Delegated Authority Assistant London, UK 30,000 - 35,000pa (depending on experience) Permanent, Full time + Hybrid working Our client is looking for a Delegated Authority Assistant to join their team based in London. Responsible for assisting the Compliance Team in the execution of their duties, and in particular duties concerning the oversight and management of Delegated Authority. Reporting to the Delegated Authority Oversight Manager, who will be responsible for managing the job holder's day-to-day work. Key Responsibilities Under the direction of the Compliance Team, maintaining an effective compliance monitoring framework focused on Delegated Authority: documentation of the framework; performance of monitoring work; reporting and escalation of findings; identification and implementation of enhancements. Assisting the Delegated Authority Oversight Manager with scheduling and scoping of cover holder audits. Liaising with underwriting / claims teams and external parties as required Working with the Delegated Authority Oversight Manager, underwriting / claims teams and brokers to address audit recommendations appropriately and within the companies' timescales, including documentation uploaded to our systems; Assist the Delegated Authority Oversight Manager with tasks on the Lloyd's ATLAS system (e.g. Cover holder permission updates / broker change applications). Administer user access and task management within the Lloyd's DCOM System; liaising with Underwriting teams and brokers where required. Preparation of audit-related MI for Binder Management Forum and other internal / external audiences as may be required. Requirements Organizational skills and ability to operate at all times to the standards and rules of the regulatory bodies and those set out in the firm's standards documents. Able to understand and administer effective Delegated Authority management systems and procedures, and to interact with internal and external systems. Ability to prepare reports and to provide feedback as required. Able to understand binding authority agreements, records and documentation and to communicate with underwriting teams around audit requirements and assist with general DA queries. Able to maintain satisfactory relationships with regulators, colleagues and other professionals Ability to communicate directly and through correspondence, in a manner appropriate to the audience Knowledge of relevant provisions of Lloyd's Byelaws, Regulations and Codes of Conduct and all other relevant external requirements applicable to Delegated Authority business. Knowledge of insurance, reinsurance and reserving practice. Knowledge of the standards and rules set out in the firm's standards documents In our company values we aim for equity at all stages of the recruitment process, please let us know if we can do anything to make the process more accessible to you.
May 02, 2024
Full time
Delegated Authority Assistant London, UK 30,000 - 35,000pa (depending on experience) Permanent, Full time + Hybrid working Our client is looking for a Delegated Authority Assistant to join their team based in London. Responsible for assisting the Compliance Team in the execution of their duties, and in particular duties concerning the oversight and management of Delegated Authority. Reporting to the Delegated Authority Oversight Manager, who will be responsible for managing the job holder's day-to-day work. Key Responsibilities Under the direction of the Compliance Team, maintaining an effective compliance monitoring framework focused on Delegated Authority: documentation of the framework; performance of monitoring work; reporting and escalation of findings; identification and implementation of enhancements. Assisting the Delegated Authority Oversight Manager with scheduling and scoping of cover holder audits. Liaising with underwriting / claims teams and external parties as required Working with the Delegated Authority Oversight Manager, underwriting / claims teams and brokers to address audit recommendations appropriately and within the companies' timescales, including documentation uploaded to our systems; Assist the Delegated Authority Oversight Manager with tasks on the Lloyd's ATLAS system (e.g. Cover holder permission updates / broker change applications). Administer user access and task management within the Lloyd's DCOM System; liaising with Underwriting teams and brokers where required. Preparation of audit-related MI for Binder Management Forum and other internal / external audiences as may be required. Requirements Organizational skills and ability to operate at all times to the standards and rules of the regulatory bodies and those set out in the firm's standards documents. Able to understand and administer effective Delegated Authority management systems and procedures, and to interact with internal and external systems. Ability to prepare reports and to provide feedback as required. Able to understand binding authority agreements, records and documentation and to communicate with underwriting teams around audit requirements and assist with general DA queries. Able to maintain satisfactory relationships with regulators, colleagues and other professionals Ability to communicate directly and through correspondence, in a manner appropriate to the audience Knowledge of relevant provisions of Lloyd's Byelaws, Regulations and Codes of Conduct and all other relevant external requirements applicable to Delegated Authority business. Knowledge of insurance, reinsurance and reserving practice. Knowledge of the standards and rules set out in the firm's standards documents In our company values we aim for equity at all stages of the recruitment process, please let us know if we can do anything to make the process more accessible to you.
Product Governance Manager This role is based in Peterborough and is a hybrid working opportunity. Role Purpose: As a Product Manager, you will ensure that Markerstudy Group Distribution Motor, Home, Pet, Commercial and Specialist core insurance/service products and add-ons ( including premium finance ) continue to drive our customer and commercial objectives. Ensure adherence to the Markerstudy Group Product Governance Framework to provide confidence that products are fit for purpose, provide fair value to our customers and meet regulatory expectations. Seeks opportunities to enhance customer and commercial outcomes. Support in the development and delivery new products. Support the development of existing products and optimising the add-on/core product portfolio. This role gives you the opportunity to be a Product Manager. You ll be expected to demonstrate strong product expertise and knowledge and identify growth opportunities and resolve product related business and customer challenges. Key Responsibilities: Act as overall Product Manager for Markerstudy s Distribution products, showing strong technical product expertise. Ensure that our product propositions meet needs of customers in the defined target markets. Adheres to and manages designated product in line with our Product Governance Framework. Accountable for the delivery of Product Reviews and ensures outcomes are managed appropriately and timely. Ensures that we maximise income by supporting the development of existing products and optimising the add-on/core product portfolio. Develop and maintain a suite of data analysis reporting to ensure all product strategies deliver appropriate customer and commercial outcomes. Perform analysis to determine growth opportunities and/or solve business or customer problems. Identify opportunities to develop new products that add customer and commercial value. Develop and maintain a suite of data analysis reporting to ensure all product strategies deliver appropriate customer and commercial outcomes. Perform analysis to determine growth opportunities and/or solve business or customer problems. Act as an SME/product lead for business wide projects including stakeholder management (to Director level). Maintains an excellent understanding of developing customer needs, competitor propositions, and the broader market. Act as an advocate for the Product team's agenda, taking regular opportunity to engage with key stakeholders. Key Skills, Experience and Knowledge: Technical insurance product knowledge and management. Financial services and/or customer credit knowledge (advantageous). Understanding of broader market/competitors and reactions to changing customer needs, technology/regulation. Strong understanding of Product Governance requirements, regulation and legislation. Puts customers at the heart of what we do and can balance commercial gain with customer need effectively. Experience working in product & proposition development. Experienced Business Owner for multiple/complex tech deliveries. Ability to critically evaluate information and present findings. Strong stakeholder management and communication skills. Chartered Insurance Institute qualification (advantageous). Financial services and/or Consumer Credit knowledge (advantageous). Educated to degree level / calibre (advantageous). People management / leadership / coaching experience (advantageous). Why us? Markerstudy Insurance Services Limited (MISL) is one of the largest Managing General Agents in the UK. With a strong presence in the UK motor insurance market, we specialise in niche motor cover, where our solid market knowledge and experience enables us to create highly targeted products. Our success is underpinned by our underwriting strategy to identify and apply special risk factors to the customers advantage. That, and our skilled underwriting technicians who are friendly, accessible and empowered to make decisions. We only transact business through professional UK insurance intermediaries and we take pride in fostering excellent working relationships. Our products feature prominently on Aggregators' sites, such as (url removed), Go Compare and Compare the Market, via our broker partners. What we offer in return? A collaborative environment Hybrid/Flexible working model 25 days annual leave plus of Bank Holidays and the ability to buy an additional five days holiday Health Cash Plan A benefit scheme that offers discounts and cashback on shopping, restaurants, travel and more Life Assurance 4x annual salary
May 02, 2024
Full time
Product Governance Manager This role is based in Peterborough and is a hybrid working opportunity. Role Purpose: As a Product Manager, you will ensure that Markerstudy Group Distribution Motor, Home, Pet, Commercial and Specialist core insurance/service products and add-ons ( including premium finance ) continue to drive our customer and commercial objectives. Ensure adherence to the Markerstudy Group Product Governance Framework to provide confidence that products are fit for purpose, provide fair value to our customers and meet regulatory expectations. Seeks opportunities to enhance customer and commercial outcomes. Support in the development and delivery new products. Support the development of existing products and optimising the add-on/core product portfolio. This role gives you the opportunity to be a Product Manager. You ll be expected to demonstrate strong product expertise and knowledge and identify growth opportunities and resolve product related business and customer challenges. Key Responsibilities: Act as overall Product Manager for Markerstudy s Distribution products, showing strong technical product expertise. Ensure that our product propositions meet needs of customers in the defined target markets. Adheres to and manages designated product in line with our Product Governance Framework. Accountable for the delivery of Product Reviews and ensures outcomes are managed appropriately and timely. Ensures that we maximise income by supporting the development of existing products and optimising the add-on/core product portfolio. Develop and maintain a suite of data analysis reporting to ensure all product strategies deliver appropriate customer and commercial outcomes. Perform analysis to determine growth opportunities and/or solve business or customer problems. Identify opportunities to develop new products that add customer and commercial value. Develop and maintain a suite of data analysis reporting to ensure all product strategies deliver appropriate customer and commercial outcomes. Perform analysis to determine growth opportunities and/or solve business or customer problems. Act as an SME/product lead for business wide projects including stakeholder management (to Director level). Maintains an excellent understanding of developing customer needs, competitor propositions, and the broader market. Act as an advocate for the Product team's agenda, taking regular opportunity to engage with key stakeholders. Key Skills, Experience and Knowledge: Technical insurance product knowledge and management. Financial services and/or customer credit knowledge (advantageous). Understanding of broader market/competitors and reactions to changing customer needs, technology/regulation. Strong understanding of Product Governance requirements, regulation and legislation. Puts customers at the heart of what we do and can balance commercial gain with customer need effectively. Experience working in product & proposition development. Experienced Business Owner for multiple/complex tech deliveries. Ability to critically evaluate information and present findings. Strong stakeholder management and communication skills. Chartered Insurance Institute qualification (advantageous). Financial services and/or Consumer Credit knowledge (advantageous). Educated to degree level / calibre (advantageous). People management / leadership / coaching experience (advantageous). Why us? Markerstudy Insurance Services Limited (MISL) is one of the largest Managing General Agents in the UK. With a strong presence in the UK motor insurance market, we specialise in niche motor cover, where our solid market knowledge and experience enables us to create highly targeted products. Our success is underpinned by our underwriting strategy to identify and apply special risk factors to the customers advantage. That, and our skilled underwriting technicians who are friendly, accessible and empowered to make decisions. We only transact business through professional UK insurance intermediaries and we take pride in fostering excellent working relationships. Our products feature prominently on Aggregators' sites, such as (url removed), Go Compare and Compare the Market, via our broker partners. What we offer in return? A collaborative environment Hybrid/Flexible working model 25 days annual leave plus of Bank Holidays and the ability to buy an additional five days holiday Health Cash Plan A benefit scheme that offers discounts and cashback on shopping, restaurants, travel and more Life Assurance 4x annual salary
The Role: Underwriting Manager P & C To support the CUO and Portfolio Director with underwriting expertise to help build, analyse and review underwriting plans- liaising regularly between insurers and the MGA in the development of underwriting strategy specific to binders/insurer and in developing and monitoring best practice underwriting standards across the business click apply for full job details
May 02, 2024
Full time
The Role: Underwriting Manager P & C To support the CUO and Portfolio Director with underwriting expertise to help build, analyse and review underwriting plans- liaising regularly between insurers and the MGA in the development of underwriting strategy specific to binders/insurer and in developing and monitoring best practice underwriting standards across the business click apply for full job details
