance markets. This role may also suit a proactive Product Analyst looking to take a step up. You will demonstrate a sharp commercial mindset and a proven ability to build business cases to assess & make recommendations on aspects such as product pricing, margin, and risk trade-offs. The capacity to analyse product and loan book performance is essential, as is the ability to deliver strategic insights to senior stakeholders and external partners to demonstrate product performance and/or viability. On?Offer: Our client is ideally looking to pay between £55k - £70k as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The role will be based in ourclients Mayfair offices, offering a collaborative and fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team.
Sep 01, 2025
Full time
City & Capital are currently working with one of the UK's most dynamic and fast-growing specialist property finance lenders who are renowned for their innovation and tailored products to suit the needs of a broad range of professional borrowers, such as property developers and investors. Our client currently offers a range of property-backed loans to cover bridging finance, development exits, commercial mortgages and buy to let. They have exciting plans to launch new solutions within this range, as well as to expand their product reach into new markets. As a result, they are keen to expand their market leading product development and innovation team with the appointment of an experienced & knowledgeable Product Manager who will play an integral role in the management & performance of existing products, as well as being key to the innovation of new loan products for existing and new market segments. Our client is known for their capacity to understand the needs of borrowers in an ever-changing environment and offer loans to suit most situations, including smaller loans for smaller projects, extending to large loans ranging between £50m - £100m for larger scale real estate plans. Due to success to date, the lender has now doubled the size of their UK loan book and team 6 times in the last 6 years, with plans to achieve this for a 7th time across the coming period. Product innovation and delivery will be key to the attainment of this. You will work closely with the lenders Chief Mortgage Officer & Senior Product Lead within the role. This is also a role that comes with plenty of progression potential for those that are successful in the role. About the Role The successful candidate will work as a key part of the Chief Mortgage Officer's product and innovation team and will help to shape and optimise the firm's specialist lending products -covering residential, semi-commercial and commercial real estate. You'll conduct market and competitor research, analyse broker and borrower feedback, and collaborate with internal teams (such as sales and underwriting) to deliver solutions that meet the needs of the borrowers. Ultimately, you will devise and create products that are commercially viable, aligned to the needs of the companies funding partners and desirable for the core borrower. This is a fast-paced, hands-on role with huge strategic impact. Key Responsibilities Own the full product lifecycle for specialist lending products Analyse market trends and identify growth opportunities Build and maintain product requirements with input from internal teams Develop business cases aligned to wider company strategy Monitor product performance and support data-driven optimisation Act as a key voice in shaping how products are launched, marketed, and communicated Work closely with Sales and BDMs to align offering with broker and borrower needs The ideal candidate will demonstrate current or previous experience in product innovation/development for a lender operating within the mortgage, commercial real estate or specialist property finance markets. This role may also suit a proactive Product Analyst looking to take a step up. You will demonstrate a sharp commercial mindset and a proven ability to build business cases to assess & make recommendations on aspects such as product pricing, margin, and risk trade-offs. The capacity to analyse product and loan book performance is essential, as is the ability to deliver strategic insights to senior stakeholders and external partners to demonstrate product performance and/or viability. On?Offer: Our client is ideally looking to pay between £55k - £70k as a basic salary for the ideal individual, relevant to experience. Higher offers may also be considered for exceptional talent and potential. Salary will be complemented by a favourable bonus scheme too, that will significantly enhance annual earnings. Most notably, due to our clients continued growth & strong and proven promote from within policy, this is also a role that comes with plenty of progression potential, where excellent performance is delivered. In turn, this could see you propel both career standing & salary within, as you make a real impact on the role and business. The role will be based in ourclients Mayfair offices, offering a collaborative and fast paced working environment. There is a reasonable amount of urgency to fill this position as you might expect, for the reasons outlined. We do not expect this role to be on the market for long! Therefore, if this role does sound like one that you are both qualified for and interested in then we look forward to your application as soon as possible. We do not expect this role to be on the market for long! We will aim to review your application as soon as possible and get back to you with an update following. We look forward to hearing from you. Kind Regards, The City and Capital Team.