Company Description Humanity is facing fundamental challenges, with the future of our planet hanging in the balance. As the principal investment arm of the Legal & General Group, our aim at Legal & General Capital is to generate long-term shareholder value, while helping build a better society. We seek opportunities to invest in sectors most in need of investment and innovation, such as residential housing, large-scale urban regeneration and future cities. We're backing investment in infrastructure and clean energy, and in start-up businesses to drive innovation and growth across the UK. We're building partnerships between the public sector and institutional investors to accelerate housing delivery, create jobs, support local businesses and transform communities. This helps to create new asset classes for Legal & General's varied investment requirements, our partners and the wider marketplace. Job Description Although this is a Finance based role it would be very much suited to a part qualified Actuary. Your role at a glance The role holder will leverage their knowledge of a UK annuity writer's SII balance sheet and IFRSP&L to implement solutions to maximise shareholder value arising from Legal & General Capital(LGC) initiatives. The role holder will support the LGC Funding team to maximise L&G's investment into LGC created assets by collaborating with teams across Legal & General Retirement Institutional(LGRI) and LGC. What you'll be doing Support the development of guidance to ensure LGC Finance and Investments teams have the right information to make optimal investment funding decisions. Support the build and utilisation of financial models to evaluate funding decisions, including cash flow models, considering risk and return metrics, capital and regulatory requirements. Collaborate with LGC/LGR Investment and Structuring teams to help identify solutions and levers to access L&G balance sheet capital for LGC created assets. Build relationships and partner with stakeholders across L&G Group to design and implement new funding solutions and identified strategy changes to maximise shareholder value via LGC asset creation going forward. Partner and collaborate with colleagues within the LGC Finance team to support the capture of management information to enable and monitor L&G balance sheet funding of LGC created assets. Prepare governance papers and management updates to engage with key stakeholders across the L&G group in order to garner support for new initiatives. Ensure that all aspects of funding strategy activities are developed and delivered in line with Legal & General's Customer Experience policy and the Consumer Duty. Qualifications (Desirable) Part-qualified actuary or CFA/FRM or CFQ or Degree in related discipline (or equivalent experience). (Desirable) UK life insurance reporting metrics: Solvency II, IFRS and Economic Capital. (Essential) A working knowledge of using financial models to analyse investment opportunities in an underwriting, investment or credit rating capacity (Desirable) Strong MS Excel skills Strong interpersonal and communication skills (verbal and written) Highly pro-active and dynamic self-starter; detail-oriented and deeply driven. Builds strong business relationships with contacts in stakeholder and customer organisations. Comfortable working in a dynamic environment and delivering results on time Flexible, adaptable and able to demonstrate initiative Additional Information When you commit to Legal & General, we'll commit to you too. That means we'll recognise and reward your hard work, your performance and your contribution. If you join us, you'll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We're also proud to offer competitive family leave. You'll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of - both for our own products and at a range of high street stores and online offerings. The brand with the brolly is choosing today to change tomorrow. Since 1836, we've grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We're all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&G, you'll find a balance that helps you be your best. Empowered by hybrid working, we're supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance. Today, there's over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us? Great minds don't have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don't just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it's important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why. we're always open to discussing flexible working arrangements. Likewise, we're committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.
May 02, 2024
Full time
Company Description Humanity is facing fundamental challenges, with the future of our planet hanging in the balance. As the principal investment arm of the Legal & General Group, our aim at Legal & General Capital is to generate long-term shareholder value, while helping build a better society. We seek opportunities to invest in sectors most in need of investment and innovation, such as residential housing, large-scale urban regeneration and future cities. We're backing investment in infrastructure and clean energy, and in start-up businesses to drive innovation and growth across the UK. We're building partnerships between the public sector and institutional investors to accelerate housing delivery, create jobs, support local businesses and transform communities. This helps to create new asset classes for Legal & General's varied investment requirements, our partners and the wider marketplace. Job Description Although this is a Finance based role it would be very much suited to a part qualified Actuary. Your role at a glance The role holder will leverage their knowledge of a UK annuity writer's SII balance sheet and IFRSP&L to implement solutions to maximise shareholder value arising from Legal & General Capital(LGC) initiatives. The role holder will support the LGC Funding team to maximise L&G's investment into LGC created assets by collaborating with teams across Legal & General Retirement Institutional(LGRI) and LGC. What you'll be doing Support the development of guidance to ensure LGC Finance and Investments teams have the right information to make optimal investment funding decisions. Support the build and utilisation of financial models to evaluate funding decisions, including cash flow models, considering risk and return metrics, capital and regulatory requirements. Collaborate with LGC/LGR Investment and Structuring teams to help identify solutions and levers to access L&G balance sheet capital for LGC created assets. Build relationships and partner with stakeholders across L&G Group to design and implement new funding solutions and identified strategy changes to maximise shareholder value via LGC asset creation going forward. Partner and collaborate with colleagues within the LGC Finance team to support the capture of management information to enable and monitor L&G balance sheet funding of LGC created assets. Prepare governance papers and management updates to engage with key stakeholders across the L&G group in order to garner support for new initiatives. Ensure that all aspects of funding strategy activities are developed and delivered in line with Legal & General's Customer Experience policy and the Consumer Duty. Qualifications (Desirable) Part-qualified actuary or CFA/FRM or CFQ or Degree in related discipline (or equivalent experience). (Desirable) UK life insurance reporting metrics: Solvency II, IFRS and Economic Capital. (Essential) A working knowledge of using financial models to analyse investment opportunities in an underwriting, investment or credit rating capacity (Desirable) Strong MS Excel skills Strong interpersonal and communication skills (verbal and written) Highly pro-active and dynamic self-starter; detail-oriented and deeply driven. Builds strong business relationships with contacts in stakeholder and customer organisations. Comfortable working in a dynamic environment and delivering results on time Flexible, adaptable and able to demonstrate initiative Additional Information When you commit to Legal & General, we'll commit to you too. That means we'll recognise and reward your hard work, your performance and your contribution. If you join us, you'll get access to some great benefits, including private medical insurance, at least 25 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We're also proud to offer competitive family leave. You'll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of - both for our own products and at a range of high street stores and online offerings. The brand with the brolly is choosing today to change tomorrow. Since 1836, we've grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We're all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&G, you'll find a balance that helps you be your best. Empowered by hybrid working, we're supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance. Today, there's over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us? Great minds don't have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don't just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it's important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why. we're always open to discussing flexible working arrangements. Likewise, we're committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.
Company Description Were Together the market leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality. Were looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do and that starts with our brilliantly different team of people. Job Description As a Roving Underwriter, you will support the network of primarily Northern Brokers managing relationships and increasing future business submissions by underwriting applications. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business. As a Roving Underwriter, we are looking for someone to: Provide training to intermediaries on all aspects of packaging, processes and products. Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable) Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs) To accurately record all activity on CRM in a timely manner Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness Qualifications Essential Previous underwriting experience within the secured lending and commercial mortgage market Excellent attention to detail Ability to make positive lending decisions Ability to work under pressure and to strict deadlines Excellent communication skills Experience of dealing with customers Experience of managing broker relationships Strong planning and organisational skills Possess strong objection handling and problem solving skills Additional Information Benefits working at Together 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and well do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks. JBRP1_UKTJ
May 02, 2024
Full time
Company Description Were Together the market leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality. Were looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do and that starts with our brilliantly different team of people. Job Description As a Roving Underwriter, you will support the network of primarily Northern Brokers managing relationships and increasing future business submissions by underwriting applications. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business. As a Roving Underwriter, we are looking for someone to: Provide training to intermediaries on all aspects of packaging, processes and products. Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable) Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs) To accurately record all activity on CRM in a timely manner Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness Qualifications Essential Previous underwriting experience within the secured lending and commercial mortgage market Excellent attention to detail Ability to make positive lending decisions Ability to work under pressure and to strict deadlines Excellent communication skills Experience of dealing with customers Experience of managing broker relationships Strong planning and organisational skills Possess strong objection handling and problem solving skills Additional Information Benefits working at Together 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and well do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks. JBRP1_UKTJ
Company Description Were Together the market leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality. Were looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do and that starts with our brilliantly different team of people. Job Description As a Roving Underwriter, you will support the network of primarily Northern Brokers managing relationships and increasing future business submissions by underwriting applications. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business. As a Roving Underwriter, we are looking for someone to: Provide training to intermediaries on all aspects of packaging, processes and products. Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable) Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs) To accurately record all activity on CRM in a timely manner Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness Qualifications Essential Previous underwriting experience within the secured lending and commercial mortgage market Excellent attention to detail Ability to make positive lending decisions Ability to work under pressure and to strict deadlines Excellent communication skills Experience of dealing with customers Experience of managing broker relationships Strong planning and organisational skills Possess strong objection handling and problem solving skills Additional Information Benefits working at Together 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and well do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks. JBRP1_UKTJ
May 02, 2024
Full time
Company Description Were Together the market leading property finance experts with an entrepreneurial spirit.Based in Cheadle, South Manchester, weve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them. We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality. Were looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do and that starts with our brilliantly different team of people. Job Description As a Roving Underwriter, you will support the network of primarily Northern Brokers managing relationships and increasing future business submissions by underwriting applications. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business. As a Roving Underwriter, we are looking for someone to: Provide training to intermediaries on all aspects of packaging, processes and products. Accurately assess the risk on all applications and ensure correct lending decision is communicated and that all pre-set criteria met (affordable, plausible, sustainable) Support Regional Account Managers and Business Development Managers strategic plans for key intermediary partners Effective diary management to ensure all intermediary visits are aligned to contact strategies developed by account owners (RAMs/ BDMs) To accurately record all activity on CRM in a timely manner Minimise the risk to the business and the applicant with a strong focus on fraud avoidance at all stages of an application Ensure consistency in decisions and service levels across the underwriting teams and escalate inconsistencies to relevant person/s in a timely manner Improve broker knowledge and packaging quality through effective use of MI, identifying trends and taking corrective steps to enable proactive feedback and training support needed Proactively manage pipelines effective communicating with account managers and key stakeholders to ensure sales efficiency and effectiveness Qualifications Essential Previous underwriting experience within the secured lending and commercial mortgage market Excellent attention to detail Ability to make positive lending decisions Ability to work under pressure and to strict deadlines Excellent communication skills Experience of dealing with customers Experience of managing broker relationships Strong planning and organisational skills Possess strong objection handling and problem solving skills Additional Information Benefits working at Together 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills. We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and well do all we can. Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks. JBRP1_UKTJ
We have partnered with a leading Lloyd's syndicate to help them find a new Head of Pricing. This is the ideal role for a senior pricing actuary looking to step up into a managerial position. This role is not limited to but includes : Exposure to all other teams within the business including underwriting and finance Taking full control of the actuarial pricing team Building strong relationships with stakeholder's For more information please apply.
May 02, 2024
Full time
We have partnered with a leading Lloyd's syndicate to help them find a new Head of Pricing. This is the ideal role for a senior pricing actuary looking to step up into a managerial position. This role is not limited to but includes : Exposure to all other teams within the business including underwriting and finance Taking full control of the actuarial pricing team Building strong relationships with stakeholder's For more information please apply.
A market leading company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 2 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives. Responsibilities: Report directly to credit manager and assist with the day-to-day management of a dedicated customer ledger. Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate Obtain and analyse financial, risk and market information Maintenance of credit processes to ensure integrity and accuracy of data Communicate credit decisions and requirements in a clear and concise manner to other parts of the business Keep up to date with market information to understand the implications this may have upon credit decisions and risks Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation Requirements: At least 3 years' experience in a credit analyst role or similar Proven analytical skills with ability to document findings and make recommendations Strength of character to stand by decisions and explain to those less familiar with credit risk Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure Ability to take calculated risks with favourable outcomes Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective Contribution to development of credit policies & to business process improvement Strong record of success in a fast-paced environment, with ability to manage own work and deadlines. By applying you will be registered as a candidate with Marc Daniels Specialist Recruitment Limited. Our Privacy Policy is available on our website and explains how we will use your personal data.
May 02, 2024
Full time
A market leading company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 2 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives. Responsibilities: Report directly to credit manager and assist with the day-to-day management of a dedicated customer ledger. Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate Obtain and analyse financial, risk and market information Maintenance of credit processes to ensure integrity and accuracy of data Communicate credit decisions and requirements in a clear and concise manner to other parts of the business Keep up to date with market information to understand the implications this may have upon credit decisions and risks Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation Requirements: At least 3 years' experience in a credit analyst role or similar Proven analytical skills with ability to document findings and make recommendations Strength of character to stand by decisions and explain to those less familiar with credit risk Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure Ability to take calculated risks with favourable outcomes Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective Contribution to development of credit policies & to business process improvement Strong record of success in a fast-paced environment, with ability to manage own work and deadlines. By applying you will be registered as a candidate with Marc Daniels Specialist Recruitment Limited. Our Privacy Policy is available on our website and explains how we will use your personal data.
Allianz Commercial Head of Digital Pricing (Commercial Lines) An exciting opportunity has arisen for an experienced Pricing Leader to join us as Head of Digital Pricing (Commercial Lines). The role will have responsibility for both Technical and Street Pricing disciplines across our Digital product suite and will be responsible for working in partnership with the Product team to deliver our financial plan as well as setting strategy to evolve our capabilities for the future. The role is multi-faceted and you will be comfortable considering 'technology' as well as 'technical' developments and managing senior stakeholders as well as a large team. You will also play a key role representing the UK into our Global departments and bringing global best practice into our UK business. We have a lot of activity underway in this space, with a Global Transformation programme developing new platforms and a roadmap of new products coming onboard. It's a great time to time to join and be part of the journey. Key Responsibilities Provide leadership and set strategic direction across the all the components of Digital Pricing. (data development, technical pricing models, market price performance etc) Oversee the implementation of Pricing best practice into the Digital UK business. Ensure we meet Allianz Global Technical Excellence standards and enable our Pricing capabilities to become 'certified'. Work with the Product team to set pricing strategy and deliver the financial plan. Engage with, and influence Senior Stakeholders across UK business and Allianz Group as Pricing Lead for this portfolio Oversee increasing sophistication in tooling and processes to assist in ongoing efficiency improvement across team Contribute to strategic decisions regarding future platform design, tooling and data delivery approach Successfully lead, engage and develop capability across team of 15+ Contribute to the development of and uphold a robust governance framework ensuring alignment to developments in the regulatory environment Responsible for Pricing Committee Proposals for this portfolio About you An experienced Senior Technical Pricing Manager with 10+ years' experience leading teams and high profile pricing deliveries You will enjoy constantly seeking to innovate across all aspects of pricing, including data, software, tooling, technical approaches and the best means of collaboration with other teams to deliver pricing sophistication Understanding of and experience working within a Commercial Insurance environment. (Although happy to consider a candidate with predominantly Personal Lines experience, if they can demonstrate a sound knowledge and understanding of the Commercial Lines space) Fellow of the Institute of Actuaries or equivalent qualification with extensive relevant post-qualification experience. Confident in use of Pricing & Actuarial software such as Emblem and Radar Experience using tools such as Python, R, SQL, SAS Excel, VBA Strong business acumen What can we offer you We believe you should be well rewarded for the passion and enthusiasm you put into your work. So we provide competitive remuneration and benefits to suit your needs. Just pick the benefits which suit you best so you end up with a package that's perfect for you: Flexible and Hybrid working from our Guildford office Competitive salary plus great benefits Annual bonus based on business and personal performance 30 days annual leave. Generous pension contributions from day 1 - 3% employee contribution and we will contribute an additional 5%. If you wish to contribute more Allianz will match this up to a maximum of an additional 5% (10% in total). After 3 years the company contributions increase to 8% and after 5 years 10%. Development days - we actively support your personal development with training, Allianz Pricing Academy, professional qualifications. Private medical insurance A discount up to 50% on a range of insurance products including car, home and pet A range of optional flexible benefits that you can select About Us In the UK, Allianz Insurance employs over 8,000 people up and down the country. The company's Head Office is situated in Guildford, Surrey, plus we have additional support services with over 1,000 people based in Trivandrum, India. We offer commercial insurance with a full range of products for sole traders, right up to large commercial organisations. We also provide a range of personal insurances including, home and motor, musical, legal expenses insurance and cover for pets and horses. We're a global company, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture. Find out more about Allianz Insurance. Growing your career with Allianz We'll provide you with the tools to adapt and change with us, so you can grow your career, while building the skills needed for whatever the future brings. Inclusion & Diversity We believe that having a strong focus on Inclusion and Diversity enables us to better understand the customers we serve and the people across our teams. We recognise that people work in different ways and we value alternative viewpoints, celebrate individuality and foster a culture where everyone can bring their best self to work and feel a sense of belonging. It's really important to us that we create a diverse workforce and we welcome and encourage applications from everyone. We're committed to providing reasonable adjustments and support to all applicants with a disability and we interview every applicant who meets the minimum criteria for the job. Please contact us at to let us know if you have a disability and to discuss how we can support you throughout the application process. Join us - Let's Care For Tomorrow 45428 Underwriting Management Allianz Executive Allianz UK Full-Time Permanent . JBRP1_UKTJ
May 01, 2024
Full time
Allianz Commercial Head of Digital Pricing (Commercial Lines) An exciting opportunity has arisen for an experienced Pricing Leader to join us as Head of Digital Pricing (Commercial Lines). The role will have responsibility for both Technical and Street Pricing disciplines across our Digital product suite and will be responsible for working in partnership with the Product team to deliver our financial plan as well as setting strategy to evolve our capabilities for the future. The role is multi-faceted and you will be comfortable considering 'technology' as well as 'technical' developments and managing senior stakeholders as well as a large team. You will also play a key role representing the UK into our Global departments and bringing global best practice into our UK business. We have a lot of activity underway in this space, with a Global Transformation programme developing new platforms and a roadmap of new products coming onboard. It's a great time to time to join and be part of the journey. Key Responsibilities Provide leadership and set strategic direction across the all the components of Digital Pricing. (data development, technical pricing models, market price performance etc) Oversee the implementation of Pricing best practice into the Digital UK business. Ensure we meet Allianz Global Technical Excellence standards and enable our Pricing capabilities to become 'certified'. Work with the Product team to set pricing strategy and deliver the financial plan. Engage with, and influence Senior Stakeholders across UK business and Allianz Group as Pricing Lead for this portfolio Oversee increasing sophistication in tooling and processes to assist in ongoing efficiency improvement across team Contribute to strategic decisions regarding future platform design, tooling and data delivery approach Successfully lead, engage and develop capability across team of 15+ Contribute to the development of and uphold a robust governance framework ensuring alignment to developments in the regulatory environment Responsible for Pricing Committee Proposals for this portfolio About you An experienced Senior Technical Pricing Manager with 10+ years' experience leading teams and high profile pricing deliveries You will enjoy constantly seeking to innovate across all aspects of pricing, including data, software, tooling, technical approaches and the best means of collaboration with other teams to deliver pricing sophistication Understanding of and experience working within a Commercial Insurance environment. (Although happy to consider a candidate with predominantly Personal Lines experience, if they can demonstrate a sound knowledge and understanding of the Commercial Lines space) Fellow of the Institute of Actuaries or equivalent qualification with extensive relevant post-qualification experience. Confident in use of Pricing & Actuarial software such as Emblem and Radar Experience using tools such as Python, R, SQL, SAS Excel, VBA Strong business acumen What can we offer you We believe you should be well rewarded for the passion and enthusiasm you put into your work. So we provide competitive remuneration and benefits to suit your needs. Just pick the benefits which suit you best so you end up with a package that's perfect for you: Flexible and Hybrid working from our Guildford office Competitive salary plus great benefits Annual bonus based on business and personal performance 30 days annual leave. Generous pension contributions from day 1 - 3% employee contribution and we will contribute an additional 5%. If you wish to contribute more Allianz will match this up to a maximum of an additional 5% (10% in total). After 3 years the company contributions increase to 8% and after 5 years 10%. Development days - we actively support your personal development with training, Allianz Pricing Academy, professional qualifications. Private medical insurance A discount up to 50% on a range of insurance products including car, home and pet A range of optional flexible benefits that you can select About Us In the UK, Allianz Insurance employs over 8,000 people up and down the country. The company's Head Office is situated in Guildford, Surrey, plus we have additional support services with over 1,000 people based in Trivandrum, India. We offer commercial insurance with a full range of products for sole traders, right up to large commercial organisations. We also provide a range of personal insurances including, home and motor, musical, legal expenses insurance and cover for pets and horses. We're a global company, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture. Find out more about Allianz Insurance. Growing your career with Allianz We'll provide you with the tools to adapt and change with us, so you can grow your career, while building the skills needed for whatever the future brings. Inclusion & Diversity We believe that having a strong focus on Inclusion and Diversity enables us to better understand the customers we serve and the people across our teams. We recognise that people work in different ways and we value alternative viewpoints, celebrate individuality and foster a culture where everyone can bring their best self to work and feel a sense of belonging. It's really important to us that we create a diverse workforce and we welcome and encourage applications from everyone. We're committed to providing reasonable adjustments and support to all applicants with a disability and we interview every applicant who meets the minimum criteria for the job. Please contact us at to let us know if you have a disability and to discuss how we can support you throughout the application process. Join us - Let's Care For Tomorrow 45428 Underwriting Management Allianz Executive Allianz UK Full-Time Permanent . JBRP1_UKTJ