SENIOR/LEAD CREDIT RISK ANALYST £90,000 LONDON A successful global tech company in the lending space who have been praised as a top growth FinTech over the past 5 years are looking to add a Senior to their credit risk team. They have a lot of interesting projects coming through the pipeline and are offering a competitive salary on the market. THE COMPANY This FinTech operate globally and provide a tech platform for businesses to be able to provide financing for their customers. They have been growing year on year which has been tough in this challenging market since 2022 which shows their unique product offering. THE ROLE The role is an individual contributing position to look after their analytics and collections strategy Day to day responsibilities include but are not limited to: Create and execute credit risk management strategies across diverse portfolios to drive business expansion and profitability. Lead on analytics, ensuring the successful delivery of projects that enhance business performance. Develop and refine underwriting processes to improve financial outcomes in credit risk and other critical business functions. Collaborate closely with senior leaders, leveraging data insights to shape strategic decision-making. Regularly apply SQL to formulate and enhance credit risk management approaches. Work alongside cross-functional teams to develop innovative, data-driven strategies. SKILLS AND EXPERIENCE Experience working in credit risk analytics and strategy Experience with SQL Experience in consumer or SME lending A strong university degree in a numerate discipline SALARY AND BENEFITS £90,000 base salary Shares Discretionary Bonus Pension contribution Private Healthcare HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
Sep 01, 2025
Full time
SENIOR/LEAD CREDIT RISK ANALYST £90,000 LONDON A successful global tech company in the lending space who have been praised as a top growth FinTech over the past 5 years are looking to add a Senior to their credit risk team. They have a lot of interesting projects coming through the pipeline and are offering a competitive salary on the market. THE COMPANY This FinTech operate globally and provide a tech platform for businesses to be able to provide financing for their customers. They have been growing year on year which has been tough in this challenging market since 2022 which shows their unique product offering. THE ROLE The role is an individual contributing position to look after their analytics and collections strategy Day to day responsibilities include but are not limited to: Create and execute credit risk management strategies across diverse portfolios to drive business expansion and profitability. Lead on analytics, ensuring the successful delivery of projects that enhance business performance. Develop and refine underwriting processes to improve financial outcomes in credit risk and other critical business functions. Collaborate closely with senior leaders, leveraging data insights to shape strategic decision-making. Regularly apply SQL to formulate and enhance credit risk management approaches. Work alongside cross-functional teams to develop innovative, data-driven strategies. SKILLS AND EXPERIENCE Experience working in credit risk analytics and strategy Experience with SQL Experience in consumer or SME lending A strong university degree in a numerate discipline SALARY AND BENEFITS £90,000 base salary Shares Discretionary Bonus Pension contribution Private Healthcare HOW TO APPLY Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
Head of Loan Management Bridging and Buy to Let Mortgages London £70k-£80k We are working with a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, they specialise in offering fast and flexible bridging loans and buy-to-let mortgages. The Head of Loan Management will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. Key Responsibilities: Loan Origination & Underwriting Loan Portfolio Management Team Leadership and Development Relationship Management Process Improvement and Risk Mitigation Role overview: Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information. Make informed lending decisions, balancing risk and profitability considerations. Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements. Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk. Implement strategies for loan collections and delinquency management. Conduct periodic portfolio reviews and make recommendations for portfolio adjustments as necessary. Provide leadership and guidance to the loan origination and portfolio management teams. Set performance targets and provide ongoing coaching and feedback to team members. Foster a positive and collaborative team environment, promoting continuous learning and professional development. Participate in recruitment and selection processes to build a high-performing team. Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs. Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing. Engage with external stakeholders, such as regulators and auditors, as required. Identify opportunities for process improvements and automation to enhance operational efficiency. Develop and implement risk mitigation strategies, including credit policies and procedures. Stay updated on industry trends, regulatory changes, and best practices in lending. Skills and Experience: Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role. Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements. Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions. Demonstrated leadership abilities, with experience in managing and developing a team. Solid understanding of financial statements, cash flow analysis, and risk assessment. Strong negotiation and relationship-building skills. Ability to work effectively under pressure and meet deadlines in a fast-paced environment. Proficient in using loan management software and MS Office Suite. Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.
Sep 01, 2025
Full time
Head of Loan Management Bridging and Buy to Let Mortgages London £70k-£80k We are working with a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, they specialise in offering fast and flexible bridging loans and buy-to-let mortgages. The Head of Loan Management will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. Key Responsibilities: Loan Origination & Underwriting Loan Portfolio Management Team Leadership and Development Relationship Management Process Improvement and Risk Mitigation Role overview: Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information. Make informed lending decisions, balancing risk and profitability considerations. Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements. Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk. Implement strategies for loan collections and delinquency management. Conduct periodic portfolio reviews and make recommendations for portfolio adjustments as necessary. Provide leadership and guidance to the loan origination and portfolio management teams. Set performance targets and provide ongoing coaching and feedback to team members. Foster a positive and collaborative team environment, promoting continuous learning and professional development. Participate in recruitment and selection processes to build a high-performing team. Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs. Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing. Engage with external stakeholders, such as regulators and auditors, as required. Identify opportunities for process improvements and automation to enhance operational efficiency. Develop and implement risk mitigation strategies, including credit policies and procedures. Stay updated on industry trends, regulatory changes, and best practices in lending. Skills and Experience: Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role. Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements. Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions. Demonstrated leadership abilities, with experience in managing and developing a team. Solid understanding of financial statements, cash flow analysis, and risk assessment. Strong negotiation and relationship-building skills. Ability to work effectively under pressure and meet deadlines in a fast-paced environment. Proficient in using loan management software and MS Office Suite. Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.