Head of Capital and Reinsurance page is loaded Head of Capital and Reinsurance Apply locations London - Riverbank House time type Full time posted on Posted 3 Days Ago job requisition id R-16596 About us At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field from data, technology, customer care and auto repair, to HR, finance and procurement, we're a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day. We've got big dreams of becoming Britain's best retail general insurer. And we're almost there. Our talented, reactive, and communicative finance team are on call to help us do it in a sustainable, profitable way. With close connections to our shareholders, and a commitment to integrity that spans the entire business, our people are no strangers to creating - and maintaining - value on an unbelievable scale. Together, we're one of a kind. The Role: Reporting to the Director of Capital Management, as Head of Capital Management and Reinsurance, you'll play a crucial part in optimising our balance sheet structure through equity, reinsurance, and debt strategies. You'll lead multi-disciplinary teams across CFO and the wider business, interacting with Executive, Board, and external advisors. What you'll be doing: Lead the analysis and recommendations on balance sheet structuring. Lead and contribute to high-impact capital projects, including debt or equity issuance, mergers, acquisitions, partnerships, and share buybacks. Influence the long-term value of shareholder investments by strategically deploying capital. Shape the direction of capital planning, dividend proposals, risk appetite, and contingent management actions. Collaborate with the reinsurance manager, external brokers, and our Actuarial teams to analyse reinsurance value and optimal structures. Drive the production and delivery of Solvency Ratio, influencing the Group's approved internal model. Monitor capital requirements from rating agencies and external parties. Stay updated on market and regulatory developments, liaising with external advisors. What you'll need: You'll be qualified in Accounting, Actuarial, or CII, and bring a wealth of expertise, encompassing knowledge of Solvency 2, insurance accounting, and company law. You'll need to have a deep understanding of capital markets, reinsurance, and structures, and experience leading and collaborating with senior stakeholders in diverse teams. Your experience will extend to regulatory compliance, capital modelling, exposure to rating agencies, and a robust comprehension of the financial dynamics within the insurance industry and broader market. Lets bring on your best. Ways of Working Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. You'll spend 2 days per week working from our new London Riverbank House office, and the rest of your time based at home. Read our flexible working approach here . Benefits We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: 9% employer contributed pension 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover Annual bonus of up to 20% EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way. 30 days annual leave Buy as you earn share scheme Employee discounts and cashback Plus many more Being yourself Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you. Similar Jobs (5) Head of First Line Risk - Pricing and Underwriting locations London - Riverbank House time type Full time posted on Posted 20 Days Ago Head of Finance Results and Production locations London - Riverbank House time type Full time posted on Posted 6 Days Ago Capital Actuary locations London - Riverbank House time type Full time posted on Posted 30+ Days Ago With well-known brands including Direct Line, Churchill and Green Flag, we're proud to be one of the UK's leading general insurers. We've been helping people carry on with their lives since the 1980s, giving them the peace of mind to focus on the future. After 40 years of innovation we're still leading the way, providing evolving products and services that are just what people need. Our business is full of talented individuals, each bringing their own strengths, skills and ideas. We work together, to be brilliant for millions of customers every single day. Join us, in a career that empowers you to be the best you can be - and to be yourself. Your input matters here. So, whatever you do, we'll encourage you to own it. To spot opportunities, speak out and make things happen. Our vision is for a world where insurance is personal, inclusive and a force for good. And you can help us make that a reality. Because when we work together, we can all achieve great things. Together, we're one of a kind.
May 01, 2024
Full time
Head of Capital and Reinsurance page is loaded Head of Capital and Reinsurance Apply locations London - Riverbank House time type Full time posted on Posted 3 Days Ago job requisition id R-16596 About us At Direct Line Group, insurance is just the start. Combining decades of industry experience with talented people in every field from data, technology, customer care and auto repair, to HR, finance and procurement, we're a customer-obsessed market powerhouse. And we all work together to be brilliant for customers, every single day. We've got big dreams of becoming Britain's best retail general insurer. And we're almost there. Our talented, reactive, and communicative finance team are on call to help us do it in a sustainable, profitable way. With close connections to our shareholders, and a commitment to integrity that spans the entire business, our people are no strangers to creating - and maintaining - value on an unbelievable scale. Together, we're one of a kind. The Role: Reporting to the Director of Capital Management, as Head of Capital Management and Reinsurance, you'll play a crucial part in optimising our balance sheet structure through equity, reinsurance, and debt strategies. You'll lead multi-disciplinary teams across CFO and the wider business, interacting with Executive, Board, and external advisors. What you'll be doing: Lead the analysis and recommendations on balance sheet structuring. Lead and contribute to high-impact capital projects, including debt or equity issuance, mergers, acquisitions, partnerships, and share buybacks. Influence the long-term value of shareholder investments by strategically deploying capital. Shape the direction of capital planning, dividend proposals, risk appetite, and contingent management actions. Collaborate with the reinsurance manager, external brokers, and our Actuarial teams to analyse reinsurance value and optimal structures. Drive the production and delivery of Solvency Ratio, influencing the Group's approved internal model. Monitor capital requirements from rating agencies and external parties. Stay updated on market and regulatory developments, liaising with external advisors. What you'll need: You'll be qualified in Accounting, Actuarial, or CII, and bring a wealth of expertise, encompassing knowledge of Solvency 2, insurance accounting, and company law. You'll need to have a deep understanding of capital markets, reinsurance, and structures, and experience leading and collaborating with senior stakeholders in diverse teams. Your experience will extend to regulatory compliance, capital modelling, exposure to rating agencies, and a robust comprehension of the financial dynamics within the insurance industry and broader market. Lets bring on your best. Ways of Working Our mixed model way of working offers a 'best of both worlds' approach combining the best parts of home and office-working, offering flexibility for everyone. You'll spend 2 days per week working from our new London Riverbank House office, and the rest of your time based at home. Read our flexible working approach here . Benefits We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle: 9% employer contributed pension 50% off home, motor and pet insurance plus free travel insurance and Green Flag breakdown cover Annual bonus of up to 20% EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way. 30 days annual leave Buy as you earn share scheme Employee discounts and cashback Plus many more Being yourself Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you. Similar Jobs (5) Head of First Line Risk - Pricing and Underwriting locations London - Riverbank House time type Full time posted on Posted 20 Days Ago Head of Finance Results and Production locations London - Riverbank House time type Full time posted on Posted 6 Days Ago Capital Actuary locations London - Riverbank House time type Full time posted on Posted 30+ Days Ago With well-known brands including Direct Line, Churchill and Green Flag, we're proud to be one of the UK's leading general insurers. We've been helping people carry on with their lives since the 1980s, giving them the peace of mind to focus on the future. After 40 years of innovation we're still leading the way, providing evolving products and services that are just what people need. Our business is full of talented individuals, each bringing their own strengths, skills and ideas. We work together, to be brilliant for millions of customers every single day. Join us, in a career that empowers you to be the best you can be - and to be yourself. Your input matters here. So, whatever you do, we'll encourage you to own it. To spot opportunities, speak out and make things happen. Our vision is for a world where insurance is personal, inclusive and a force for good. And you can help us make that a reality. Because when we work together, we can all achieve great things. Together, we're one of a kind.
45454 Operations Management Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details
May 01, 2024
Full time
45454 Operations Management Non-Executive Allianz UK Full-Time Permanent Who we are Allianz is a global insurance company serving across 70 different countries, but from the very first day you join our team you'll know that your contributions are valued. We offer world class learning and career development opportunities, while we celebrate an inclusive culture click apply for full job details
Senior Manager - Corporate Partnerships (Hybrid Working) Home/Office based in Peterborough, Manchester or Sunderland with occasional travel to Peterborough HQ. We have a fantastic opportunity for an experienced Corporate Partnerships Manager to join us at Markerstudy Group! The purpose of this role is to maximise our strategic, commercial & customer objectives within the Partnership that you run, contributing to wider group plans using all P&L levers and to also build a strategic level capability which enhances and consolidates the Motor & Home market position, ensuring best in class relationship management. You will lead an experienced and multi-skilled team, managing the relationships with renowned UK brands whose core businesses operate across the personal finance, banking and retail sectors. Key Accountabilities and Responsibilities: Deliver the agreed annual P&L plan targets for EDBITDA, Income per Policy growth, and conversion metrics and delivery of incremental initiatives. Drive expansion of current business by generation of profitable new business volumes. Agree credible joint business plans with the Partner to include three-year strategy and 12 month volume plans. Maintain strong internal & external Partner relationships to drive growth of the Motor & Home Partnerships portfolio. Collaboratively work with partners to jointly manage change agendas and implement profitable/viable initiatives ensuring adherence to legal/conduct requirements. Ensure good customer outcomes are maintained. Deliver on Partner contractual governance requirements. Adherence to regulatory responsibilities. Deputise for Partnerships Director as required. Provide guidance and development opportunities to Managers and Execs within a matrix structure to ensure performance is maintained and a clear road to succession planning is created. Skills, Experience and Knowledge: Significant experience of managing large/multiple Partner accounts and track record of delivery. Ability to navigate complex documentation (such as Partner contracts). Understanding of the regulatory environment. An entrepreneurial style backed up by commercial acumen and results focused. Self-motivated, resilient; strong work ethic, you thrive in a dynamic, fast-paced environment and persevere through setbacks. A change agent, leader - Able to cut through 'noise', reverse delays and create positive momentum. Collaborative - Exemplary people skills, able to work with diverse internal and external stakeholders. Passionate - About partner development. Industry awareness (Advantageous). Why us? Markerstudy Insurance Services Limited (MISL) is one of the largest Managing General Agents in the UK. With a strong presence in the UK motor insurance market, we specialise in niche motor cover, where our solid market knowledge and experience enables us to create highly targeted products. Our success is underpinned by our underwriting strategy to identify and apply special risk factors to the customers' advantage. That, and our skilled underwriting technicians who are friendly, accessible and empowered to make decisions. We only transact business through professional UK insurance intermediaries and we take pride in fostering excellent working relationships. Our products feature prominently on Aggregators' sites, such as Confused, Go Compare and Compare the Market, via our broker partners. What we offer in return? A collaborative and fast paced work environment Private medical health care plan 28 days annual leave plus Bank Holidays and the ability to buy/sell five days holiday A benefit scheme that offers discounts and cashback on shopping, restaurants, travel and more Life Assurance 4x annual salary Hybrid working model - from our Peterborough, Sunderland or Manchester office. Please apply with your up to date CV.
May 01, 2024
Full time
Senior Manager - Corporate Partnerships (Hybrid Working) Home/Office based in Peterborough, Manchester or Sunderland with occasional travel to Peterborough HQ. We have a fantastic opportunity for an experienced Corporate Partnerships Manager to join us at Markerstudy Group! The purpose of this role is to maximise our strategic, commercial & customer objectives within the Partnership that you run, contributing to wider group plans using all P&L levers and to also build a strategic level capability which enhances and consolidates the Motor & Home market position, ensuring best in class relationship management. You will lead an experienced and multi-skilled team, managing the relationships with renowned UK brands whose core businesses operate across the personal finance, banking and retail sectors. Key Accountabilities and Responsibilities: Deliver the agreed annual P&L plan targets for EDBITDA, Income per Policy growth, and conversion metrics and delivery of incremental initiatives. Drive expansion of current business by generation of profitable new business volumes. Agree credible joint business plans with the Partner to include three-year strategy and 12 month volume plans. Maintain strong internal & external Partner relationships to drive growth of the Motor & Home Partnerships portfolio. Collaboratively work with partners to jointly manage change agendas and implement profitable/viable initiatives ensuring adherence to legal/conduct requirements. Ensure good customer outcomes are maintained. Deliver on Partner contractual governance requirements. Adherence to regulatory responsibilities. Deputise for Partnerships Director as required. Provide guidance and development opportunities to Managers and Execs within a matrix structure to ensure performance is maintained and a clear road to succession planning is created. Skills, Experience and Knowledge: Significant experience of managing large/multiple Partner accounts and track record of delivery. Ability to navigate complex documentation (such as Partner contracts). Understanding of the regulatory environment. An entrepreneurial style backed up by commercial acumen and results focused. Self-motivated, resilient; strong work ethic, you thrive in a dynamic, fast-paced environment and persevere through setbacks. A change agent, leader - Able to cut through 'noise', reverse delays and create positive momentum. Collaborative - Exemplary people skills, able to work with diverse internal and external stakeholders. Passionate - About partner development. Industry awareness (Advantageous). Why us? Markerstudy Insurance Services Limited (MISL) is one of the largest Managing General Agents in the UK. With a strong presence in the UK motor insurance market, we specialise in niche motor cover, where our solid market knowledge and experience enables us to create highly targeted products. Our success is underpinned by our underwriting strategy to identify and apply special risk factors to the customers' advantage. That, and our skilled underwriting technicians who are friendly, accessible and empowered to make decisions. We only transact business through professional UK insurance intermediaries and we take pride in fostering excellent working relationships. Our products feature prominently on Aggregators' sites, such as Confused, Go Compare and Compare the Market, via our broker partners. What we offer in return? A collaborative and fast paced work environment Private medical health care plan 28 days annual leave plus Bank Holidays and the ability to buy/sell five days holiday A benefit scheme that offers discounts and cashback on shopping, restaurants, travel and more Life Assurance 4x annual salary Hybrid working model - from our Peterborough, Sunderland or Manchester office. Please apply with your up to date CV.
Personal Lines Insurance Adviser Location: Street Salary: Negotiable We are currently looking for a Personal Lines Insurance Adviser to join the successful and experienced team based out of the Street office location. The position provides advice to clients to ensure conversion of new business, service of existing accounts and retention of renewals to achieve company income targets and to provide support to clients in all aspects of the sales process in accordance with company procedures and regulatory requirements. This is a long term and progressive opportunity with a stable and reputable broker. You will need insurance underwriting or broking knowledge from either another broker or financial services company. If you are keen on working in a professional, friendly and happy environment this position will suit you. The day to day : Meet and deliver against agreed Renewal Retention or New Business Targets , contributing towards the teams overall targets & KPI's Ensure you carry out thorough pre renewal reviews and with your clients annually. Conduct a full market review for your client and offer the most suitable policy and product. Invite all Personal Lines polices within good time, in line with our Higos operational guidance of 21 days prior to the renewal date. Ensure polices are renewed, on or before the renewal date. Complete all roles and tasks as required by your line manager, ensuring all operational priorities and Higos rules, procedures and policies for risk and compliance are adhered to. Manage and prioritise your Tasks are kept up to date and not overdue Identify and discuss with your clients cross sell opportunities Complete any training that is deemed necessary for your role and fully prepare for your regular one-to-ones and annual year-end review, ensuring that you discuss activity around your agreed development plan and that all training is completed on time. Adherence to our Training & Competency scheme and pass audits. Keep Up to date with Continuous Professional Development Plan (CPD) As and when required undertake small projects and/or provide specialist input into wider business projects and initiatives. What's on offer: Negotiable basic salary + bonus Wide range of additional addon benefits and discounts (Pension, Holiday etc) Your experience: Customer Service & Administration Willing to undrgo training if required Ability to take responsibility for own performance Strong verbal and written communication skills
May 01, 2024
Full time
Personal Lines Insurance Adviser Location: Street Salary: Negotiable We are currently looking for a Personal Lines Insurance Adviser to join the successful and experienced team based out of the Street office location. The position provides advice to clients to ensure conversion of new business, service of existing accounts and retention of renewals to achieve company income targets and to provide support to clients in all aspects of the sales process in accordance with company procedures and regulatory requirements. This is a long term and progressive opportunity with a stable and reputable broker. You will need insurance underwriting or broking knowledge from either another broker or financial services company. If you are keen on working in a professional, friendly and happy environment this position will suit you. The day to day : Meet and deliver against agreed Renewal Retention or New Business Targets , contributing towards the teams overall targets & KPI's Ensure you carry out thorough pre renewal reviews and with your clients annually. Conduct a full market review for your client and offer the most suitable policy and product. Invite all Personal Lines polices within good time, in line with our Higos operational guidance of 21 days prior to the renewal date. Ensure polices are renewed, on or before the renewal date. Complete all roles and tasks as required by your line manager, ensuring all operational priorities and Higos rules, procedures and policies for risk and compliance are adhered to. Manage and prioritise your Tasks are kept up to date and not overdue Identify and discuss with your clients cross sell opportunities Complete any training that is deemed necessary for your role and fully prepare for your regular one-to-ones and annual year-end review, ensuring that you discuss activity around your agreed development plan and that all training is completed on time. Adherence to our Training & Competency scheme and pass audits. Keep Up to date with Continuous Professional Development Plan (CPD) As and when required undertake small projects and/or provide specialist input into wider business projects and initiatives. What's on offer: Negotiable basic salary + bonus Wide range of additional addon benefits and discounts (Pension, Holiday etc) Your experience: Customer Service & Administration Willing to undrgo training if required Ability to take responsibility for own performance Strong verbal and written communication skills
Job Title: Lead Radar Developer Contract Type: Permanent, Part Time, Full Time, Job Share option available Salary Range: GBP 48,000.00 - 72,000.00 Location: EastleighAgeas have an exciting opportunity for an Lead Pricing Implementation Analyst to join the Pricing team in our Eastleigh office. The Lead Implementation Analyst role will involve the management and deployment of pricing models and underwriting rules across risk and retail pricing which will be key ensuring Ageas meets its strategic goals. Main Responsibilities: Develop, validate, review and promote Radar Live models for Risk and Market Pricing. Integration of models ahead of deployment Responsible for XML changes within model Build and deployment of Percayso quote manipulation rules. Manage Radar defects arising from other areas of business from BAU/Standard/Project changes. Radar version/licence updates Enrichment capstone specification maintenance Provide impact assessments for BAU, Standard &Project changes. Ownership and maintenance of Pricing Product Spec documents Ensuring accuracy of Private Car, Commercial Vehicle, Motorcycle and Household rates and rules on internal systems and third party SWH. Management, development and coaching of more Junior Implementation Analysts. Excellent at creating innovative solutions to problems and constantly striving to improve process. Iteratively creating and improving best practices and standards for the team, and ensuring they are clearly communicated and adopted. Ensure close collaboration and alignment with Product teams to ensure knowledge sharing and understanding of what the product builds are trying to achieve. Deputise for the Pricing implementation manager when necessary. Skills and experience: Educated to A- level or equivalent with numerical disciplines studied. Experience in insurance pricing, underwriting or product writing. Experienced user of Radar and Radar Live Proven experience of devising solutions to business problems. Good understanding of messaging structures and transform for various SWHs and how they interact with Ageas platforms Effective coaching of junior staff and development of pricing skills. Experience of dealing with and influencing colleagues at all levels up to, and including, senior management and directors. Ability to understand complex rating structures and offer solutions for efficient builds Self-motivated, with the drive, energy and ability to work on own initiative. Very strong planning, prioritisation and organisational skills. Delivery of high quality pricing projects from start to end with minimal oversight Ensuring high engagement amongst direct reports High level contextual awareness and ensuring application of the following areas in ones thinking: The customer The regulator The business The competitive environment Proficiency in building radar models and investigative tasks Creativity and innovation: Quantity and quality of new developments - develop new solutions using industry best practice and taking account of critical business requirements Here are some of the benefits you can enjoy: At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK. Flexible Working - Smart gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares . We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days. Supporting your Health - Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders. Supporting your Wealth - Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans. Supporting you and your Family - Maternity/pregnant parent/primary adopter entitlement of 16 weeks' at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks' full pay. Benefits for Them - Partner Life Assurance and Critical Illness cover Getting Around - Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover Get some Tech - Deals on various gadgets including Wearables, Tablets and Laptops. Supporting you back to work - Return to work programme after maternity leave About Ageas: We're one of the largest car and home insurers in the UK. Our people help Ageas to be a thriving, creative and innovative place to work, which is echoed in the service we provide to over four million customers.As an inclusive employer, we encourage anyone to apply. We're a signatory of the Race at Work Charter and Women in Finance Charter , a Stonewall diversity champion and a Disability Confident Employer (which means interviews are guaranteed for applicants with a disability who meet the minimum role criteria). For more information please see Ageas Everyone.Our aim is to have great people everywhere in our business and we're always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we're open to discussing flexible working, including full-time, part-time or job share arrangements.To find out more about Ageas, see About Us.
May 01, 2024
Full time
Job Title: Lead Radar Developer Contract Type: Permanent, Part Time, Full Time, Job Share option available Salary Range: GBP 48,000.00 - 72,000.00 Location: EastleighAgeas have an exciting opportunity for an Lead Pricing Implementation Analyst to join the Pricing team in our Eastleigh office. The Lead Implementation Analyst role will involve the management and deployment of pricing models and underwriting rules across risk and retail pricing which will be key ensuring Ageas meets its strategic goals. Main Responsibilities: Develop, validate, review and promote Radar Live models for Risk and Market Pricing. Integration of models ahead of deployment Responsible for XML changes within model Build and deployment of Percayso quote manipulation rules. Manage Radar defects arising from other areas of business from BAU/Standard/Project changes. Radar version/licence updates Enrichment capstone specification maintenance Provide impact assessments for BAU, Standard &Project changes. Ownership and maintenance of Pricing Product Spec documents Ensuring accuracy of Private Car, Commercial Vehicle, Motorcycle and Household rates and rules on internal systems and third party SWH. Management, development and coaching of more Junior Implementation Analysts. Excellent at creating innovative solutions to problems and constantly striving to improve process. Iteratively creating and improving best practices and standards for the team, and ensuring they are clearly communicated and adopted. Ensure close collaboration and alignment with Product teams to ensure knowledge sharing and understanding of what the product builds are trying to achieve. Deputise for the Pricing implementation manager when necessary. Skills and experience: Educated to A- level or equivalent with numerical disciplines studied. Experience in insurance pricing, underwriting or product writing. Experienced user of Radar and Radar Live Proven experience of devising solutions to business problems. Good understanding of messaging structures and transform for various SWHs and how they interact with Ageas platforms Effective coaching of junior staff and development of pricing skills. Experience of dealing with and influencing colleagues at all levels up to, and including, senior management and directors. Ability to understand complex rating structures and offer solutions for efficient builds Self-motivated, with the drive, energy and ability to work on own initiative. Very strong planning, prioritisation and organisational skills. Delivery of high quality pricing projects from start to end with minimal oversight Ensuring high engagement amongst direct reports High level contextual awareness and ensuring application of the following areas in ones thinking: The customer The regulator The business The competitive environment Proficiency in building radar models and investigative tasks Creativity and innovation: Quantity and quality of new developments - develop new solutions using industry best practice and taking account of critical business requirements Here are some of the benefits you can enjoy: At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK. Flexible Working - Smart gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares . We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days. Supporting your Health - Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders. Supporting your Wealth - Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans. Supporting you and your Family - Maternity/pregnant parent/primary adopter entitlement of 16 weeks' at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks' full pay. Benefits for Them - Partner Life Assurance and Critical Illness cover Getting Around - Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover Get some Tech - Deals on various gadgets including Wearables, Tablets and Laptops. Supporting you back to work - Return to work programme after maternity leave About Ageas: We're one of the largest car and home insurers in the UK. Our people help Ageas to be a thriving, creative and innovative place to work, which is echoed in the service we provide to over four million customers.As an inclusive employer, we encourage anyone to apply. We're a signatory of the Race at Work Charter and Women in Finance Charter , a Stonewall diversity champion and a Disability Confident Employer (which means interviews are guaranteed for applicants with a disability who meet the minimum role criteria). For more information please see Ageas Everyone.Our aim is to have great people everywhere in our business and we're always looking for outstanding people to join us. Most roles across Ageas allow a proportion of your time to be spent working from home and we're open to discussing flexible working, including full-time, part-time or job share arrangements.To find out more about Ageas, see About Us.
The Role: Underwriting Manager P & C To support the CUO and Portfolio Director with underwriting expertise to help build, analyse and review underwriting plans- liaising regularly between insurers and the MGA in the development of underwriting strategy specific to binders/insurer and in developing and monitoring best practice underwriting standards across the business click apply for full job details
May 01, 2024
Full time
The Role: Underwriting Manager P & C To support the CUO and Portfolio Director with underwriting expertise to help build, analyse and review underwriting plans- liaising regularly between insurers and the MGA in the development of underwriting strategy specific to binders/insurer and in developing and monitoring best practice underwriting standards across the business click apply for full job details
Global Industry Head of Natural Resources Underwriting Job Profile: Underwriter C16 Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all wholesale credit businesses including Banking, Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS). The Global Head of Natural Resources manages a team of Corporate Underwriters, covering large and complex relationships globally, being responsible for all underwriting activities, in partnership with Banking and Markets and Risk. This role reports directly to the Global Head of ICM CDM Credit Underwriting. Natural Resources combines a sub industry vertical from Energy and Commodities, Power, Chemicals and Clean Energy Transition with teams based in London, New York City and Houston. KEY RESPONSIBILITIES: Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums Manage resources and serve as a key point of contact for the team for escalations/ guidance as required Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk rating and other in-depth analysis performed by junior resources Review and approval of Credit Approval Memos (CAM) packages Partnering with Front Office on structuring and production of term sheet for new transactions Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions Support the ICM CDM Underwriting Global Head on strategic initiatives/projects as required SPECIFIC RISK EXPERIENCE: Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience Experience in and exposure to global credit risk management standards Ability to understand capital markets products and complex financing and product structures Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP: Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors Navigates organizational complexity and breaks silos Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions Proven experience of managing a team Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships Proven track record of partnering with global peers in leveraging and implementation of best practices QUALIFICATIONS: 15+ years relevant work experience in banking/financial institutions, including 10+ years' managerial experience Senior Credit Officer designation is strongly preferred Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit Demonstrates strong ethics and integrity Ability to see the 'big picture' in a complex environment Can make decisions under pressure and short timeline Excellent verbal & written communication, active listening, organizational, and interpersonal skills. Excellent presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies Must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal guidance and management follow up Job Family Group: Risk Management Job Family: Credit Decisions Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
May 01, 2024
Full time
Global Industry Head of Natural Resources Underwriting Job Profile: Underwriter C16 Citi continues to enhance its business control and governance framework by building out Institutional Credit Management (ICM), a new function in the 1st Line of Defense, to house and consistently manage credit risk activities performed across its Institutional Client Group organization. ICM's objective is to provide integrated "end-to-end" credit underwriting, identification, measurement, management, and monitoring for wholesale credit risk across the enterprise. Within ICM, the Credit Underwriting function (ICM-UW) provides analysis, greenlight, underwriting, first-line-of-defense credit approval and subsequent credit monitoring across all wholesale credit businesses including Banking, Global Structured Products, Financings, and Securitizations (GSP-F&S), Treasury & Trade Services (TTS), Markets, and Securities Services (MSS). The Global Head of Natural Resources manages a team of Corporate Underwriters, covering large and complex relationships globally, being responsible for all underwriting activities, in partnership with Banking and Markets and Risk. This role reports directly to the Global Head of ICM CDM Credit Underwriting. Natural Resources combines a sub industry vertical from Energy and Commodities, Power, Chemicals and Clean Energy Transition with teams based in London, New York City and Houston. KEY RESPONSIBILITIES: Executes, aligned with global and regional strategies, all responsibilities regarding underwriting, including, but not limited to: Adoption of leading practices in credit analysis, underwriting, and monitoring, including the end-to-end underwriting process, from early origination discussions to development of credit approval memos, and senior approval forums Manage resources and serve as a key point of contact for the team for escalations/ guidance as required Detailed review of financial analysis, due diligence, projection modeling, stress testing, risk rating and other in-depth analysis performed by junior resources Review and approval of Credit Approval Memos (CAM) packages Partnering with Front Office on structuring and production of term sheet for new transactions Facilitate relationships with key clients in Banking and Risk and with key Regulators, Internal Audit, and control functions Support the ICM CDM Underwriting Global Head on strategic initiatives/projects as required SPECIFIC RISK EXPERIENCE: Senior credit approval authority covering large and complex underwritings, capital commitments, derivatives with multi-industry experience Experience in and exposure to global credit risk management standards Ability to understand capital markets products and complex financing and product structures Ability to provide strategic insights and strong sensitivity to macro and regulatory issues, and impact of such issues on the various Risk families, including operational and franchise risks Able to discuss and address issues associated with the allocation of risk assets and risk capital in partnership with banking and product organizations CLIENT RELATIONSHIPS / BUSINESS PARTNERSHIP: Proven ability to understand nuances of local markets, local regulation, and the capabilities and practices of competitors Navigates organizational complexity and breaks silos Creates and sustains a network of strong partnerships with the business in all segments & geographies and other risk functions Proven experience of managing a team Provides well-reasoned, balanced assessments of risk/return trade-offs associated with transactions and client relationships Proven track record of partnering with global peers in leveraging and implementation of best practices QUALIFICATIONS: 15+ years relevant work experience in banking/financial institutions, including 10+ years' managerial experience Senior Credit Officer designation is strongly preferred Proven ability to effectively engage with regulators and internal control functions including Internal Audit and Fundamental Credit Risk as well as with external audit Demonstrates strong ethics and integrity Ability to see the 'big picture' in a complex environment Can make decisions under pressure and short timeline Excellent verbal & written communication, active listening, organizational, and interpersonal skills. Excellent presentation skills - adept at presenting effectively to audiences of various sizes and various constituencies Demonstrated influencing and negotiating ability, resolve conflicts amongst various constituencies Must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal guidance and management follow up Job Family Group: Risk Management Job Family: Credit Decisions Time Type: Full time Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting
Company Description Humanity is facing fundamental challenges, with the future of our planet hanging in the balance. As the principal investment arm of the Legal & General Group, our aim at Legal & General Capital is to generate long-term shareholder value, while helping build a better society. We seek opportunities to invest in sectors most in need of investment and innovation, such as residential housing, large-scale urban regeneration and future cities. We're backing investment in infrastructure and clean energy, and in start-up businesses to drive innovation and growth across the UK. We're building partnerships between the public sector and institutional investors to accelerate housing delivery, create jobs, support local businesses and transform communities. This helps to create new asset classes for Legal & General's varied investment requirements, our partners and the wider marketplace. Job Description Your role at a glance The role holder will leverage their knowledge of a UK annuity writer's SII balance sheet and IFRS P&L to implement solutions to maximise shareholder value arising from Legal & General Capital (LGC) initiatives. The role holder will support the LGC Funding team to maximise L&G's investment into LGC created assets by collaborating with teams across Legal & General Retirement Institutional (LGRI) and LGC. What you'll be doing You will develop guidance and analysis to ensure LGC Finance and Investments teams have the right information to make optimal investment funding decisions. You will build and utilise financial models to support evaluation of funding decisions, including cash flow models, considering risk and return metrics, capital and regulatory requirements. You will collaborate with LGC/LGR Investment and Structuring teams to identify solutions and levers to access L&G balance sheet capital for LGC created assets. You will build relationships and partner with key stakeholders across L&G Group to design and implement new funding solutions and identified strategy changes to maximise shareholder value via LGC asset creation going forwards. You will partner and collaborate with colleagues within the LGC Finance team to support the capture of management information to enable and monitor L&G balance sheet funding of LGC created assets. You will draft and present governance papers and management updates; engage with key stakeholders across the L&G group in order to garner support for new initiatives. You will manage the performance of any direct reports and ensure development needs are met. Take accountability for the output and review the quality of the work performed by the team. Manage the team in accordance with the Company's policies and procedures, including the Partnership Agreement, so that the team's business objectives are achieved consistently. You will ensure that all aspects of funding strategy activities are developed and delivered in line with Legal & General's Customer Experience policy and the Consumer Duty. Qualifications A Qualified actuary or CFA/FRM or CFQ or Master's Degree in Science, Finance, Math, Economics or related discipline or equivalent experience is desirable Exposure to UK life insurance reporting metrics Solvency II, IFRS and Economic Capital is essential Experience of building financial models to analyse investment opportunities in an underwriting, investment or credit rating capacity is desirable Strong MS Excel skills We would be looking for a highly pro-active and dynamic self-starter; detail-oriented and deeply driven. We would be looking for someone who is able to build strong business relationships with contacts in stakeholder and customer organisations. We would be looking for someone who is comfortable working in a dynamic environment and delivering results on time We would be looking for an individual who is flexible, adaptable and able to demonstrate initiative Additional Information When you commit to Legal & General, we'll commit to you too. That means we'll recognise and reward your hard work, your performance and your contribution. If you join us, you'll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We're also proud to offer competitive family leave. You'll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of - both for our own products and at a range of high street stores and online offerings. The brand with the brolly is choosing today to change tomorrow. Since 1836, we've grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We're all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&G, you'll find a balance that helps you be your best. Empowered by hybrid working, we're supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance. Today, there's over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us? Great minds don't have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don't just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it's important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why. we're always open to discussing flexible working arrangements. Likewise, we're committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.
May 01, 2024
Full time
Company Description Humanity is facing fundamental challenges, with the future of our planet hanging in the balance. As the principal investment arm of the Legal & General Group, our aim at Legal & General Capital is to generate long-term shareholder value, while helping build a better society. We seek opportunities to invest in sectors most in need of investment and innovation, such as residential housing, large-scale urban regeneration and future cities. We're backing investment in infrastructure and clean energy, and in start-up businesses to drive innovation and growth across the UK. We're building partnerships between the public sector and institutional investors to accelerate housing delivery, create jobs, support local businesses and transform communities. This helps to create new asset classes for Legal & General's varied investment requirements, our partners and the wider marketplace. Job Description Your role at a glance The role holder will leverage their knowledge of a UK annuity writer's SII balance sheet and IFRS P&L to implement solutions to maximise shareholder value arising from Legal & General Capital (LGC) initiatives. The role holder will support the LGC Funding team to maximise L&G's investment into LGC created assets by collaborating with teams across Legal & General Retirement Institutional (LGRI) and LGC. What you'll be doing You will develop guidance and analysis to ensure LGC Finance and Investments teams have the right information to make optimal investment funding decisions. You will build and utilise financial models to support evaluation of funding decisions, including cash flow models, considering risk and return metrics, capital and regulatory requirements. You will collaborate with LGC/LGR Investment and Structuring teams to identify solutions and levers to access L&G balance sheet capital for LGC created assets. You will build relationships and partner with key stakeholders across L&G Group to design and implement new funding solutions and identified strategy changes to maximise shareholder value via LGC asset creation going forwards. You will partner and collaborate with colleagues within the LGC Finance team to support the capture of management information to enable and monitor L&G balance sheet funding of LGC created assets. You will draft and present governance papers and management updates; engage with key stakeholders across the L&G group in order to garner support for new initiatives. You will manage the performance of any direct reports and ensure development needs are met. Take accountability for the output and review the quality of the work performed by the team. Manage the team in accordance with the Company's policies and procedures, including the Partnership Agreement, so that the team's business objectives are achieved consistently. You will ensure that all aspects of funding strategy activities are developed and delivered in line with Legal & General's Customer Experience policy and the Consumer Duty. Qualifications A Qualified actuary or CFA/FRM or CFQ or Master's Degree in Science, Finance, Math, Economics or related discipline or equivalent experience is desirable Exposure to UK life insurance reporting metrics Solvency II, IFRS and Economic Capital is essential Experience of building financial models to analyse investment opportunities in an underwriting, investment or credit rating capacity is desirable Strong MS Excel skills We would be looking for a highly pro-active and dynamic self-starter; detail-oriented and deeply driven. We would be looking for someone who is able to build strong business relationships with contacts in stakeholder and customer organisations. We would be looking for someone who is comfortable working in a dynamic environment and delivering results on time We would be looking for an individual who is flexible, adaptable and able to demonstrate initiative Additional Information When you commit to Legal & General, we'll commit to you too. That means we'll recognise and reward your hard work, your performance and your contribution. If you join us, you'll get access to some great benefits, including private medical insurance, 27 days holiday (excluding bank holidays), a generous pension scheme, life assurance, and Income Protection. You can participate in our electric car scheme, which offers employees the option to hire a brand new electric car through tax efficient salary sacrifice. We're also proud to offer competitive family leave. You'll have the opportunity to participate in our annual, performance-related bonus plan and valuable share schemes. And then there are the many discounts we offer that you can take advantage of - both for our own products and at a range of high street stores and online offerings. The brand with the brolly is choosing today to change tomorrow. Since 1836, we've grown to become one of the world's largest asset managers, homebuilders, pension providers and insurance brands. We're all here to improve the lives of our customers, build a better society for the long term, and create value for our shareholders - helping to shape a better future for society and the planet. We need people who share our ambitions, agility and entrepreneurial spirit to help us do it. At L&G, you'll find a balance that helps you be your best. Empowered by hybrid working, we're supported by technology and workplaces that enable us to work effectively wherever we are. We come together in offices to collaborate and connect, and use time at home for individual, focused activities. And, when we achieve great things, we celebrate our success and reward strong performance. Today, there's over 10,000 of us, working towards our mission, with plenty of opportunities to grow your career as we grow L&G. Will you join us? Great minds don't have to think alike, so we welcome voices from all backgrounds. Bringing together people with different life experiences helps us build empathy with our customers and drive innovation. We don't just talk about it, we actively promote diversity and equitable opportunities for all. That means our employment decisions are made without regard to race, colour, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability or protected veteran status. In fact, we embrace every dimension of diversity to reflect the customers and communities we serve. We think it's important to create an inclusive environment where we can all belong, contribute and drive progress, where you can develop and grow, and be empowered. We want you to use your voice to help us build a better tomorrow. We all work differently, and have different needs, which is why. we're always open to discussing flexible working arrangements. Likewise, we're committed to finding reasonable accommodations for candidates with specific needs during our recruiting process. So whoever you are, wherever you are, whatever your story, we'd love to hear from you.
Primary Details Time Type: Full time Worker Type: Employee The purpose of this role is to identify and resolve all detected fraud claims and assess intelligence reports on behalf of all QBE lines of business. We have a new opportunity for an experienced fraud professional to join our small team of Senior Claims Adjusters. The roll includes reviewing new referrals to the team from multiple lines of business across our European coverage of multiple countries. You will act upon intelligence received, and investigate complex claims where there are concerns with regards to the authenticity of the claim presented. Working collaboratively with other departments to create a strategy that aids the success of the defence of spurious claims thus securing the right outcome of QBE and our customers. You will work closely with our panel of solicitors, law enforcement and other regulatory bodies. Your new role Support the implementation of the Claims strategy to enable delivery of overall business targets Investigate and resolve complex Claims of a specialist nature in order to provide excellent Claims handling service with minimal leakage Identify and investigate coverage issues so as to ensure that the company's liability is in line with its contractual commitments Identify subrogation, contribution and other recovery issues and ensure that these are successfully pursued where appropriate Support the development of relationships with internal and external customers to enable the Claims function to fully support their needs Support the development of relationships with the Underwriters to enable the Claims function to support the needs of other areas within the business Ensure that Claims billings and advices are responded to within agreed timeframes to provide a professional service to brokers and clients Respond to internal and external stakeholder requests in accordance with service standards Support the Assistant Claims Manager or Team Leader in the production of Management Information reports Maintain knowledge of the Claims Portfolio and provide information to others on request to ensure the effective monitoring of Claims to support Underwriting and Claims decisions Reserve accurately to ensure that the Company's liability is clear at all times Ensure accurate and timely update of the company's systems as and when required Act as a referral point to other members of the Claims team on specific tasks or in the absence of Assistant Claims Manager or Team Leader as appropriate Support the Assistant Claims Manager in the technical mentoring of junior Claims Adjusters and Technicians as required About you Experience of fraud rings and fraud across different lines of business Can demonstrate collaboration and relationship building with stakeholders and business partners Evidence of competency of statement creation or writing for use within law enforcement and courts is desired but not essential Strong Investigative skills Extensive and relevant knowledge of Claims in appropriate area Experience of working London Markets/Complex claims Experience of working within the Motor Claims and Casualty Claims areas Good understanding of regulatory bodies Demonstrate an understanding of Counter Fraud litigation and prosecution opportunities Understanding of class specific Claims knowledge Current knowledge of compliance, regulatory and statutory requirements Negotiation skills Able to produce MI and detailed reports at various levels Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; Employer of the Year 2022 Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers. About QBE QBE helps businesses build resilience through risk management and insurance. QBE European Operations is part of QBE Insurance Group, one of the world's leading international insurers and reinsurers and Standard & Poor's A+ rated. Listed on the Australian Securities Exchange, QBE's gross written premium for the year ended 31 December 2021 was US$18.5 billion. As a business insurance specialist, QBE European Operations offers a range of insurance products from the standard suite of property, casualty and motor to the specialist financial lines, marine and energy. All are tailored to the individual needs of our small, medium and large customer base. To find out more about why you should work for QBE, visit our careers website . What next? If you have a passion to contribute to QBE's vision of enabling a more resilient future for our customers and the community, we encourage you to APPLY NOW! Simply click the apply" button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role. Please make the Talent Acquisition aware should there be any reasonable adjustments that may need to be made for the interview and the remainder of the recruitment process. The opportunity How to Apply: To submit your application, click "Apply" and follow the step by step process. Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
May 01, 2024
Full time
Primary Details Time Type: Full time Worker Type: Employee The purpose of this role is to identify and resolve all detected fraud claims and assess intelligence reports on behalf of all QBE lines of business. We have a new opportunity for an experienced fraud professional to join our small team of Senior Claims Adjusters. The roll includes reviewing new referrals to the team from multiple lines of business across our European coverage of multiple countries. You will act upon intelligence received, and investigate complex claims where there are concerns with regards to the authenticity of the claim presented. Working collaboratively with other departments to create a strategy that aids the success of the defence of spurious claims thus securing the right outcome of QBE and our customers. You will work closely with our panel of solicitors, law enforcement and other regulatory bodies. Your new role Support the implementation of the Claims strategy to enable delivery of overall business targets Investigate and resolve complex Claims of a specialist nature in order to provide excellent Claims handling service with minimal leakage Identify and investigate coverage issues so as to ensure that the company's liability is in line with its contractual commitments Identify subrogation, contribution and other recovery issues and ensure that these are successfully pursued where appropriate Support the development of relationships with internal and external customers to enable the Claims function to fully support their needs Support the development of relationships with the Underwriters to enable the Claims function to support the needs of other areas within the business Ensure that Claims billings and advices are responded to within agreed timeframes to provide a professional service to brokers and clients Respond to internal and external stakeholder requests in accordance with service standards Support the Assistant Claims Manager or Team Leader in the production of Management Information reports Maintain knowledge of the Claims Portfolio and provide information to others on request to ensure the effective monitoring of Claims to support Underwriting and Claims decisions Reserve accurately to ensure that the Company's liability is clear at all times Ensure accurate and timely update of the company's systems as and when required Act as a referral point to other members of the Claims team on specific tasks or in the absence of Assistant Claims Manager or Team Leader as appropriate Support the Assistant Claims Manager in the technical mentoring of junior Claims Adjusters and Technicians as required About you Experience of fraud rings and fraud across different lines of business Can demonstrate collaboration and relationship building with stakeholders and business partners Evidence of competency of statement creation or writing for use within law enforcement and courts is desired but not essential Strong Investigative skills Extensive and relevant knowledge of Claims in appropriate area Experience of working London Markets/Complex claims Experience of working within the Motor Claims and Casualty Claims areas Good understanding of regulatory bodies Demonstrate an understanding of Counter Fraud litigation and prosecution opportunities Understanding of class specific Claims knowledge Current knowledge of compliance, regulatory and statutory requirements Negotiation skills Able to produce MI and detailed reports at various levels Why QBE? At My Best At QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA - because we know it's not just what we do that matters, it's how we do it that makes the difference. In addition to this, we also offer flexible parental leave for both parents and have several employee network groups that support and empower our diverse workforce. At QBE, we view our people as our most precious asset. We understand the importance of fostering a work environment that is responsive to the changing needs of today's workforce. QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation. Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; Employer of the Year 2022 Winner - Insurance Insider British Claims Awards 2022 Winner - InsurTech Award Insurance Times Claims Excellence Awards 2022 Winner - Claims Product Solution of the Year Working Families Best Practice Awards 2021 Finalist for: Best COVID-19 Response Insurance Post British Insurance Awards 2022 Shortlisted for: Best Customer Care, Diversity & Inclusion Initiative of the Year 2022, Specialist Insurer of the Year (for Construction), General Insurer of the Year We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We know that diversity of thought, background and experience enables better decision making, improves the quality of our delivery and helps us to meet the needs of our customers. About QBE QBE helps businesses build resilience through risk management and insurance. QBE European Operations is part of QBE Insurance Group, one of the world's leading international insurers and reinsurers and Standard & Poor's A+ rated. Listed on the Australian Securities Exchange, QBE's gross written premium for the year ended 31 December 2021 was US$18.5 billion. As a business insurance specialist, QBE European Operations offers a range of insurance products from the standard suite of property, casualty and motor to the specialist financial lines, marine and energy. All are tailored to the individual needs of our small, medium and large customer base. To find out more about why you should work for QBE, visit our careers website . What next? If you have a passion to contribute to QBE's vision of enabling a more resilient future for our customers and the community, we encourage you to APPLY NOW! Simply click the apply" button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role. Please make the Talent Acquisition aware should there be any reasonable adjustments that may need to be made for the interview and the remainder of the recruitment process. The opportunity How to Apply: To submit your application, click "Apply" and follow the step by step process. Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
Underwriting Manager / Property Treaty Lloyds is the worlds leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the markets brightest minds, working together for a braver world. Our role is to inspire courage, so tomorrows progress isnt limited by todays risks click apply for full job details
May 01, 2024
Full time
Underwriting Manager / Property Treaty Lloyds is the worlds leading insurance and reinsurance marketplace. We share the collective intelligence and risk sharing expertise of the markets brightest minds, working together for a braver world. Our role is to inspire courage, so tomorrows progress isnt limited by todays risks click apply for full job details
Delegated Authority Analyst Doyouhave Delegated Authority and Binding Authorities/Agreements experience? Doyouhave a broadunderstandingoftheLloyd'sandLondon insurance markets? This is a hybrid role with the flexibility to work both virtually and from our Chelmsford, London or Redhill office Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive,diverseteam,andweare passionate about helping our colleagues and clients succeed. What the day will look like Owningthe Contract renewals for specific StructuredPortfolioSolution (SPS) agreements within AUM, working with theDelegatedAuthority Business Partners toensurethatprogress is communicated to key stakeholders. Establish position as the SPS liaison point for brokers and other key stakeholders for specific SPSs. Supporting discussions with DelegatedAuthorityteams in our capacity providers to ensure they are kept up to date with plans and changes in advance of renewals or during negotiation of changes and to understand their needs. Accurate drafting ofDelegatedAuthority Agreements and endorsements as required. Assisting in the drafting and analysis of Aon Delegated Authority Agreement templates. Liaising with all internal stakeholders who are accountable for servicing the SPS and meetingourcontractualrequirements (underwriters, fiduciary functions, claims, brokers, reporting team etc.) toensurethat the appropriate steps are being followed toensurethat all new and development SPS opportunities can be measured, assessed, and supported. Support Underwriting teams in articulating performance of SPSs to carriers, by holding quarterly review calls across all SPSs. Assist with the analysis of the portfolio to gain insight into existing SPSs with Underwriting managers, drawing conclusions and findings to be presented to drive growth. Supporting SPS product owners in meetingourcontractualrequirements and escalating where risks and issues as they occur. Ensure that appropriate governance is in place across SPSs and agreed processes are followed. Support Aon Underwriting Managers Leadership's objectives including implementation of processimprovements, IT systems and other projects that improve client delivery and reduce operational costs including the increased use of automation, systems integration and e-commerce. How this opportunity is different TheDelegatedAuthority Solutions team focus on maintaining and crafting solutions for complex placements and drafting outstanding Agreements, working with Lloyd's, the LMA and carriers' DelegatedAuthorityTeams. This could be through the development of an existing product to a greater level of authority (e.g. converting a Lineslip into a Binding Authority) or identifying an area of a portfolio that could benefit from the efficiencies that a StructuredPortfolioSolution can offer. We are a hub with specific technical and binding authority expertise, enabling growth in Aon's cover holder network through insight driven risk transfer advice and market solutions. Skills and experience that will lead to success A soundunderstandingofDelegatedAuthority, Binding Authorities and Agreements and coreinsurance processes. BroadunderstandingoftheLloyd'sandLondon Market Insurance. Soundunderstandingof London insurance market dynamics and core processes. Technical insurance knowledge around the management and placement of delegated business. Expertise to provide solutions to complex requirements. Understanding of compliance and FCA regulation. How we support our colleagues In addition to our comprehensive benefits pa
May 01, 2024
Full time
Delegated Authority Analyst Doyouhave Delegated Authority and Binding Authorities/Agreements experience? Doyouhave a broadunderstandingoftheLloyd'sandLondon insurance markets? This is a hybrid role with the flexibility to work both virtually and from our Chelmsford, London or Redhill office Aon is in the business of better decisions At Aon, we shape decisions for the better to protect and enrich the lives of people around the world. As an organization, we are united through trust as one inclusive,diverseteam,andweare passionate about helping our colleagues and clients succeed. What the day will look like Owningthe Contract renewals for specific StructuredPortfolioSolution (SPS) agreements within AUM, working with theDelegatedAuthority Business Partners toensurethatprogress is communicated to key stakeholders. Establish position as the SPS liaison point for brokers and other key stakeholders for specific SPSs. Supporting discussions with DelegatedAuthorityteams in our capacity providers to ensure they are kept up to date with plans and changes in advance of renewals or during negotiation of changes and to understand their needs. Accurate drafting ofDelegatedAuthority Agreements and endorsements as required. Assisting in the drafting and analysis of Aon Delegated Authority Agreement templates. Liaising with all internal stakeholders who are accountable for servicing the SPS and meetingourcontractualrequirements (underwriters, fiduciary functions, claims, brokers, reporting team etc.) toensurethat the appropriate steps are being followed toensurethat all new and development SPS opportunities can be measured, assessed, and supported. Support Underwriting teams in articulating performance of SPSs to carriers, by holding quarterly review calls across all SPSs. Assist with the analysis of the portfolio to gain insight into existing SPSs with Underwriting managers, drawing conclusions and findings to be presented to drive growth. Supporting SPS product owners in meetingourcontractualrequirements and escalating where risks and issues as they occur. Ensure that appropriate governance is in place across SPSs and agreed processes are followed. Support Aon Underwriting Managers Leadership's objectives including implementation of processimprovements, IT systems and other projects that improve client delivery and reduce operational costs including the increased use of automation, systems integration and e-commerce. How this opportunity is different TheDelegatedAuthority Solutions team focus on maintaining and crafting solutions for complex placements and drafting outstanding Agreements, working with Lloyd's, the LMA and carriers' DelegatedAuthorityTeams. This could be through the development of an existing product to a greater level of authority (e.g. converting a Lineslip into a Binding Authority) or identifying an area of a portfolio that could benefit from the efficiencies that a StructuredPortfolioSolution can offer. We are a hub with specific technical and binding authority expertise, enabling growth in Aon's cover holder network through insight driven risk transfer advice and market solutions. Skills and experience that will lead to success A soundunderstandingofDelegatedAuthority, Binding Authorities and Agreements and coreinsurance processes. BroadunderstandingoftheLloyd'sandLondon Market Insurance. Soundunderstandingof London insurance market dynamics and core processes. Technical insurance knowledge around the management and placement of delegated business. Expertise to provide solutions to complex requirements. Understanding of compliance and FCA regulation. How we support our colleagues In addition to our comprehensive benefits pa